Penn East Credit Union South Abington PA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Penn East, your trusted financial partner located at 1070 Northern Blvd, South Abington Township, PA 18411. Established in 1938, we have proudly served our community for over 85 years, nurturing a strong sense of belonging among our 22,518 members. Our commitment is not just about numbers; it's about the people we serve and the lives we impact. At Penn East, we understand that financial decisions can shape futures. That's why we've built a solid foundation with total assets amounting to $259,621,411 and total deposits reaching $32,057,304. With a net worth of $27,244,619 and cash in hand totaling $4,342,513, you can trust us to manage your finances with care and expertise. Our dedicated team of 61 employees, led by our CEO Marie Beggin and Board President Lisa Lesneski, is here to provide personalized services tailored to your needs. Whether you're looking for auto loans, mortgage financing, or simple checking accounts, we've got you covered. We believe in transparency and support every step of the way our total loans stand at 7,446, ensuring that we are ready to help you achieve your financial goals. While members can visit us at our branch address for all banking needs like basic drive-thru services or ATM access official correspondence should be sent to our mailing address: 1070 Northern Blvd, South Abington Township, PA 18411-2220. Join us today and discover how Penn East can help you navigate your financial journey with confidence. Feel free to reach out at 570-586-9553 or explore our offerings online at penneastfcu.org. Your future starts here!

Branch History & Mission

Community Commitment

Our commitment to the community goes beyond banking. We actively engage in outreach efforts that support local initiatives and partnerships that uplift those around us. By prioritizing community needs, we create lasting relationships that foster growth and resilience. Join us today at Penn East! Experience firsthand how we can help you navigate your financial journey with confidence. Whether you're looking to open an account or need assistance with loans or investments, our friendly team is here for you. Visit us online at penneastfcu.org or give us a call at (570) 586-9553 to learn more about how we can serve you better!

Our Mission

At Penn East, our mission is clear: to enhance the financial well-being of our members through personalized service and innovative solutions. We believe that banking should be simple and supportive. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus extends beyond just transactions; we strive to make a positive impact on the lives of those in our community. While members can visit us at 1070 Northern Blvd South Abington Township Pa 18411, official correspondence should be sent to 1070 Northern Blvd, South Abington Township, PA 18411-2220. We're open Monday through Thursday from 7:30 AM to 5 PM, Friday from 7:30 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. With convenient ATM availability and drive-thru banking options, accessing your finances is easy.

Branch Location & Accessibility

A Range of Services Just for You

At Penn East, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Our team is ready to help you navigate your financial journey with ease. So why not stop by our Clarks Summit Branch today? If you have any questions or need assistance before your visit, feel free to give us a call at 570-586-9553. We look forward to welcoming you!

Convenient Access

At Penn East, we believe that accessibility matters. Our branch features ample parking and is designed with ADA compliance in mind, ensuring that everyone can visit us comfortably. With a drive-thru service available, you can handle deposits and withdrawals without even leaving your car. Need cash? Our ATM is right on-site for quick and easy access to your funds.

Friendly Hours for Your Convenience

We understand that life can get busy! That's why we're open during convenient hours. Visit us Monday through Thursday from 7:30 AM to 5 PM, Friday until 6 PM, and Saturday mornings from 8:30 AM to 1 PM. We're here when you need us most! While members can visit us at 1070 Northern Blvd for all their banking needs, official correspondence should be sent to the same address: 1070 Northern Blvd, South Abington Township, PA 18411-2220.

Member Eligibility

At Penn East, we believe that becoming a member means joining a close-knit community where your financial needs are understood and prioritized. If you're looking to join us, the good news is that eligibility is quite straightforward! Individuals who live, work, or worship in our local area can easily become part of our family. This means if you're residing in South Abington Township or surrounding communities, you're likely eligible to enjoy the benefits of membership. We offer a variety of services tailored just for you from checking and savings accounts to auto loans and more. For full details on eligibility requirements, feel free to visit our website at . Once you know you qualify, opening an account is just a few clicks away! You can start the process online by visiting https://apply.penneastfcu.org/loansx/selection , or if you prefer speaking with someone directly, give us a call at (570) 586-9553. We're here to help you every step of the way as you take this exciting step towards better banking. Welcome to Penn East where your financial journey begins!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,819,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that help you manage transactions smoothly. Imagine seamlessly accepting payments from customers, whether they prefer credit cards, mobile payments, or online transactions. Our solutions simplify the payment process so you can focus on what really matters growing your business. Located at 1070 Northern Blvd South Abington Township Pa 18411, South Abington Township, PA, we're here to partner with you on your journey toward success. Contact us today at (570) 586-9553 to learn more about how our business banking solutions can work for you!

