PENAIR CREDIT UNION - Gulf Breeze, FL

Welcome to Pen Air, your trusted financial partner located at 3591 Gulf Breeze Pkwy, Gulf Breeze, FL 32563. Established in 1936, we have proudly served our community for decades, growing alongside our members and meeting their evolving financial needs. With a total membership of 129,385 and total assets exceeding $2.68 billion, we are dedicated to providing a wide array of services tailored just for you. At Pen Air, we understand that banking is not just about numbers; it's about people and relationships. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgages, and business loans. Our team of 385 employees, led by CEO Delbert Morgan and Board President Robert Jacobson, is committed to ensuring that you receive the best support possible. While members can visit us at our branch in Gulf Breeze, official correspondence should be sent to our mailing address: 1495 E Nine Mile Rd, Pensacola, FL 32514. We pride ourselves on being accessible; feel free to reach out to us at 850-505-3200 or explore our services online at penair.org. With total deposits amounting to $388,913,557 and a net worth of $307,557,404, we are here to provide stability and growth for your financial future. Whether you're looking for personal banking options or business solutions, Pen Air is ready to assist you every step of the way. Join us today and discover how Pen Air can help you achieve your financial goals!

At Pen Air, we believe that everyone deserves a chance to be part of a caring community. Joining us is easy and welcoming, and we're excited to share how you can become a member! If you live, work, or worship in the areas we serve, or if you have family who are already members, you're likely eligible to join. We focus on creating a supportive environment for our members, providing not just banking services but also personal connections that make your financial journey smoother. To get started, simply visit us at our branch located at 3591 Gulf Breeze Pkwy Gulf Breeze Fl 32563 or give us a call at (850) 505-3200. For more detailed information about eligibility requirements, check out this resource: Membership Benefits. When you're ready to open an account, our easy online application is available here: Open an Account. We look forward to welcoming you into the Pen Air family!

At Pen Air, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health remains robust, ensuring that your funds are safe and sound. With a net worth of $307,557,404, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $842,500,416 in share certificates and $98,720,717 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $358,892, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $295,728,530 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $23,307 in used auto loans and $1,521,546,369 in total loans and leases, we support our members' financial goals across various sectors. We also take pride in having 380 full-time employees and 5 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable assistance. Our operational efficiency is reflected in our net income of $2,718,775, allowing us to continue offering competitive loan rates and solid financial products for our members. Our commitment to you is evident not only through our numbers but also through the relationships we've built over time. With a total of 300,660 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pen Air is your trusted partner. Visit us at 3591 Gulf Breeze Pkwy Gulf Breeze Fl 32563 or call (850) 505-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.