Welcome to Pen Air, your trusted financial partner located at 5056 Dogwood Dr, Milton, FL 32570. Since opening our doors in 1936, we have proudly served the community with a commitment to exceptional service and responsible banking practices. With over 129,000 members, we are dedicated to helping you achieve your financial goals, whether it's through personal banking, auto loans, mortgages, or business services. At Pen Air, we believe that strong financial foundations lead to stronger communities. Our total assets of $2,684,526,238 reflect our solid commitment to growth and stability for our members. With total deposits amounting to $388,913,557 and a net worth of $307,557,404, we ensure that your savings are safe and sound. Our team of 385 employees works diligently every day to provide you with the best banking experience possible. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Delbert Morgan and Board President Robert Jacobson, we continuously strive to innovate and improve our services while maintaining a community-oriented approach. You can trust us to be there for you when you need us most. While members can visit us at our branch location in Milton, official correspondence should be sent to 1495 E Nine Mile Rd, Pensacola, FL 32514. If you have any questions or need assistance, don't hesitate to reach out at 850-505-3200 or visit our website at penair.org. Join us today and discover how Pen Air can help you navigate your financial future!

Welcome to Pen Air, your friendly credit union located at 5056 Dogwood Dr in Milton, Florida! Nestled in the heart of Santa Rosa County, our branch is conveniently positioned near local landmarks such as the beautiful Dogwood Park and just a short drive from the bustling Milton downtown area. This prime location makes it easy for you to stop by for all your banking needs. Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services. You'll find ample parking right outside, along with ADA-compliant features like ramps and spacious entrances. Whether you're visiting for a quick deposit or to discuss your financial goals, we aim to provide a welcoming environment for all members. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit our branch lobby Monday through Friday from 9 AM to 5 PM. If you're on the go, take advantage of our live drive-thru service available from 8 AM to 6 PM during weekdays and from 9 AM to 1 PM on Saturdays. Our dedicated team is always ready to assist you with personal banking services, auto loans, mortgages, and much more. For those needing access beyond regular hours, we are pleased to offer ATM availability right on-site for your convenience. Plus, if you're a member of another credit union, feel free to use our shared service center for basic transactions. Should you need to send us official correspondence, please note that our mailing address is different: 1495 E Nine Mile Rd, Pensacola, FL 32514. If you have any questions or would like to learn more about how we can help you achieve your financial dreams, don't hesitate to give us a call at 850-505-3200. We look forward to welcoming you into the Pen Air family!

At Pen Air, we believe that everyone deserves a place in our welcoming community. Joining us is simple and open to many! If you live, work, worship, or go to school in the areas we serve, you're likely eligible for membership. This means you can enjoy all the great benefits we offer, from competitive loan rates to personalized service that truly cares about your financial well-being. For more specific eligibility details, you can check out our website at https://www.penair.org/personal/membership-benefits/. Becoming a member is just a few steps away! Once you know you're eligible, opening an account is easy. Just visit us at 5056 Dogwood Dr Milton Fl 32570 or reach out to us at (850) 505-3200. We're here to help guide you through the process so you can start enjoying the advantages of being part of Pen Air. Don't miss out on the opportunity to join a community focused on your success!

At Pen Air, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure than ever. With our 24/7 online banking platform, you can access your accounts anytime, anywhere. Whether you're at home or on the go, handling your banking needs is just a few clicks away. Explore our online banking features at https://www.penair.org/. You'll find everything from checking your account balance to transferring funds between accounts, all in a user-friendly interface that prioritizes your security. We also offer electronic signature authorization, allowing you to sign documents digitally and save time without compromising on safety. Want to go paperless? Our e-statements are available, giving you instant access to your financial statements right from your mobile device or computer. This not only helps reduce clutter but also keeps your information secure. Speaking of mobile devices, don't forget about our mobile application! It's designed for ease of use and offers features like person-to-person transfers, so sending money to friends or family is quick and hassle-free. And if you love the convenience of mobile payments, we've got you covered there too! Our services allow you to make purchases directly from your phone, making shopping a breeze. In today's fast-paced world, having control over your finances has never been more important. That's why we've made it our mission to provide accessible and real-time account management solutions for all our members at Pen Air. Experience the freedom of banking on your terms with us today!

At Pen Air, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is safe and growing, which is why we maintain robust financial health as reflected in our performance metrics. With a net worth of $307,557,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $842,500,416 in share certificates and $98,720,717 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $358,892, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $295,728,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $23,307 in used auto loans and $1,521,546,369 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,688,362. Total Share and Deposit Accounts: 300,660, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pen Air is your trusted partner. Visit us at 5056 Dogwood Dr Milton Fl 32570 or call (850) 505-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.