Comprehensive List Of Services

Accessible In-Branch Services

If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those busy days when time is short. With basic ATM access available as well, getting cash or checking your balance has never been easier. Whether you're visiting us at our South Abington Township location or utilizing our online features, we're here to ensure that your banking experience is smooth and fulfilling. If you have any questions or would like more information about how we can assist you further, please don't hesitate to reach out at 570-586-9553. We invite you to explore all that Penn East has to offer! Visit us today or check out our website at penneastfcu.org for more details on how we can help meet your financial needs.

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's checking your balance, transferring funds, or paying bills right from your smartphone. Our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Business Solutions That Support Growth

We also cater to small businesses with our comprehensive business banking services. From merchant services that make transactions easy for your customers to tailored business loans, we're dedicated to helping your business thrive.

Personal Banking Made Easy

Managing your money should be simple and straightforward. At Penn East, we offer checking and savings accounts tailored to fit your lifestyle. Need a little extra cash for a new car? Our auto loans and vehicle financing make it easy to drive away in the car you want. If you're thinking about buying a home, our mortgage loans and refinancing options can help you secure the best deal possible. For those unexpected expenses or plans you want to finance, our personal loans and debt consolidation services can help get you back on track. And don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://penneastfcu.org/ , you can access your accounts 24/7. This means checking balances, transferring funds, and paying bills is just a click away. Plus, our mobile application makes it even easier to manage your finances on the go. Whether you're at home or out and about, your bank is always within reach. We know security is a top concern for our members. That's why we provide robust protection measures so you can feel safe while banking online. While we do not currently support electronic signature authorization, we ensure that your personal information remains confidential and secure.

Manage Your Accounts with Ease

Our e-statements feature helps you keep track of your transactions without the clutter of paper statements. You'll receive your account information quickly and securely right in your inbox! And if you ever need to send money to friends or family, our person-to-person transfer service allows for simple and fast transactions straight from your account. For those who love the convenience of mobile payments, we've got you covered! With our mobile payments feature, making purchases has never been simpler. Just tap and go no need for cash or cards. At Penn East, we're dedicated to providing accessible financial services that fit into your lifestyle. Experience the ease of real-time account management through our digital banking offerings today!

Financial Strength

Growing Membership Base

The trust placed in us by our community is evident through our total share accounts, which stand at 40,305. This reflects not just numbers but a growing base of satisfied members who choose Penn East as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Penn East is your trusted partner. Visit us at 1070 Northern Blvd South Abington Township Pa 18411 or call (570) 586-9553 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are secure with us. We have $31,766,244 in share certificates and $26,982,649 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize our members' needs; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have a dedicated team of 52 full-time employees and 9 part-time employees who are always ready to assist you with knowledgeable service.

Reinforcing Our Commitment

With $23,800,398 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is equally impressive; we currently offer $2,063 in used auto loans and have a total of $125,955,817 in loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $27,244,619, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,914,080 in used vehicle loans and $19,127,990 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, our flexible terms can make it easy for you to hit the road.

Business Loans

For business owners, our outstanding commercial loans totaling $14,819,888 provide the capital needed to grow and expand your operations. We know how crucial it is for businesses to have access to funding that supports their growth ambitions. At Penn East, we're committed to making financing accessible and transparent. If you're considering refinancing options or want to explore eligibility requirements for our various loan products, don't hesitate to contact us! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Credit Lines

Additionally, our credit lines total $37,258,118, giving you access to funds when you need them most. This option allows for flexibility and can serve as a safety net for unexpected costs or planned expenditures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,939,962, make buying or refinancing simple. We know that securing a home is one of the most significant decisions you'll make; that's why we aim to provide straightforward solutions that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,900,808 in loans helping members manage their finances effectively. This product can be an excellent tool for those looking to consolidate debt or handle everyday expenses without high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out in several key areas: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that help users find the best options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps individuals make well-informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the tool can be. Take charge of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan listing is verified, meaning that you can trust the information presented on the platform.

PENN EAST FEDERAL CREDIT UNION - South Abington Township, PA