PennStar Credit Union Ambridge PA | 24/7 ATM Access & Convenience

Introduction

Welcome to Pennstar, a trusted financial partner serving the Ambridge community since 1960. Located at 835 Merchant St, Ambridge, PA 15003, we pride ourselves on being more than just a credit union; we're a vital part of our members' lives. With over 4,000 members benefiting from our services, our commitment to your financial well-being is stronger than ever. At Pennstar, we understand that financial journeys can be complex. That's why we offer tailored solutions that fit your unique needs. Our total assets stand at an impressive $53,711,244, ensuring we have the resources to support you whether you're looking for loans or savings options. With $3,078,512 in total deposits and a solid net worth of $8,451,688, we maintain a healthy financial foundation that allows us to focus on what matters most our members. Our dedicated team of 10 employees works tirelessly to provide exceptional service every day. Under the leadership of our CEO, Nichole Sayers, and Board President Glenn Zahniser, we are committed to fostering a welcoming environment where everyone feels valued. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 835 Merchant St, Ambridge, PA 15003. If you have any questions or need assistance, don't hesitate to call us at 724-266-7675 during our convenient hours. Join us today and discover how Pennstar can help you achieve your financial goals! Whether you're interested in personal loans or savings accounts, we're here to guide you every step of the way. Visit our website at pennstarfederal.com for more information!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; it includes actively participating in community initiatives that make a difference. We partner with local organizations and engage in outreach efforts aimed at supporting education and economic development within Ambridge and surrounding areas. As we look toward the future, we remain dedicated to enhancing member experiences through technology while maintaining the personal touch that defines us. With features like online banking and mobile applications available for your convenience, managing your finances has never been easier. We invite you to join us at Pennstar Federal Credit Union! Experience firsthand how we can help you build a secure financial future while being part of a supportive community. For more information or to open an account today, visit us online at Pennstar Federal or give us a call at 724-266-7675. Together, let's create brighter financial futures!

Our Mission

At Pennstar, our mission is simple yet impactful: to provide quality financial services while fostering a sense of community. We believe that when our members thrive, so does our community. We are not just a credit union; we are your partners in financial success. Whether you are looking for savings accounts, loans, or guidance on managing your finances, we are here to help you every step of the way. We understand that convenience is essential in today's fast-paced world. While we do not currently offer ATM or drive-thru services at this location, our operating hours are designed to accommodate your schedule: Monday through Wednesday and Friday from 9:00 a.m. to 4:30 p.m., Thursday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. For official correspondence, please send mail to 835 Merchant St, Ambridge, PA 15003.

Branch Location & Accessibility

Welcome to Pennstar, your friendly neighborhood credit union located at 835 Merchant St, Ambridge, PA 15003. Our branch is nestled in the heart of Ambridge, making it easy for you to stop by whenever you need assistance with your banking needs. Whether you're on your way to local shops or visiting nearby parks, our location is conveniently situated for all residents and visitors alike. While members can visit us at 835 Merchant St, official correspondence should be sent to the same address. We strive to make your experience as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking facilities that accommodate all members of our community. We understand that your time is valuable. That's why we have set operating hours to fit your schedule: we're open from 9:00 a.m. to 4:30 p.m. on Mondays, Tuesdays, Wednesdays, and Fridays; until 6:00 p.m. on Thursdays; and from 9:00 a.m. to 1:00 p.m. on Saturdays. Feel free to give us a call at 724-266-7675 if you have any questions or need assistance before your visit. Although we currently do not offer ATM services or drive-thru banking at this branch, our dedicated team is here to assist you inside the lobby with all your financial needs from opening accounts to discussing loan options. At Pennstar, we take pride in being a part of the Ambridge community and look forward to serving you! So why not swing by today? We're excited to help you achieve your financial goals!

Member Eligibility

Joining the family at Pennstar is like stepping into a community where your financial well-being truly matters. Membership is open to anyone who lives, works, worships, or attends school in the areas we serve, making it easy for you to become part of our supportive network. Plus, once you're a member, you can take advantage of a range of benefits designed to help you achieve your financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.pennstarfederal.com/membership/membership.html. Getting started is simple! You can open your account online by visiting https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03712586/1277?isframed=f&cuid=03712586&loanlistid=1277&channelid=6890020411314165658&locationid=none or give us a call at (724) 266-7675 if you have any questions. We're here to help you every step of the way at our branch located at 835 Merchant St Ambridge Pa 15003. Join us today and discover how being a member of Pennstar can make a difference in your financial journey!

