Peninsula Gen Hosp&Med Centr Empls CU Salisbury MD | Quick Personal Loans & ATM Services

Introduction

At Peninsula Gen Hosp&med Centr Empls, we understand that financial needs are as unique as the individuals who walk through our doors. Nestled in the heart of Salisbury, Maryland at 100 E Carroll St, our credit union has been serving our community since 1978. With a warm and welcoming atmosphere, we take pride in offering personalized banking solutions that cater to both personal and business needs. With a strong membership base of 901 members, we've built a trusted reputation for reliability and commitment. Our total assets stand at an impressive $4,203,154, ensuring we have the resources to support our members effectively. Whether you're looking for a personal loan or assistance with business financing, we have you covered with a diverse range of services tailored just for you. While members can visit us at 100 E Carroll St, official correspondence should be sent to the same address. Our dedicated team, led by CEO Jamie Dennis and Board President Michelle Humphress, is here to guide you through your financial journey. Together, they bring years of experience and a shared passion for empowering our members. Our offerings include checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. We also prioritize your convenience with flexible operating hours Tuesday from 7 AM to 12 Noon, Wednesday from 9:30 AM to 3:30 PM, and Thursday from 10 AM to 3:30 PM. Join us today and discover how we can help you achieve your financial goals! Feel free to reach out at 410-543-7230 or visit our branch to learn more about what we offer. Your path to financial success starts here!

Branch History & Mission

A Legacy of Community Support

Located at 100 E Carroll St, Salisbury, MD 21801, our branch is ideally situated near local landmarks that reflect the heart of our community. Over the years, we have evolved from a small credit union into a trusted financial partner for many individuals and families. As we celebrate our journey, we recognize the milestones that have shaped us: from expanding our services to include personal banking options like checking and savings accounts to offering auto loans, mortgage refinancing, and credit cards with rewards. While members can visit us at 100 E Carroll St Salisbury Md 21801, official correspondence should be sent to 100 E Carroll St, Salisbury, MD 21801. Our operating hours are designed to accommodate your busy schedule: we're open Tuesday from 7 AM to 12 Noon, Wednesday from 9:30 AM to 3:30 PM, and Thursday from 10 AM to 3:30 PM.

Community Outreach and Partnerships

Our role goes beyond traditional banking; it extends into active participation in local initiatives. We partner with various organizations and engage in community outreach efforts aimed at supporting those in need within Salisbury and surrounding areas. These partnerships reflect our belief that when one member thrives, the entire community benefits.

Join Us Today!

As we look towards the future, we invite you to become part of our story. Experience firsthand the benefits of membership at Peninsula Gen Hosp&med Centr Empls. Whether you're looking for personal banking solutions or business support services, we are here for you every step of the way. Call us today at (410) 543-7230 or visit us during our lobby hours let's work together towards achieving your financial goals!

Our Mission

Our mission at Peninsula Gen Hosp&med Centr Empls is clear: we aim to empower our members through accessible financial services while fostering a strong sense of community support. We understand that banking is not just about transactions; it's about building relationships and making a positive impact in the lives of those we serve. Our dedicated team is here to help you navigate your financial journey with personalized service and guidance. We are proud to announce that as part of our commitment to serving all members of our community, we continually seek ways to enhance accessibility. This includes ensuring compliance with ADA standards and exploring digital advancements that make banking easier for everyone.

Branch Location & Accessibility

Convenient Access

At our branch, you'll find ample parking options that cater to both regular and disabled members. We are committed to providing an inclusive environment, which includes ADA-compliant features such as ramps for easy access. Our lobby hours are designed to fit your schedule: we're open Tuesday from 7 AM to 12 Noon, Wednesday from 9:30 AM to 3:30 PM, and Thursday from 10 AM to 3:30 PM.

Get in Touch!

We invite you to visit us at our Salisbury branch or give us a call if you have any questions about our services. At Peninsula Gen Hosp&med Centr Empls, we're here to support your financial journey!

Services at Your Fingertips

We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Whether you're looking to manage your finances or secure funding for a new vehicle, our friendly staff is here to assist you every step of the way. While we do not have ATM or drive-thru services available at this location, our dedicated team is always ready to help you with any transactions during lobby hours. Should you need assistance outside these times, feel free to call us at 410-543-7230.

