Peninsula Community Credit Union Belfair WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the Belfair Branch of Peninsula Community Credit Union, where our commitment to serving you goes beyond just banking. Established in 1935, we have been a cornerstone of the Belfair community, providing financial services tailored to your needs. With over 21,000 members and total assets amounting to an impressive $298,154,618, we pride ourselves on being a trusted partner in your financial journey. Located at 23550 Ne State Route 3, Belfair, WA 98528, our branch is designed to be accessible and welcoming. While you can visit us here for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 206, Belfair, WA 98528 if it differs from our branch location. At Peninsula Community Credit Union, we understand that every member's financial situation is unique. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our experienced team of 73 employees, led by CEO James Morrell and Board President John Bolender, is dedicated to helping you achieve your financial goals. With total deposits reaching $25,801,788 and a net worth of $31,960,849, our strong financial foundation allows us to provide competitive rates on loans and savings products. We also maintain a healthy cash reserve of $306,740 to ensure liquidity and stability for our members. Whether you're looking for ways to save for the future or need assistance with financing your next vehicle or home, we're here to help. Our friendly staff is available during lobby hours from 9:00 a.m. - 5:00 p.m. Monday through Thursday and until 5:30 p.m. on Fridays. We invite you to discover how Peninsula Community Credit Union can make a positive difference in your life. Feel free to give us a call at 360-275-6066 or visit our website at pcfcu.org for more information about our services. Let's take this journey together!

Branch History & Mission

Commitment to Accessibility

Accessibility is important to us. We ensure that everyone can benefit from our services by maintaining ADA compliance across all platforms. Our drive-thru service makes it convenient for those on the go while shared service centers allow members of partner credit unions easy access to their accounts.

Join Us

We invite you to experience everything Peninsula Community has to offer. Whether you're looking for a checking account or need assistance with a loan, we're here for you every step of the way. Reach out today at (360) 275-6066 or visit us online at pcfcu.org. Join us as we continue to grow together and strengthen our beloved Belfair community!

Our Journey

Located at 23550 NE State Route 3, Belfair, WA 98528, we have witnessed remarkable changes in the financial landscape and the needs of our community. Over the years, we have expanded our services to include personal banking, auto loans, mortgage financing, and business banking options. With the advent of technology, we've embraced digital advancements to make banking easier for you. Our online banking platform allows you to manage your accounts from anywhere while enjoying features like mobile payments and electronic statements.

Our Mission

Our mission is simple yet powerful: to empower our members by providing accessible financial services while giving back to the community we serve. We are dedicated to fostering financial well-being through education and support. We believe that when our members succeed, so does our community. That's why we actively engage in outreach initiatives that address local needs. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to PO Box 206, Belfair, WA 98528 if it differs from our physical address.

Branch Location & Accessibility

Call to Action

Ready to experience convenient banking? Visit us today at our Belfair branch or give us a call at 360-275-6066. Our team looks forward to assisting you with all your financial needs!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it a familiar stop for residents in Mason County. You'll find us close to the beautiful Hood Canal, which is perfect for a quick visit before or after enjoying the outdoors. We offer ample parking and ensure ADA compliance with ramps and accessible entrances so that everyone can easily access our services.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open from 9:00 a.m. to 5:00 p.m. Monday through Thursday, extending to 5:30 p.m. on Fridays. If you prefer drive-thru banking, we're here for you until 5:30 p.m. Monday through Thursday and until 6:00 p.m. on Fridays.

Services Available

At Peninsula Community Credit Union, we provide a wide range of services tailored to meet your financial needs. Whether you're interested in checking and savings accounts, auto loans, mortgage options, or business banking solutions, we've got you covered! Plus, our ATM services are available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Peninsula Community, we believe that everyone deserves access to a supportive financial community. If you're looking to join us, you'll be pleased to know that becoming a member is simple and welcoming! Eligibility typically includes individuals who live, work, or worship in our local area, as well as their family members. This means that if you're part of the Belfair community, you can take advantage of our range of services designed to help you thrive financially. To find out more about specific eligibility criteria, feel free to check out our detailed information at . Joining Peninsula Community not only opens the door to personalized service but also connects you with various financial products tailored to your needs. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, we're here for you every step of the way. Ready to start your journey with us? You can easily open an account online by visiting https://online.pcfcu.org/auth/enrollment . If you have any questions or need assistance, don't hesitate to call us at (360) 275-6066 we're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work For You

Beyond loans, we offer merchant services designed to simplify your transactions. Picture this: a customer walks into your store, makes a purchase using their card, and the payment processes seamlessly. Our services ensure you can focus on what matters most growing your business while we handle the complexities of payment processing. For any questions or assistance, feel free to reach out at (360) 275-6066 or visit us at 23550 Ne State Route 3 Belfair Wa 98528 in Belfair, WA. Let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment, expand your workforce, or launch a marketing campaign that elevates your brand. With our personalized approach, we work closely with you to determine the best financing options that align with your vision.

