Pennsylvania State Employees Credit Union Bethlehem PA

Introduction

Welcome to the Pennsylvania State Employees branch, located at 113 Research Dr, Bethlehem, PA 18015. As a proud member of the local community since 1933, we have dedicated ourselves to providing exceptional financial services and support to our members. With a total membership of over 594,078, our commitment to fostering financial well-being is stronger than ever. At the heart of our operations is a robust financial foundation, boasting total assets of $8,545,080,869 and total deposits reaching $587,414,547. We understand the importance of trust in banking; that's why our net worth stands at an impressive $915,375,927, ensuring your money is safe with us. Whether you're looking for loans or savings options, we offer a variety of services tailored to meet your needs. Our experienced team of 865 employees, led by CEO George Rudolph and Board President Shawn Weis, is here to guide you through every step of your financial journey. If you have any questions or need assistance, don't hesitate to reach out to us at 610-861-2191. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 113 Research Dr, Bethlehem, PA 18015-4731. Join us in strengthening our community and achieving your financial goals. Visit our website at psecu.com for more information on how we can assist you today!

Branch History & Mission

The Pennsylvania State Employees branch, known as the Psecu Financial Education Center @ Lehigh University, has been a cornerstone of financial well-being in Bethlehem, PA since it opened its doors in 1933. With a rich legacy spanning over nine decades, our branch has grown alongside the community, providing essential financial services to over 594,000 members. Today, we proudly manage total assets of $8,545,080,869, a testament to our commitment to serving our members and fostering trust. Located at 113 Research Dr, Bethlehem, PA 18015, our branch is easily accessible for those seeking support on their financial journeys. We are situated near Lehigh University, making us an ideal resource for students and families alike. While you can visit us at this address for all your banking needs, official correspondence should be sent to 113 Research Dr, Bethlehem, PA 18015-4731. At the heart of our mission is a dedication to enriching lives through accessible financial solutions and community support. We strive to empower our members with the tools and resources they need to achieve their goals whether that means saving for a dream home or planning for retirement. Our approach emphasizes education and transparency; we believe that informed members make better financial decisions. Over the years, we've embraced innovation while ensuring that our services remain personal and community-focused. While we currently do not offer ATMs or drive-thru banking at this location, we provide robust online banking options including mobile payments and person-to-person transfers. Our commitment to ADA compliance ensures that everyone can access our services comfortably. Community outreach is also central to our mission. We actively partner with local organizations to support education initiatives and promote financial literacy within Bethlehem and beyond. By investing in our community's growth, we create a positive impact that extends far beyond traditional banking services. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Pennsylvania State Employees can help you navigate your financial landscape with confidence. Visit us today or explore more about membership benefits at PSECU's website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Pennsylvania State Employees branch located at 113 Research Dr in beautiful Bethlehem, PA! Nestled in Northampton County, our branch is conveniently situated near Lehigh University, making it an easy stop for students, faculty, and residents alike. Whether you're coming from downtown Bethlehem or the surrounding areas, you'll find our location accessible and welcoming. While members can visit us at our branch address, official correspondence should be sent to 113 Research Dr, Bethlehem, PA 18015-4731. We strive to ensure that everyone feels comfortable visiting us. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant features to cater to all visitors. Our lobby hours are open Monday through Friday from 9 AM to 5 PM, allowing you plenty of time to stop by before or after work or school. If you have any questions or need assistance, feel free to give us a call at 610-861-2191. Unfortunately, we do not have ATM services or drive-thru banking available at this branch. However, we're here to help with a range of services tailored for your needs. From checking accounts to loans, we ensure a friendly and supportive environment for all your financial needs. We invite you to come visit us at Pennsylvania State Employees Credit Union. Our team looks forward to serving you and helping you achieve your financial goals!

Member Eligibility

At Pennsylvania State Employees, we believe in building a welcoming community where everyone feels like they belong. Becoming a member is simple and open to anyone who meets our eligibility criteria, which include being an employee or a family member of someone who works for the Commonwealth of Pennsylvania or other select organizations. We also welcome individuals living or working in specific counties, so there's a good chance you qualify! If you're curious about your eligibility, you can find all the details at https://www.psecu.com/join. Joining us not only gives you access to a variety of financial services but also connects you with a supportive network that prioritizes your needs. Once you're ready to open an account, the process is straightforward just visit us online or give us a call at (610) 861-2191 for assistance. You can learn more about opening an account at https://go.psecu.com/scholarships. Don't hesitate to reach out; we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $966,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from customers anywhere, at any time. Our merchant services simplify this process, giving you the tools you need to manage transactions efficiently. From point-of-sale systems to online payment solutions, we provide everything you need to keep your cash flow smooth and your customers happy. Located conveniently at 113 Research Dr Bethlehem Pa 18015, Bethlehem, PA 18015, we're here to assist you every step of the way. Let's work together to take your business to new heights! For more information or assistance, call us at (610) 861-2191.