Member Eligibility

At Peninsula Gen Hosp&med Centr Empls, we're excited to welcome you into our community! Becoming a member is a straightforward process that opens the door to a range of financial benefits tailored just for you. To join us, you typically need to be associated with Peninsula General Hospital and Medical Center employees, which means if you work there or are an immediate family member of someone who does, you're already eligible! We believe in making banking accessible for everyone, so don't hesitate to reach out if you have questions about your eligibility. You can find more details about the specific criteria by visiting this link: . Once you're ready to take the next step, opening an account at Peninsula Gen Hosp&med Centr Empls is a breeze. Our friendly team is here to guide you through the process and ensure that your experience is smooth and welcoming. You can call us at (410) 543-7230 for any assistance or simply drop by our branch located at 100 E Carroll St Salisbury Md 21801 during our operating hours. Join us today and discover how being part of Peninsula Gen Hosp&med Centr Empls can enhance your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loan options, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine having a streamlined payment processing system that allows you to focus on what you do best running your business. With us by your side, you'll find solutions tailored to meet your specific needs, ensuring smooth operations every step of the way. For more information or assistance, feel free to reach out at (410) 543-7230. Let's build a brighter future for your business together!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active member or non-member commercial loans, we are dedicated to creating future opportunities for our community. We aim to be the go-to resource for financing your dreams, whether it's launching a new project or purchasing essential equipment.

Comprehensive List Of Services

Additional Services

Lastly, we also offer essential ATM & Cash Withdrawal Services so you can access cash when needed though currently we do not have ATMs on-site. Feel free to reach out at (410) 543-7230 during our lobby hours: Tuesday from 7 AM - 12 Noon, Wednesday from 9:30 AM - 3:30 PM, and Thursday from 10 AM - 3:30 PM for any questions regarding these services or how we can assist you further. At Peninsula Gen Hosp&med Centr Empls, we're here for all your financial needs! Join us today and discover how we can support you on your financial journey!

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing are perfect for turning your dream car into reality. We offer competitive rates and personalized service to make the financing process as smooth as possible. Picture yourself driving off in that new car without the stress of complicated loan terms.

Business Banking

For entrepreneurs and small business owners, we offer robust Business Banking services, including merchant services and business loans. Our team understands the challenges of running a business and is ready to provide guidance and financial solutions that fit your business model.

Credit Cards with Rewards

To enhance your spending experience, consider our Credit Cards with Rewards. Earn points on everyday purchases that can be redeemed for travel, gifts, or cash back. It's a simple way to benefit from your regular expenses while enjoying the perks of membership.

Home Financing

Owning a home is one of life's biggest milestones, and we're here to assist with that journey through our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're committed to helping you navigate this important decision.

Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. Check balances, pay bills, or transfer funds with just a few clicks because banking should be easy.

Personal Banking

We understand that managing your day-to-day finances is essential. That's why we offer Personal Banking services, including checking and savings accounts that help you achieve your financial goals. With straightforward features and competitive rates, you can easily access your funds whenever you need them. For those looking to make a significant purchase or consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions tailored for you. Imagine being able to simplify your payments and reduce your monthly expenses all with the help of our dedicated team.

Digital & Online Banking

Accessibility and Real-Time Management

While we don't currently offer e-statements or mobile payments, our team is here to help you navigate all your banking needs directly at our branch located at 100 E Carroll St, Salisbury, MD 21801. Our friendly staff is ready to assist you with any inquiries or transactions during our lobby hours on Tuesdays from 7 AM to 12 Noon and Wednesdays from 9:30 AM to 3:30 PM. For those looking for person-to-person transfers or other digital conveniences, we encourage you to speak with us about alternative options that may suit your needs. At Peninsula Gen Hosp&med Centr Empls, we prioritize providing a safe environment where you can feel confident managing your finances. We're continually exploring ways to enhance your experience while keeping it personal and straightforward. Your trust means everything to us!

Key Features

You can manage your finances with ease, even without some traditional digital tools. With our branch's services, you can still enjoy the benefits of personalized banking experiences. Although electronic signatures aren't available right now, we're dedicated to ensuring that your transactions remain secure and reliable.

Financial Strength

Growing Membership Base

With total share accounts reaching 1,234, this showcases a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peninsula Gen Hosp&med Centr Empls is your trusted partner. Visit us at 100 E Carroll St Salisbury Md 21801 or call (410) 543-7230 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through our strong financial backing. Although we currently have $0 in share certificates and $0 in money market shares, we aim to provide stable and rewarding financial growth opportunities for everyone. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our dedication to efficiency is reflected in our $0 figure, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $912,741 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to quality service extends to our lending capacity; with $0 in used auto loans and $626,919 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $963,430, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Although we currently have $0 in total auto loans issued, we are ready to assist you with competitive financing options tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our Junior Lien 1-4 Family Residential Properties loans total $0, providing a straightforward path for those interested in investing in real estate.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility for any of our offerings, our team is here to guide you through the process and find the best solution for your financial situation. For more information on our loan products or to discuss your specific needs, please contact us at (410) 543-7230. Our friendly staff is eager to assist you during our operating hours: Tuesday from 7 AM - 12 Noon, Wednesday from 9:30 AM - 3:30 PM, and Thursday from 10 AM - 3:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey at Peninsula Gen Hosp&med Centr Empls, located at 100 E Carroll St Salisbury Md 21801 in Salisbury, MD!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. At this time, we have $0 in unsecured credit card loans available.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers.

PENINSULA GEN HOSP&MED CENTR EMPLS FEDERAL CREDIT UNION - Salisbury, MD