Comprehensive List Of Services

Business Banking Solutions

For business owners in our community, Peninsula Community offers specialized business banking services including merchant services and business loans. We recognize that running a business comes with its own set of challenges, and our team is committed to helping you find the right financial tools to support your growth.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience matters. That's why Peninsula Community provides robust online and mobile banking services. You can manage your accounts from anywhere with just a few taps on your smartphone. Enjoy features like person-to-person payments, e-statements, and mobile payments that simplify everyday transactions. With an ATM available at our location and drive-thru service for quick transactions, accessing your money has never been easier. Plus, if you're part of another credit union network, our shared branch transactions allow you to perform basic deposits and withdrawals seamlessly.

Get Started Today!

We invite you to experience the difference at Peninsula Community where member satisfaction is our top priority. Whether you're visiting us at 23550 Ne State Route 3 Belfair Wa 98528, calling us at (360) 275-6066, or exploring our website at Belfair Branch, we're ready to assist you with all your financial needs. Join us today and take the first step towards achieving your financial goals!

Personal Banking Made Easy

We understand that managing your personal finances can be overwhelming at times. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or looking to manage day-to-day expenses, our accounts come with features that help you stay on top of your finances. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make getting behind the wheel more affordable. Our team is here to guide you through the process, ensuring you find the right loan for your budget. For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage loans designed to help you secure the best terms possible. We'll walk you through each step, making sure you feel confident in your choices.

Support for Your Financial Goals

In addition to traditional banking services, we also provide personal loans and debt consolidation options. If you're facing unexpected expenses or need assistance managing debt, we're here to help you create a plan that works for your unique situation. Our credit cards come with rewards that allow you to earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.pcfcu.org/ , you can easily check balances, transfer funds, and pay bills anytime you need to. Whether you're at home or out running errands, our mobile application allows you to manage your accounts from anywhere. Plus, if you prefer using your phone for payments, our mobile payments feature makes it easy to make quick transactions without cash or cards. For those who like keeping their finances organized, we provide e-statements that let you view your account activity digitally. This way, you can stay updated without having to deal with paper clutter. And if you're ever in need of signing documents remotely, our electronic signature authorization ensures that everything is handled securely and efficiently.

Security and Convenience

We prioritize your security while providing a user-friendly experience. Our online banking system uses advanced security measures to keep your information safe. You can also send money to friends and family with ease through our person-to-person transfer feature no more needing cash or checks! With all these tools at your fingertips, managing your finances has never been easier. Join us at Peninsula Community today to explore how our digital banking services can help simplify your life!

Financial Strength

Commitment to Growth

Total Share Accounts stand at an impressive 37,343, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $0, reflecting our focus on serving our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peninsula Community is your trusted partner. Visit us at 23550 Ne State Route 3 Belfair Wa 98528 or call 360-275-6066 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $26,132,684 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $58,016,053 in used auto loans and a total of $197,953,243 in loans and leases available to support your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $56,971,454 in share certificates and $26,381,553 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is evident with a net income of $541,143, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $31,960,849, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,016,053 in used vehicle loans and $24,378,572 in new vehicle loans already helping members get on the road. Whether you're interested in financing a reliable used vehicle or a brand-new model, we provide flexible terms and personalized service to make the process straightforward.

Business Loans

While our focus here has been on personal finance, we also understand the needs of local businesses. For business owners seeking growth opportunities, our commercial loans offer essential funding tailored for expansion. At Peninsula Community, we prioritize transparency and support throughout your borrowing experience. You can trust us to guide you through each step and ensure you find the best product for your needs. For further information or to discuss how any of these products can work for you, feel free to reach out at (360) 275-6066 or visit us at 23550 Ne State Route 3 Belfair Wa 98528 in Belfair, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take charge of your financial future!

Credit Lines

For those who need additional flexibility, our total credit lines amounting to $45,832,237 provide access to funds when you need them most. This option allows you to borrow as needed and pay interest only on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,809,611, make buying or refinancing simple. We are dedicated to helping you navigate the complexities of purchasing a home with ease. Plus, if you're looking to refinance your existing mortgage, our team is here to help you explore your eligibility options for potentially lowering your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,651,332 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing you the freedom to manage expenses without collateral.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability and effectiveness of this tool. If you're ready to take control of your borrowing options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the information you receive is accurate and trustworthy. By focusing on verified financial institutions, LendMesh guarantees that all loan offers presented are fair and transparent.

PENINSULA COMMUNITY FEDERAL CREDIT UNION - Belfair, WA