Peninsula Community Credit Union Shelton WA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Peninsula Community, your trusted financial partner located at 521 W Railroad Ave, Shelton, WA 98584. Since our establishment in 1935, we have been dedicated to serving our members with care and commitment. With a total membership of 21,197 and assets reaching an impressive $298,154,618, we are proud to be a cornerstone of the Shelton community. At Peninsula Community, we understand that financial needs vary from person to person. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards tailored just for you. Our goal is to empower you on your financial journey while ensuring that you feel supported every step of the way. Led by our experienced CEO, James Morrell, and Board President John Bolender, our team of 73 dedicated employees is here to provide personalized service that makes banking easier for everyone. We strive to build lasting relationships based on trust and transparency. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2150, Shelton, WA 98584. For any inquiries or assistance, don't hesitate to call us at 360-426-1601 during our operating hours from Monday to Friday between 9:00 AM and 5:30 PM. Join us today and experience the Peninsula Community difference! Visit our website at pcfcu.org or come in to see how we can help you achieve your financial goals.

Branch History & Mission

A Legacy of Service

From our humble beginnings nearly nine decades ago, Peninsula Community has always been focused on empowering our members through accessible banking solutions. Over the years, we have expanded our offerings to meet the changing needs of our community. Today, we manage total assets exceeding $298 million and provide a range of services including personal banking, auto loans, mortgage refinancing, business banking, and more. Our mission is straightforward: to improve the financial well-being of our members while fostering a sense of community and support. We believe that everyone deserves access to fair and transparent financial services. This belief drives us to continually enhance our offerings and invest in innovative technologies that make banking easier for you.

Commitment to Community

Peninsula Community is not just about numbers; it's about people. Our involvement goes beyond traditional banking. We are dedicated to uplifting the Shelton community through various outreach programs and partnerships with local organizations. Whether it's supporting educational initiatives or participating in local events, we strive to create positive change where it matters most. Our branch features convenient operating hours from Monday to Friday, 9:00 AM to 5:30 PM, ensuring that you can access your accounts when it suits you best. With an ATM available for quick cash withdrawals and drive-thru service for added convenience, we prioritize making your banking experience as smooth as possible. While members can visit us at 521 W Railroad Ave for all their banking needs, official correspondence should be directed to PO Box 2150, Shelton, WA 98584 if necessary.

Join Us

As we continue on this journey together, we invite you to become part of the Peninsula Community family. Experience firsthand how we can support your financial goals while making a meaningful impact in Shelton. Visit our website at pcfcu.org or call us at 360-426-1601 for more information on how to join or learn about our services. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

If you have any questions or would like to learn more about what we can do for you, don't hesitate to give us a call at 360-426-1601 or visit our website at pcfcu.org. We can't wait to welcome you into our branch!

Nearby Landmarks and Accessibility Features

Situated near several local landmarks, we're just a short walk from the beautiful waterfront park, making it easy to stop by for your banking needs after enjoying a stroll by the water. Our branch is fully compliant with ADA standards, ensuring everyone has easy access to our services. We also offer ample parking right outside for your convenience.

Operating Hours and Services

At Peninsula Community, we understand that your time is valuable. That's why we're here for you Monday through Friday from 9:00 AM to 5:30 PM. Whether you're looking to open a new account, apply for an auto loan, or simply need assistance with online banking, our friendly staff is ready to help. We're proud to offer a range of services including personal banking options like checking and savings accounts, as well as loans for vehicles and mortgages. For those on the go, we provide ATM access and drive-thru banking for quick transactions without leaving your car.

Member Eligibility

At Peninsula Community, we believe in the power of community and welcome anyone who wants to be part of our family. Joining is simple! You can become a member if you live, work, worship, or attend school in Mason County, or if you have a family member who is already a part of our credit union. This inclusivity means you're not just opening an account; you're joining a network that prioritizes your financial well-being. Once you're ready to take the leap, opening an account with us is easy. You can find all the details on how to get started by visiting https://online.pcfcu.org/auth/enrollment . If you have any questions or need assistance, feel free to call us at (360) 426-1601. For more information about eligibility criteria, don't hesitate to check out our dedicated page at . We can't wait to welcome you into the Peninsula Community family at our branch located at 521 W Railroad Ave Shelton Wa 98584!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can simplify transactions for your business. Imagine being able to accept payments seamlessly, whether it's in-store or online. This convenience not only enhances customer satisfaction but also boosts your bottom line. Located at 521 W Railroad Ave Shelton Wa 98584 in Shelton, WA, we're here to provide personalized service tailored to your business's needs. Connect with us at ((360) 426-1601) to learn how we can support your journey to success!

