PennStar Credit Union Hermitage PA | Best Auto Loans & Personal Banking

Introduction

Welcome to Pennstar Federal, your trusted credit union located at 4139 E State St, Hermitage, PA 16148. Since our establishment in 1960, we have proudly served our community, fostering financial well-being for our members. With a robust membership of 4,087, we strive to create a welcoming environment where your financial goals are met with personalized service and dedication. At Pennstar Federal, we understand that each member's journey is unique. That's why we offer a wide range of services including personal banking options, auto loans, mortgage solutions, and business banking services tailored to meet your needs. Our total assets of $53,711,244 reflect our commitment to supporting you while ensuring your deposits are safe and accessible; currently totaling $3,078,512. Under the leadership of our CEO, Nichole Sayers, and Board President Glenn Zahniser, we focus on building strong relationships within our community. With a team of dedicated professionals 10 employees ready to assist you can count on us for reliable guidance and support in managing your finances. We invite you to explore the many benefits of membership at Pennstar Federal. Whether you're looking to open an account or need assistance with loans (with a total of 1,366 loans and leases currently offered), our team is here to help. While members can visit us at our branch for face-to-face interactions, official correspondence should be sent to the same address. For more information or inquiries, feel free to reach us at 724-981-2973. Join us today and experience the Pennstar difference! Visit our website at pennstarfederal.com to learn more about how we can assist you in achieving your financial goals.

Branch History & Mission

Welcome to Pennstar, a credit union with a proud history and a commitment to serving our community in Hermitage, PA. Established in 1960, Pennstar has grown from its humble beginnings into a trusted financial partner for over 4,000 members. Our branch is located at 4139 E State St, conveniently situated near local landmarks, making it easy for our members to access our services. Over the years, we have achieved significant milestones that reflect our dedication to our members and the communities we serve. With total assets amounting to $53,711,244, we are well-equipped to provide a range of financial products tailored to meet diverse needs. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We strive to empower our members with the tools they need to achieve their financial goals. At Pennstar, our mission is clear: we are committed to delivering exceptional financial services while fostering community support and engagement. We believe in not just being a bank but also being a part of your journey toward financial wellness. Our team is dedicated to providing personalized service that makes every member feel valued and understood. In addition to traditional banking hours open Monday through Friday with extended hours on Wednesdays we offer convenient ATM access and drive-thru banking services for quick transactions. While you can visit us at 4139 E State St for all your banking needs, please note that official correspondence should be sent to our mailing address at 4139 E State St, Hermitage, PA 16148-3402. As we look toward the future, we continue to embrace technology with features like online banking and e-statements while ensuring compliance with ADA standards so everyone can enjoy our services without barriers. We also focus on community outreach through partnerships that uplift those around us. Join us at Pennstar Federal Credit Union today! Experience firsthand how we can help you manage your finances better while being a part of something bigger your community. To learn more about membership or open an account, please visit our website or call us at 724-981-2973. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, our drive-thru service allows you to complete transactions without leaving your vehicle, providing added convenience.

Operating Hours

At Pennstar Federal, we aim to accommodate your schedule with convenient operating hours. Our lobby is open from 9:00 a.m. to 5:00 p.m. on Monday, Tuesday, Thursday, and Friday; and until 6:00 p.m. on Wednesday. We invite you to stop by during these hours or give us a call at 724-981-2973 if you have any questions.

Services Offered

Our branch offers a variety of services designed just for you whether it's opening checking or savings accounts, securing auto loans, or refinancing your mortgage. We also provide online and mobile banking options to make managing your finances even easier. With ATM availability and basic drive-thru banking services like deposits and withdrawals at your fingertips, we strive to meet all your financial needs. We look forward to welcoming you at Pennstar Federal! Come visit us today and discover how we can help with your financial journey.

Member Eligibility

Becoming a member of Pennstar means joining a warm and welcoming community that's dedicated to your financial well-being. If you're wondering how to become part of this supportive family, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 4139 E State St Hermitage Pa 16148. We believe that everyone deserves access to quality financial services, so if you meet these criteria, we would love to have you with us! To get started on your membership journey, check out the detailed eligibility requirements at https://www.pennstarfederal.com/membership/membership.html. It's easy to navigate and provides all the info you need. Once you're ready to join, opening an account is just as straightforward just visit us online at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03712586/1277?isframed=f&cuid=03712586&loanlistid=1277&channelid=6890020411314165658&locationid=none or give us a call at (724) 981-2973 during our business hours. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine unlocking new opportunities for your business with flexible financing options. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, our focus remains on providing solutions that meet your unique needs when the time comes.

