Pelican State Credit Union Zachary LA | Top Checking & Auto Loans

Introduction

At Pelican State, we believe in building strong financial futures for our members right here in the heart of Zachary, Louisiana. Established in 1956, our credit union has grown to serve over 78,000 members, making us a trusted partner in your community. You can find us at 5510 Main St Ste 10, Zachary, LA 70791, where our dedicated team is ready to assist you with a wide range of services. While members can visit us at 5510 Main St, official correspondence should be sent to our mailing address: 5810 Main Street, Suite #10, Zachary, LA 70791. With total assets exceeding $734 million, and a robust net worth of $74,593,435, we are committed to providing sound financial services that meet your needs. Our loan portfolio includes over 49,735 loans and leases, totaling an impressive amount that reflects our focus on empowering individuals and businesses alike. We also manage total deposits of $35,064,972, ensuring your hard-earned money is safe and accessible. Under the leadership of CEO Jeffrey Conrad and Board President Janelle Folse, Pelican State is not just about numbers; we are about community impact and member satisfaction. Our team of 321 employees works tirelessly to deliver personalized service that makes banking easier for you. Whether you're looking for personal banking solutions like checking and savings accounts or need support with auto loans and mortgages, we have you covered. We invite you to explore what Pelican State can do for you by visiting our website at pelicanstatecu.com or calling us at (225) 658-5377. Come experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the heart of our community Pelican State in Zachary, LA. Since opening our doors in 1956, we have been dedicated to serving our members with passion and integrity. Over the years, we have grown from a small credit union into a trusted financial partner for over 78,000 members, all while building a legacy of service that resonates throughout our vibrant community. Located at 5510 Main St Ste 10, Zachary, LA 70791, our branch is easily accessible for your banking needs. Whether you're just down the street or visiting nearby landmarks, we are here to provide personalized services tailored to you. For any official correspondence, please use our mailing address: 5810 Main Street, Zachary, LA 70791. At Pelican State, our mission is simple yet powerful: to empower our members through exceptional financial services and unwavering support for the community. We strive not only to provide essential banking services like checking accounts, auto loans, and mortgages but also to foster an environment where everyone feels valued and connected. Our commitment extends beyond transactions; we believe in making a positive impact on the lives of those we serve. As part of our dedication to innovation, we offer modern conveniences such as online and mobile banking. This means you can manage your finances anytime, anywhere all while ensuring that we remain compliant with ADA standards so that every member can access our services comfortably. Additionally, with features like ATM access and drive-thru banking available at our location, we've made it easier than ever for you to handle your banking needs efficiently. We also take pride in being part of a larger network through our shared service center partnerships. This allows us to extend our reach and offer even more services to our members across various locations. Community outreach is at the core of what we do; whether it's sponsoring local events or supporting charitable initiatives, Pelican State is committed to giving back. With total assets of over $734 million, we are well-equipped to meet the diverse financial needs of our members while maintaining stability and growth. Our experienced team is always ready to assist you feel free to reach out at 225-658-5377 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Join us at Pelican State in Zachary and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Today!

While members can visit us at 5510 Main St Ste 10, official correspondence should be sent to our mailing address at 5810 Main Street, Suite #10, Zachary, LA 70791. If you have any questions or need assistance, feel free to call us at 225-658-5377. We look forward to welcoming you into our branch soon!

Nearby Landmarks & Accessibility

Our branch is situated near local favorites like the Zachary Community School District and just a short drive from the popular Zachary Plaza. This prime location makes it easy for you to drop in while running errands or enjoying a day out in town. We prioritize accessibility, ensuring our facility is ADA compliant with ramps and convenient parking options available right outside.

Services Offered

At Pelican State's Zachary branch, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM services are available for withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions without ever leaving your car!

