In today's competitive market, efficient payment processing is crucial. Our merchant services are designed to streamline your transactions, allowing you to focus on what matters most growing your business. Imagine offering your customers various payment options at checkout or managing sales data effortlessly; that's the power of our services. Visit us at 3131 Walnut St Philadelphia Pa 19104 or call us at (215) 898-8539 to learn more about how our business banking and commercial services can help you achieve your goals!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
While we currently do not have ATMs on-site, we ensure easy access to cash withdrawal services through our network partners. This means that even if you're out and about in Philadelphia, you'll still have access to your funds without any hassle. At Penn, we're dedicated to providing personalized service every day of the week from Monday through Friday between 8:30 a.m. and 3:30 p.m. If you're interested in learning more about how we can assist you with any of these services or if you're ready to take the next step in your financial journey, please give us a call at (215) 898-8539 or visit us at http://www.penncu.org. Your financial success is our mission!
Thinking about buying a new car? Our auto loans provide competitive rates and flexible terms to help you drive away in the vehicle of your dreams. We understand that purchasing a car is a significant investment, so we work closely with you to find financing options that fit your budget.
For our business members, Penn provides comprehensive banking solutions including merchant services and business loans. We understand the challenges of running a business, which is why we are here to support you every step of the way.
Maximize your spending power with our credit cards that offer rewards tailored just for you. Enjoy cash back on purchases, travel rewards, and more while benefiting from low interest rates and no annual fees.
Homeownership is within reach with our mortgage loans. Whether you're buying your first home or looking to refinance an existing mortgage, our friendly staff will guide you through the process. We aim to make home financing as smooth as possible, ensuring you find the right loan for your circumstances.
In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your finances has never been easier. Check balances, pay bills, and transfer money anytime from anywhere all at your fingertips!
Whether you're looking to open a checking or savings account, Penn offers personal banking solutions that fit your lifestyle. Our accounts come with features that make managing your money straightforward and convenient. You can easily transfer funds between accounts, set up automatic payments, and track your spending through our online and mobile banking platforms.
If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. We offer simple terms and quick approvals so you can focus on what matters most your peace of mind.
Total Share Accounts: 9,553, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $19,870, reinforcing our commitment to be your trusted partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Penn is your trusted partner. Visit us at 3131 Walnut St Philadelphia Pa 19104 or call (215) 898-8539 to learn more about how we can help you achieve your financial goals.
Our operational efficiency shines through with a net income of $34,299, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $12,036,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $146 in used auto loans and $19,285,275 in total loans and leases.
Members' savings are secured through $3,064,381 in share certificates and $5,553,590 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $13,015,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 23.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
In addition to auto and mortgage loans, we provide personal loans for debt consolidation and other needs. If you're interested in refinancing options or want to explore eligibility criteria, we encourage you to reach out. Our team is here to assist you in finding the right solution tailored to your situation. Feel free to contact us at (215) 898-8539 or visit us at our branch located at 3131 Walnut St Philadelphia Pa 19104 in Philadelphia, PA. We're open Monday through Friday from 8:30 a.m. to 3:30 p.m., ready to support you in achieving your financial dreams. For more information about our services and loan products, please visit our website at http://www.penncu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,215,268 in used vehicle loans and $1,267,859 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes, ensuring you can drive away with your dream vehicle without unnecessary delays.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,573,611, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the mortgage process.
We also offer flexible terms on unsecured credit card loans, with a total of $792,869 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while allowing you to maintain control over your spending.
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