Comprehensive List Of Services

ATM and Drive-Thru Services

When you need quick access to cash or assistance with simple transactions, take advantage of our ATM services and drive-thru banking. We facilitate basic deposits, withdrawals, and other straightforward transactions without the hassle of entering the branch.

Business Banking

For our business members, we understand the importance of reliable banking solutions. Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs and help businesses thrive.

Convenient Digital Solutions

In today's fast-paced world, managing finances conveniently is crucial. That's why we offer comprehensive online and mobile banking features. Access your accounts anytime, anywhere, whether through our user-friendly mobile application or online banking platform. With options for mobile payments and person-to-person transfers, handling transactions has never been easier.

Loans and Credit Options

Life sometimes throws unexpected challenges your way, which is why we provide personal loans and debt consolidation services. These options can ease financial stress by combining multiple debts into one manageable payment. Additionally, our credit cards with rewards allow you to earn points on your purchases, offering even more value as you spend.

Personal Banking

We offer an array of personal banking options that cater to your everyday needs. With our checking and savings accounts, you can easily manage your funds and save for future goals. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing solutions make the process straightforward and affordable. Perhaps you're considering buying a home? Our mortgage loans and refinancing options can help turn that dream into reality.

Shared Branch Transactions

If you're a member of another credit union that partners with us, enjoy the convenience of making basic transactions at our location as part of our shared service center availability. At Peninsula Community, we prioritize accessibility and member satisfaction. If you're ready to explore these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Contact us at (360) 426-1601 or visit us at our branch today! Your financial well-being is just a step away!

Digital & Online Banking

E-Statements and Mobile Features

Stay organized with e-statements that give you a clear view of your transactions without the clutter of paper. You'll receive your statements directly in your inbox easy to access and environmentally friendly! If you're always on the move, our mobile application lets you manage your accounts right from your smartphone. It's packed with features for checking balances, making deposits, and more. In addition to these tools, enjoy the ease of mobile payments, allowing you to pay for purchases with just a tap on your phone. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple no cash needed!

Safe and User-Friendly

At Peninsula Community, we prioritize the safety of your information. Our online banking platform employs robust security measures to ensure that your data is protected while giving you a user-friendly experience. Whether you're at home or out and about, managing your finances has never been easier or safer. Join us at Peninsula Community today, where modern banking meets personal service. Experience the convenience of digital banking by visiting our website now!

Financial Strength

A Solid Foundation

With a net worth of $31,960,849, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Resources

Members' savings are secured through $56,971,454 in share certificates and $26,381,553 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $541,143 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 68 full-time employees and 5 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable support.

Reinvesting in Your Future

With $26,132,684 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $5,801 in used auto loans and $197,953,243 in total loans and leases available to support your financial goals across various sectors.

Strong Member Base

Total Share and Deposit Accounts stand at 37,343, demonstrating a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peninsula Community is your trusted partner. Visit us at 521 W Railroad Ave Shelton Wa 98584 or call (360) 426-1601 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,016,053 in used vehicle loans and $24,378,572 in new vehicle loans already helping members get on the road. Whether you're considering a new vehicle or a reliable used one, we have financing options that fit your budget.

Conclusion

No matter what your financial goals are, Peninsula Community is here to support you with competitive loan offerings tailored to your needs. If you're interested in refinancing or want to learn more about eligibility options for any of our products, please reach out. You can contact us at (360) 426-1601 or visit us at our branch located at 521 W Railroad Ave Shelton Wa 98584. For more detailed performance insights and financial data, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,651,332 in loans helping members manage their finances effectively. Additionally, our credit lines amounting to $45,832,237 allow for easy access to funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,809,611, make buying or refinancing simple. We aim to provide you with affordable solutions that help you secure your dream home without overwhelming your finances.

Loan Aggregator

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PENINSULA COMMUNITY FEDERAL CREDIT UNION - Shelton, WA