Penn State Credit Union Bellefonte PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Penn State Federal Credit Union, your trusted financial partner located at 123 Amberleigh Ln, Bellefonte, PA 16823. Since our establishment in 1959, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 14,577 individuals, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Penn State Federal Credit Union, we understand the importance of financial stability and growth. Our total assets amount to an impressive $249,684,431, reflecting our strength and reliability in the industry. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Currently, our total deposits stand at $26,900,884, showcasing the trust our members place in us. Led by CEO Cheryl Barr and Board President Bobby White, our team of 44 dedicated employees is here to provide exceptional service. Whether you're looking for a new vehicle loan or seeking assistance with debt consolidation, we are committed to helping you achieve your financial goals. While members can visit us at 123 Amberleigh Ln, official correspondence should be sent to the same address for clarity. If you have any questions or need assistance, don't hesitate to reach out to us at (814) 355-2711. Join us today at Penn State Federal Credit Union where your financial well-being is our priority! For more information about our services or to become a member, please visit our website at pennstatefederal.com.

Branch History & Mission

At Penn State Federal Credit Union, our journey began in 1959 with a simple yet powerful vision: to provide exceptional financial services while empowering our community. Located at 123 Amberleigh Ln, Bellefonte, PA 16823, we have grown from humble beginnings into a thriving credit union that proudly serves over 14,500 members. Our commitment to fostering financial well-being and community support has been the cornerstone of our mission since day one. As we evolved over the years, we reached significant milestones that highlight our dedication to innovation and service. With total assets now exceeding $249 million, we offer a range of services designed to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that make managing finances easier for everyone. Our mission is clear: to enhance the financial lives of our members while supporting the communities we serve. We believe that banking should be accessible and straightforward. That's why we offer convenient features such as online banking, mobile payments, and ATMs available right here in Bellefonte. Our drive-thru banking option further ensures that all members can access their accounts quickly and efficiently. While members can visit us at our branch address in Bellefonte, official correspondence should be sent to our mailing address at 123 Amberleigh Ln, Bellefonte, PA 16823. This dual approach helps us maintain clear communication with our valued members. We are proud of our partnerships within the community that allow us to extend our reach beyond traditional banking services. Through various outreach programs and initiatives, we actively participate in events that uplift local families and businesses alike. We understand that our success is tied to the prosperity of those around us. In this ever-changing world, Penn State Federal Credit Union remains dedicated to adapting its services for maximum benefit. Our team continuously seeks ways to enhance user experience while ensuring compliance with ADA standards so everyone feels welcome. Join us on this incredible journey! Whether you're looking for personal banking options or seeking support for your business needs, we invite you to become part of the Penn State family. Experience the difference with us today by calling 814-355-2711 or visiting our website at Penn State Federal Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and spacious parking, ensuring everyone can easily access our services. Whether you're visiting us for personal banking or business needs, you'll find a welcoming environment that's ready to assist you.

Contact Us

If you have any questions or would like more information about our services, feel free to reach out at 814-355-2711. Our dedicated team is here to help! While members can visit us at 123 Amberleigh Ln, official correspondence should be sent to the same address. We look forward to welcoming you at the Penn State Federal Credit Union where your financial success is our mission!

Operating Hours

At Penn State Federal Credit Union, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Wednesday from 9:00 am to 4:00 pm and Thursday through Friday from 9:00 am to 5:30 pm. We strive to accommodate your schedule so you can get the support you need when it works best for you.

Services Offered

Our branch provides a variety of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Enjoy the convenience of drive-thru banking for quick deposits and withdrawals, as well as ATM access for cash withdrawal and balance checks whenever you need them.

Member Eligibility

At Penn State, we believe that everyone deserves a chance to be part of our caring community. Joining is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Whether you're a student, employee, or affiliated with the Penn State family, you might already qualify. We also welcome those who live, work, or worship in our vibrant local community around 123 Amberleigh Ln Bellefonte Pa 16823. It's all about building connections and supporting one another. If you're curious about the specific eligibility requirements, feel free to check out our detailed information at https://www.pennstatefederal.com/join-us/membership/about-us. Once you're ready to join, opening an account is a breeze! Just give us a call at (814) 355-2711, and our team will guide you through the easy steps. We can't wait to have you as part of the Penn State family!