Member Eligibility

At Pelican State, we believe that everyone deserves a place to call home for their financial needs. Joining our community is not just about opening an account; it's about becoming part of a supportive family that looks out for each other. To become a member, you simply need to meet a few friendly eligibility criteria, such as living, working, or worshipping in the local area, or having a family member who is already a member. This means if you're rooted in our community, you're likely already eligible! For more detailed information on these criteria, feel free to check out our resource at . Once you find that you qualify, opening an account with us is straightforward and welcoming. You can start the process online by visiting https://my.pelicanstatecu.com/enroll , or if you prefer to chat with someone directly, don't hesitate to call us at (225) 658-5377. We're here to help make your banking experience easy and enjoyable! Join us at Pelican State, located at 5510 Main St Ste 10 Zachary La 70791, and take the first step towards being part of something special.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer robust merchant services. Picture this: you're at a trade show showcasing your products. With our point-of-sale solutions, accepting payments becomes effortless, allowing you to focus on what matters most growing your business. Our services ensure you can handle transactions smoothly and efficiently, whether you're selling in-store or online. Visit us at 5510 Main St Ste 10 Zachary La 70791 in Zachary, LA, or give us a call at (225) 658-5377 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM Access & Drive-Thru Services

We know that sometimes you need cash on the go. That's why we offer ATM access for quick withdrawals and balance checks. For those who prefer traditional banking methods, our branch includes a basic drive-thru service where you can handle deposits and withdrawals without leaving your vehicle.

Business Banking Services

For small business owners, our business banking services cover everything from merchant services to business loans. We understand the unique challenges you face and are here to support your growth with tailored financial solutions.

Credit Card Rewards

We also provide credit cards with rewards, allowing you to earn benefits while making everyday purchases. Imagine earning points for shopping that can be redeemed for travel or gift cards it's just one of the many ways we enhance your banking experience.

Digital Banking Features

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make payments right from your smartphone. Plus, with features like mobile payments and person-to-person transfers, managing your money is as simple as a few taps on the screen.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit different lifestyles. For those planning major purchases or looking to consolidate debt, our personal loans and debt consolidation options offer flexible terms that make repayment manageable. If you're dreaming of home ownership or considering refinancing your existing mortgage, our mortgage loans can help turn those dreams into reality.

Shared Branch Transactions

Additionally, if you're a member of another participating credit union, our shared branch transactions allow you to conduct basic deposits and withdrawals seamlessly. Our team at Pelican State is always ready to assist you with any questions or concerns about these services. You can reach us at 225-658-5377 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to visit us at Pelican State in Zachary today or explore more about our offerings by visiting our website. Let us help you take charge of your financial future!

Vehicle Financing

For members interested in purchasing a vehicle, we offer competitive auto loans and vehicle financing solutions. With streamlined application processes and favorable rates, getting behind the wheel of your dream car has never been easier.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your account balances, pay bills, and transfer funds effortlessly. Whether you're checking your balance or moving money around, you can do it all with just a few clicks. Plus, with electronic signature authorization, signing important documents has never been simpler or more secure. If you're looking for convenience on the go, our mobile application makes banking even easier. You can manage your accounts directly from your smartphone and enjoy features like mobile payments, making transactions as simple as tapping your phone. Need to send money to a friend? Our person-to-person transfers let you do just that in real-time.

Security and Accessibility

We prioritize your security while ensuring that our services remain user-friendly. Rest assured that your personal information is protected with advanced security measures. Additionally, our e-statements give you quick access to your financial records without the clutter of paper statements. At Pelican State, we are committed to providing accessible and efficient banking solutions tailored to meet your needs. Explore the full range of our digital services at https://www.pelicanstatecu.com/ today!

Financial Strength

Member Base Growth

Total Share and Deposit Accounts stand at 149,847, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $49,792,264, reinforcing our commitment to providing meaningful support to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 5510 Main St Ste 10 Zachary La 70791 or call (225) 658-5377 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $9,566 in used auto loans and $609,047,157 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms can help make your dream car more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand your business. We work closely with local entrepreneurs to tailor financing solutions that fit their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through the mortgage process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across our loan products. Speak with one of our loan specialists today to see how we can help you save money and improve your financial situation. At Pelican State, we are committed to serving our community by providing accessible financial solutions that empower our members. For more information about our loan offerings or to get started on an application, visit us online at Pelican State Credit Union or give us a call at (225) 658-5377. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making it easier for you to handle everyday expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Take Action Today

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Pelican State