Comprehensive List Of Services

A Digital Experience

In today's fast-paced world, having the right digital banking tools is crucial. At Pennsylvania State Employees, we embrace technology to enhance your banking experience. With our online banking platform, you can check balances, pay bills, and transfer money from the comfort of your home or while on the move. Our mobile application allows for mobile payments and person-to-person transactions, simplifying how you handle your finances.

Banking Made Easy

We understand that managing finances should be straightforward and accessible. That's why we offer ATM Services Only, making it easy for you to access your funds whenever you need them. Our ATMs are strategically placed to ensure you have convenient access throughout the area. Whether you're withdrawing cash for a night out or checking your balance on the go, we've got you covered.

Community Commitment

Being a part of the community means understanding its needs and challenges. We aim to empower our members through educational resources and support that help improve financial literacy and well-being. By choosing Pennsylvania State Employees, you're not just a member; you're part of a community dedicated to fostering growth and prosperity. For any questions about our services or if you're ready to take the next step in achieving your financial goals, don't hesitate to contact us at 610-861-2191 or visit our website at psecu.com. Join us today and experience how Pennsylvania State Employees can make banking easier and more rewarding for you!

Member-Focused Solutions

We pride ourselves on being more than just a financial institution; we are part of our members' lives. From young professionals looking to start their first savings account to families planning for their children's education, our services adapt to your personal journey. We believe in building long-term relationships and offering personalized solutions that cater to each member's unique circumstances.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you have real-time access to your accounts. Plus, for those who prefer using their smartphones, our mobile application provides all the functionality you need right at your fingertips. Need to send money quickly? With our person-to-person transfer feature, sending cash to friends or family is quick and simple. You don't have to worry about carrying cash; just use your phone! And if you're looking for an eco-friendly option, you'll love that we offer e-statements. Going paperless not only helps the environment but also keeps your financial information organized and secure.

Security and Convenience

We take security seriously. While we currently do not support electronic signature authorization for transactions, rest assured that your personal information is protected through advanced security measures. Our mobile payments feature allows you to make purchases directly from your phone, ensuring every transaction is safe and secure. With our user-friendly tools and features, managing your finances has never been easier. Whether it's checking your balance, reviewing transactions, or making payments online Pennsylvania State Employees is here to support you every step of the way. Experience the ease of digital banking with us today!

Financial Strength

At Pennsylvania State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic environment, knowing your financial institution is strong can provide peace of mind. That's why we're proud to share insights about our financial health. With a net worth of $915,375,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,060,025,137 in share certificates and $1,865,958,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $818,676,160 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $115,577 in used auto loans and an impressive total of $6,603,156,260 in loans and leases. Our commitment to operational efficiency is reflected in our robust net income of $79,165,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 851 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $9,084,512. Total Share and Deposit Accounts: 1,359,041, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennsylvania State Employees is your trusted partner. Visit us at 113 Research Dr Bethlehem Pa 18015 or call 610-861-2191 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,000,723,013 in used vehicle loans and $578,956,468 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, our financing solutions can make it easier for you.

Credit Lines

For those looking for additional flexibility in managing expenses or unexpected costs, we have credit lines available totaling $1,717,508,379. This option allows you to borrow what you need when you need it. If you're considering refinancing any existing loans or want to check your eligibility for our products, we encourage you to reach out. Our team is here to help you navigate your options and find the best fit for your financial situation. For more information about our loan offerings or to speak with one of our representatives, please contact us at 610-861-2191 or visit us at 113 Research Dr Bethlehem PA 18015. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $663,789,144, make buying or refinancing simple. We provide personalized service to guide you through the process and help you find the right loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $825,429,712 in loans helping members manage their finances effectively. This product is ideal for those who need extra purchasing power without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several advantages: - Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees transparency in the rates provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results to users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, equipping them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's reliability and effectiveness. Take control of your borrowing experience today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and reliable. The data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing verified information means that users receive fair and transparent offers, allowing them to navigate their options confidently.