Merchant Services

In today's fast-paced world, efficient payment processing can set your business apart. With our merchant services, you can easily accept payments from customers, streamline transactions, and enhance their shopping experience. This means more time focusing on what you do best running your business. When you're ready to take the next step in expanding your operations or improving cash flow, think of Pennstar as your trusted financial partner located at 4139 E State St Hermitage Pa 16148 in Hermitage, PA. We're here to help you navigate your journey toward success! For inquiries, feel free to call us at (724) 981-2973.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch features an ATM for easy withdrawals and balance checks. Additionally, our Basic Drive-Thru Banking allows for quick deposits and simple transactions without leaving your car perfect for busy days! At Pennstar, we believe in providing accessible financial services that cater to all aspects of life. If you're ready to explore any of these offerings or have questions about how we can assist you further, please don't hesitate to reach out at (724) 981-2973. Visit us today or check out our website at Pennstar Federal for more information!

Business Banking Services

For local business owners, Pennstar provides comprehensive Business Banking solutions. From Merchant Services that streamline payment processing to flexible Business Loans, we are committed to helping your business thrive.

Credit Card Rewards

Looking for a credit card that offers more than just spending power? Check out our Credit Cards with Rewards program! This service allows you to earn rewards on your purchases, making every dollar spent work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can check your balance, transfer funds, and even pay bills right from your smartphone or computer. Our easy-to-use platform ensures that managing your finances is just a few clicks away.

Financing Options

If you're thinking about purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services have got you covered. We understand that buying a vehicle or a home is a significant commitment, which is why we strive to provide flexible terms and competitive rates. Our Personal Loans & Debt Consolidation options are designed to help you manage existing debt effectively, giving you peace of mind.

Personal Banking Solutions

For individuals seeking to manage their everyday banking needs, we offer Personal Banking options that include Checking & Savings Accounts. Imagine having a checking account that not only keeps your funds safe but also allows you easy access for day-to-day transactions. With our savings accounts, you can start building your nest egg while enjoying competitive interest rates.

Digital & Online Banking

At Pennstar, we understand that managing your finances should be as easy and secure as possible. That's why we offer a variety of digital and online banking services designed to keep you in control, no matter where you are. With our 24/7 online banking services available at https://www.pennstarfederal.com/, you can access your accounts anytime, allowing you to check balances, make transfers, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can send funds directly from your account without any hassle. Our commitment to security is paramount. We provide electronic signature authorization, ensuring that your transactions are not only swift but also protected. Plus, with the option for e-statements, you can say goodbye to paper clutter while keeping your financial records organized and accessible. For those who prefer banking on-the-go, our mobile application offers a user-friendly experience right at your fingertips. Whether you're checking your balance or making a deposit, everything is designed for convenience. While we currently don't support mobile payments, our app still provides all the essential functions you need for effective account management. Accessibility is key to our services at Pennstar. We aim to make your banking experience smooth and enjoyable so that you can focus on what matters most to you. Join us today and explore the many ways our digital banking tools can simplify your life!

Financial Strength

Growing Member Base

Total Share Accounts stand at 7,135, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $16,908, demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennstar is your trusted partner. Visit us at 4139 E State St Hermitage Pa 16148 or call (724) 981-2973 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $7,653,856 in share certificates and $6,995,784 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $200,706 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 10 full-time employees and 0 part-time employees who are dedicated to providing knowledgeable service.

Reinvestment in Member Services

Our commitment to our members is further reflected in our $8,250,982 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $454 in used auto loans and $19,898,685 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $8,451,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,574 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,433,791 in used vehicle loans and $6,508,394 in new vehicle loans already helping members get on the road. We have flexible terms and competitive rates that make it easier for you to drive away in your ideal vehicle.

Credit Lines

For those needing additional flexibility, our total credit lines amounting to $2,521,000 can provide peace of mind. Whether it's an unexpected expense or just extra cash flow for day-to-day purchases, having access to a credit line can be a smart move. At Pennstar, we believe in empowering our members through responsible lending practices. If you're considering refinancing options or want to check your eligibility for any of our loan products, feel free to reach out. You can contact us at (724) 981-2973, or visit us at 4139 E State St Hermitage Pa 16148 in Hermitage, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,950,555, make buying or refinancing simple. We offer various plans tailored to meet different budgets and preferences, ensuring you can find a solution that works for you.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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