Business Banking & Commercial Services

Merchant Services that Make Sense

Imagine your customers making quick and easy transactions at your store or online, boosting sales and enhancing their experience. Our merchant services are crafted to provide secure payment processing options that simplify your day-to-day operations. Whether you run a brick-and-mortar shop or an online venture, we're here to ensure you have the tools needed to succeed. Located at 123 Amberleigh Ln Bellefonte Pa 16823 in Bellefonte, PA, our dedicated team is ready to partner with you on your journey toward success. Reach out today at (814) 355-2711 and see how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $72 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,000,458, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Penn State offers competitive auto loans and vehicle financing options that can help you get behind the wheel without breaking the bank. We're here to guide you through the process, ensuring you find a loan that fits your budget and lifestyle.

Business Banking

For small business owners, we offer tailored business banking solutions including merchant services and business loans. We know how crucial it is to have reliable support for your business operations, and our dedicated team is here to assist you every step of the way.

Convenient Banking Features

In addition to these offerings, we also provide essential services such as ATM access for cash withdrawals and balance checks, along with drive-thru banking for quick transactions like deposits and withdrawals. With Penn State, managing your finances is easy and convenient. With operating hours from Monday through Wednesday 9:00 am to 4:00 pm, and Thursday and Friday 9:00 am to 5:30 pm, we're here when you need us! If you're ready to explore all these services or have any questions, don't hesitate to reach out at (814) 355-2711. We invite you to experience the difference at Penn State, where community comes first and your financial needs are our top priority!

Credit Cards with Rewards

Our credit cards come with rewards programs that give back for every dollar spent. Imagine earning points for travel, cash back, or other perks simply by using your card for everyday purchases. It's our way of thanking you for being a valued member of Penn State Federal Credit Union.

Mortgage Loans & Refinancing

Owning a home is an important milestone for many. Our mortgage loans are designed to make homeownership accessible for everyone. Whether you're buying your first home or refinancing an existing mortgage, our team will work closely with you to find the best rates and terms available.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We understand that everyone has different financial goals, so we offer accounts that cater to your unique needs. Our easy-to-use online and mobile banking features allow you to manage your finances from anywhere, making it simple to check balances, transfer funds, or pay bills on the go.

Personal Loans & Debt Consolidation

If you need extra funds for unexpected expenses or wish to consolidate debt into one manageable payment, our personal loans can provide the flexibility you need. We take pride in offering transparent terms and competitive rates that allow you to focus on what matters most.

Digital & Online Banking

Key Services for Your Convenience

With 24/7 online banking services, you can check your account balances, pay bills, and transfer money all from the comfort of your own home. Our mobile application takes this a step further by providing a user-friendly interface right in your pocket, so you can manage your finances while you're out and about. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family with just a few taps. Plus, if you're looking for an eco-friendly option, enjoy e-statements that keep you updated without cluttering your mailbox.

Real-Time Account Management

From mobile payments to easy access via our online banking portal, every aspect of our digital services is designed with you in mind. Stay in control of your finances with real-time updates and notifications about your account activities. Explore all these convenient options and more at https://www.pennstatefederal.com/ because at Penn State, we're committed to making banking easier for you!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. You can bank with peace of mind knowing that we take every measure to keep your information secure.

Financial Strength

At Penn State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is solid and reliable is crucial. That's why we want to share insights into our financial health with you. With a net worth of $31,114,693, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,503,457 in share certificates and $13,637,261 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,806,122 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as shown by the $839 in used auto loans and $119,850,563 in total loans and leases that support members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares (funds available for lending and investments) amount to $0, while the total share accounts stand strong at 30,778, showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Penn State is your trusted partner. Visit us at 123 Amberleigh Ln Bellefonte Pa 16823 or call (814) 355-2711 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Benefits

At Penn State, we pride ourselves on offering transparent services without hidden fees. Our eligibility requirements are straightforward visit us at our website for more details on how you can become a member and access these great products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take control of your financial future or simply want more information about our loan offerings, give us a call at 814-355-2711 or visit us at our branch located at 123 Amberleigh Ln Bellefonte Pa 16823. We're here to assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,203,384 in used vehicle loans and $7,929,295 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you have access to competitive rates and terms. Plus, if you're interested in refinancing your current auto loan, we have options available that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $20,000,458 provide the capital needed to grow and expand your business. We recognize that every business has unique needs, and our team is here to help you navigate financing options tailored for entrepreneurs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,783,692 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle while giving you the freedom to make purchases when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,222,920, making buying or refinancing simple. We are committed to guiding you through the mortgage process from start to finish, ensuring you understand every step along the way.

Loan Aggregator

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