Business Banking & Commercial Services

Loan Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

But it doesn't stop at loans. Our merchant services simplify daily operations so you can focus on what matters most running your business. Whether it's processing payments efficiently or managing cash flow, we're here to help you thrive in a competitive marketplace. Visit us at 835 Merchant St Ambridge Pa 15003 in Ambridge, PA or call us at (724) 266-7675 to learn how we can help your business grow today!

Comprehensive List Of Services

Banking Services Tailored for You

One of the core services we offer at Pennstar is ATM Services Only. This means you can access your funds conveniently through our ATM network, allowing you to withdraw cash, check balances, and perform other transactions without needing to visit the branch. Imagine being able to get cash for that spontaneous dinner out or quickly checking your balance while on the go all at your fingertips!

Dedicated Support When You Need It

We understand that sometimes you need personalized assistance. That's why our friendly staff at Pennstar is available during business hours to guide you through any questions or concerns you may have about our services. Our operating hours are designed with your schedule in mind: Monday through Wednesday and Friday from 9:00 a.m. to 4:30 p.m., Thursday until 6:00 p.m., and Saturday until 1:00 p.m. If you're ready to explore how Pennstar can support your financial journey or if you have any questions about our services, feel free to reach out! Give us a call at 724-266-7675 or visit us online at pennstarfederal.com. We look forward to serving you!

Digital Banking for Your Convenience

In today's fast-paced world, digital banking is essential. At Pennstar, we prioritize convenience by offering online banking features that allow you to manage your finances from anywhere. With our online platform, you can easily check your account balances, transfer money between accounts, and pay bills all from the comfort of your home or while out and about. Additionally, we have mobile capabilities that further enhance your banking experience. Whether you prefer using a computer or a smartphone, accessing your accounts has never been simpler. Plus, with features like electronic statements and person-to-person payments, managing your finances is streamlined and hassle-free.

Digital & Online Banking

Convenient Access Anytime

With just a few clicks at https://www.pennstarfederal.com/, you can check your account balance, transfer funds, and pay bills without stepping foot in a branch. Our online platform is user-friendly, ensuring that even those who are new to digital banking will find it straightforward and accessible.

Enhanced Features for Modern Banking

We provide electronic signature authorization, making it easier than ever to sign documents securely from anywhere. Plus, you can opt for e-statements to keep track of your transactions while helping the environment. No more piles of paper cluttering your space!

Manage Your Money on the Go

For those who prefer using their smartphones, our mobile application offers all the essential features right at your fingertips. You can send money through person-to-person transfers and manage your accounts seamlessly from wherever you are. Unfortunately, while we don't currently support mobile payments, our app still provides a robust banking experience.

Security You Can Trust

Your security is our priority. We use advanced encryption technologies to keep your personal information safe during every transaction. You can bank with confidence knowing that we're committed to protecting your data. At Pennstar, our goal is to provide you with convenient and secure banking solutions that fit into your lifestyle. Experience the ease of managing your finances with us today!

Financial Strength

Commitment to Growth

With $8,250,982 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $454 in used auto loans and $19,898,685 in total loans and leases, supporting your financial goals across various sectors. Our $200,706 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $7,653,856 in share certificates and $6,995,784 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $8,451,688, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,574 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Services

Total Share and Deposit Accounts: 7,135, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $16,908, further highlighting our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pennstar is your trusted partner. Visit us at 835 Merchant St Ambridge Pa 15003 or call (724) 266-7675 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,433,791 in used vehicle loans and $6,508,394 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle, making it easier than ever to drive away in your next vehicle.

Credit Lines

If you prefer a more adaptable borrowing solution, our credit lines totaling $2,521,000 provide quick access to funds when you need them most. This is ideal for unexpected expenses or projects where budgeting flexibility is key. At Pennstar, we're dedicated to providing support throughout your financial journey. If you're considering refinancing or exploring eligibility options, our team is ready to assist you in finding the best solutions tailored specifically for you. For any questions about our loan offerings or to get started on your application today, feel free to reach out at (724) 266-7675. We're located at 835 Merchant St Ambridge Pa 15003, serving the community of Ambridge, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,950,555, make buying or refinancing simple. We're here to guide you through the process and help you secure a loan that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for greater flexibility in managing expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This focus on verified sources means users can trust the information they receive.

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