Pennsylvania State Employees Credit Union Cheyney PA

Introduction

Welcome to the Pennsylvania State Employees branch located at 1837 University Center, Cheyney, PA 19319. Established in 1933, our credit union has proudly served our community for decades, providing reliable financial solutions to over 594,000 members. With a robust total asset base of $8,545,080,869 and total deposits amounting to $587,414,547, we are committed to helping you achieve your financial goals. At the heart of our operations is a dedicated team of 865 employees, led by CEO George Rudolph and Board President Shawn Weis, who work tirelessly to ensure that our members receive the best possible service. Whether you're looking for loans or savings options, we have something tailored just for you. Currently, we manage a total of 395,188 loans and leases, reflecting our commitment to supporting your financial needs. While members can visit us at our branch in Cheyney, official correspondence should be sent to the same address: 1837 University Center, Cheyney, PA 19319. If you ever need assistance or have questions about your accounts, don't hesitate to reach out at 610-455-3960. We pride ourselves on being more than just a financial institution; we are part of your community. As you explore our services on our website PSECU.com, you'll find various resources designed to enhance your banking experience while ensuring your money is secure. Our net worth stands strong at $915,375,927, demonstrating our stability and reliability in managing member funds. Join us today and experience the difference that a dedicated credit union can make in your financial journey!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at PSECU and discover how we can help you achieve your financial goals. For inquiries or assistance, feel free to call us at 610-455-3960 or explore more about what we offer at PSECU's website. Together, let's build a brighter future for our community!

Our Evolution

Founded to meet the financial needs of state employees, PSECU has steadily evolved to serve a wider audience while staying true to our mission. As we expanded our services, we embraced innovation and technology. Today, we proudly manage total assets exceeding $8.5 billion, making us one of the largest credit unions in Pennsylvania. This growth is not just about numbers; it represents our dedication to providing valuable financial solutions to our members. Over the years, PSECU has introduced various services designed to enhance member experience. From online banking and mobile payments to e-statements and person-to-person transactions, we strive to make banking accessible and convenient for everyone.

Our Mission

At PSECU, our mission is clear: We are here to empower our members through superior financial services while fostering a sense of community. We believe that everyone deserves access to affordable financial products that promote security and growth. Our commitment extends beyond banking; we actively participate in community outreach initiatives that aim to uplift those around us. Whether it's through scholarships for local students or partnerships with organizations dedicated to improving lives in Cheyney and beyond, we are passionate about making a positive impact. While members can visit us at 1837 University Center Cheyney, PA 19319 for their banking needs, official correspondence should be sent to the same address as there is no difference between our branch and mailing address.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility. You'll find that our facilities are ADA compliant, with ramps and other features ensuring that everyone can navigate our space comfortably. Parking is available nearby, providing easy access whether you choose to walk over from campus or drive in from surrounding areas.

Services and Convenience

Currently, our branch offers ATM services only. We do not have drive-thru banking available at this location; however, we encourage you to come inside where our friendly staff is eager to help you with your banking needs. Our operating hours provide flexibility for your busy schedule feel free to reach out to us at 610-455-3960 for any inquiries. We invite you to come visit us! Experience personalized service and discover how we can support your financial journey. Your community credit union is here for you every step of the way!

Member Eligibility

At Pennsylvania State Employees, we believe that becoming a member is more than just opening an account it's about joining a caring community that supports your financial goals. If you live, work, or attend school in Pennsylvania, you're likely eligible to join us! Whether you're a student at Cheyney University or part of the local workforce, our doors are open to you. Plus, being a member comes with fantastic benefits like competitive rates and personalized service tailored to your needs. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.psecu.com/join . Ready to get started? Opening your account is straightforward and can be done online. Just head over to https://go.psecu.com/scholarships for all the details. If you have any questions or need assistance along the way, don't hesitate to reach out at (610) 455-3960. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations for local businesses. From payment processing solutions to cash management tools, our services ensure you can focus on what matters most growing your business. When you partner with us, you're not just getting a financial institution; you're gaining a trusted ally dedicated to your success. Visit us at 1837 University Center Cheyney Pa 19319 in Cheyney, PA, or call us at (610) 455-3960 to learn more about how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Commitment to Community

At Pennsylvania State Employees, we take pride in serving our community and understanding the unique financial challenges that come with it. Our goal is not just to provide services but also to build relationships with our members. Whether you're a student navigating college finances or a family planning for future expenses, we're here to guide you every step of the way. If you're ready to experience personalized service and discover how we can meet your financial needs, reach out today! Call us at (610) 455-3960 or visit us at 1837 University Center Cheyney Pa 19319. We look forward to helping you achieve your financial goals! Remember, banking doesn't have to be complicated; at Pennsylvania State Employees, we're here for you!

Embracing Digital Convenience

In today's fast-paced world, convenience is essential. That's why Pennsylvania State Employees has embraced digital banking features that allow you to manage your finances right from your smartphone or computer. With our online banking and mobile application, checking your account balance, transferring money, and paying bills can be done in just a few taps. Plus, our person-to-person payment feature makes sending money to friends and family as easy as sending a text.

Personalized Banking Solutions

Whether you're looking to manage day-to-day expenses or save for future goals, we have the tools to assist you. One of the key services we offer is ATM Services Only. Imagine being able to access your funds anytime, anywhere with ease! Our ATM services ensure that you have quick access to cash when you need it, whether you're grabbing lunch or planning a weekend getaway.

Digital & Online Banking

Key Services Available

Explore our user-friendly online banking platform at https://www.psecu.com/ . It offers you 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also enjoy the benefits of e-statements, which provide an eco-friendly way to keep track of your transactions without the clutter of paper. For those on the go, our mobile application makes banking even easier. You can manage your finances right from your smartphone or tablet. Plus, with our mobile payments feature, making purchases is a breeze just tap and go!

Real-Time Management

Need to send money quickly? With our person-to-person transfer service, you can easily send funds to friends or family in real-time. Whether it's splitting a bill or sending a gift, it's all possible with just a few taps. In summary, Pennsylvania State Employees offers a full suite of digital and online banking services tailored for your needs. Experience convenience and security like never before by signing up today! Visit us at https://www.psecu.com/ to learn more about how we can assist you in achieving your financial goals.

Secure Transactions

We prioritize your security while you bank online. Our system uses advanced encryption technology to keep your personal information safe. While we currently do not offer electronic signature authorization for certain transactions, rest assured that all other features are designed with your safety in mind.

Financial Strength

Commitment to Growth and Innovation

With $818,676,160 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $115,577 in used auto loans and an impressive total of $6,603,156,260 in loans and leases.

Growing Membership Base

Total Share Accounts stand strong at 1,359,041, showing a robust and growing member base that trusts us with their finances. This reflects our commitment to providing excellent service tailored to the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 1837 University Center Cheyney Pa 19319 or call 610-455-3960 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Strong Financial Foundation

With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $2000723013 in used vehicle loans and $578956468 in new vehicle loans, helping members get on the road without breaking the bank. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever.

Commercial Loans

For business owners looking for growth opportunities, our outstanding commercial loans amounting to $966110 can provide the capital needed to expand operations and invest in future projects. At Pennsylvania State Employees, we prioritize understanding your financial journey and are committed to providing support every step of the way. Our team is here to answer any questions you may have about eligibility or refinancing options tailored just for you. For further information or assistance regarding our loan products, feel free to reach out at 6104553960 or visit us at 1837 University Center Cheyney Pa 19319. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

In addition to traditional loans, we offer credit lines totaling $1717508379. These lines of credit provide you with quick access to funds when unexpected expenses arise, allowing you peace of mind knowing that you're covered during challenging times.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $663789144. We aim to simplify the buying process for you. If you're considering refinancing your current mortgage, we also provide competitive refinancing options that can potentially lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can be made simpler with our unsecured credit card loans. With a total of $825429712 in loans available, you can enjoy flexible terms that help you manage your finances effectively while earning rewards for your purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers. By utilizing verified information, LendMesh guarantees that users receive accurate loan comparisons, helping them avoid hidden fees or misleading terms.

Benefits of Using LendMesh

LendMesh offers several key benefits to enhance your loan shopping experience: - Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that you're viewing authentic options. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can make choices based solely on what's best for you. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions. This feature allows for quick comparisons and helps ensure you get the best possible deal. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience, stating, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PENNSYLVANIA STATE EMPLOYEES CREDIT UNION - Cheyney, PA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans