Pelican State Credit Union Sulphur LA | Best Auto Loans & Business Banking

Introduction

Welcome to Pelican State, your trusted credit union located at 150 S Cities Service Hwy, Sulphur, LA 70663. Since our establishment in 1956, we have been dedicated to serving our community and providing exceptional financial services tailored to the needs of our members. With a total membership of 78,014 and assets exceeding $734,707,218, we pride ourselves on being a stable and reliable partner for all your banking needs. At Pelican State, we believe in building lasting relationships with our members. Our leadership team, headed by CEO Jeffrey Conrad and Board President Janelle Folse, is committed to ensuring that you receive personalized service and support every step of the way. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgages, or you need business banking services like merchant services and business loans, we've got you covered. While members can visit us at our branch location in Sulphur, official correspondence should be sent to the same address. We are proud to offer a wide range of services including online and mobile banking options, making it easier than ever to manage your finances on the go. Plus, with over 32 dedicated employees ready to assist you during our lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM you can trust that help is always just a phone call away at 337-625-7020. Join us in experiencing the Pelican State difference today! Visit our website at pelicanstatecu.com or stop by our branch to learn more about how we can help you achieve your financial goals.

Branch History & Mission

Welcome to Pelican State, a credit union with deep roots in the Sulphur community. Established in 1956, our branch has been a cornerstone of financial support for local families and businesses for over six decades. Located at 150 S Cities Service Hwy, Sulphur, LA 70663, we're proud to serve a vibrant community filled with hardworking individuals who share a common goal: achieving financial well-being. Over the years, Pelican State has grown tremendously. From our humble beginnings, we now boast a total membership of 78,014 and total assets exceeding $734 million. This growth reflects not just numbers but the trust and loyalty we've earned from our members. We have continually adapted to meet the evolving needs of our community while maintaining our commitment to exceptional service. At Pelican State, our mission is clear: we aim to provide accessible financial services that empower our members while fostering a sense of community and support. We believe that everyone deserves the chance to thrive financially, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking services. While members can visit us at 150 S Cities Service Hwy, official correspondence should be sent to 150 S Cities Service Hwy, Sulphur, LA 70663-6402 if needed. Our branch is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM, making it convenient for you to reach us when you need assistance. In addition to traditional banking services, we pride ourselves on embracing modern technology. Our digital offerings include online banking and mobile payments, ensuring that managing your finances is easy and accessible anytime. We also provide ATM access and drive-thru banking for quick transactions. Community involvement is central to who we are. We actively participate in local events and initiatives that strengthen our ties with residents. Whether it's supporting local charities or providing educational resources about financial literacy, Pelican State is dedicated to making a positive impact in Sulphur. Join us today and experience the benefits of being part of Pelican State. Together, we can achieve more than just financial goals; we can build a stronger community. For more information or to become a member, feel free to give us a call at 337-625-7020 or visit us online at pelicanstatecu.com. Your journey toward financial success starts here!

Branch Location & Accessibility

Welcome to Pelican State, your trusted credit union located at 150 S Cities Service Hwy in the heart of Sulphur, LA! Our branch is conveniently situated near popular landmarks, making it easy for you to find us. Whether you're heading from the nearby shopping centers or coming from the beautiful parks in Calcasieu County, we're just a short drive away. At Pelican State, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. Parking is ample and easily accessible right outside our doors, so you won't have to worry about finding a spot when you visit. We're open Monday through Friday from 9 AM to 5 PM and offer Saturday hours from 9 AM to 1 PM, making it convenient for you to stop by whether you're on your way to work or running errands over the weekend. If you prefer banking from home, don't forget that we also provide online and mobile banking options! Need cash? We have an ATM available on-site for quick withdrawals and balance checks. For those who enjoy the convenience of drive-thru banking, we also offer basic drive-thru services for deposits and simple transactions. While members can visit us at our physical location for personal banking needs like checking and savings accounts or loan inquiries official correspondence should be sent to our mailing address at 150 S Cities Service Hwy, Sulphur, LA 70663-6402. For more information or if you have any questions, feel free to give us a call at 337-625-7020. We look forward to welcoming you into our Pelican State family soon!

Member Eligibility

At Pelican State, we believe that everyone deserves a chance to be part of a community that cares. Joining us is simple and welcoming! If you live, work, or worship in the Sulphur area, you're likely eligible to become a member. We're here to help you with all your financial needs, whether it's opening a savings account or securing an auto loan. Our members enjoy personalized service and a range of financial products designed just for them. To learn more about our eligibility criteria, feel free to check out our website at . When you're ready to take the next step, opening an account is just as easy visit us online at https://my.pelicanstatecu.com/enroll or give us a call at (337) 625-7020. We can't wait to welcome you into our family at 150 S Cities Service Hwy Sulphur La 70663!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine being able to accept payments easily from your customers while managing your cash flow seamlessly. Our merchant services offer reliable payment processing that helps you focus on what matters most running your business. From card payments to online transactions, we ensure you have the right tools at your fingertips. Located at 150 S Cities Service Hwy Sulphur La 70663 in Sulphur, LA, we invite you to visit us or give us a call at (337) 625-7020. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking Support

For small business owners, Pelican State provides robust business banking solutions, including merchant services and business loans. We understand the challenges of running a business, so we're here to support you with financing options that help you grow.

Convenient Access Anytime

Accessing your funds is straightforward at Pelican State. We have an ATM available for quick cash withdrawals and balance checks whenever you need it. Our drive-thru service offers basic transactions like deposits and withdrawals without leaving your vehicle perfect for busy days. Moreover, if you're a member of another participating credit union, you can take advantage of our shared branch transactions, allowing you to perform essential banking tasks like deposits and withdrawals conveniently.

Personal Banking Made Easy

For individuals seeking reliable banking options, we provide personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine being able to manage your finances easily from your phone or computer with our online and mobile banking features. You can check balances, transfer funds, and pay bills with just a few taps. If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Plus, our mortgage loans and refinancing services help you secure your dream home or adjust your current mortgage for better rates.

Solutions for Your Financial Needs

Life can be unpredictable, which is why we also offer personal loans and debt consolidation services. These can assist you in managing unexpected expenses or consolidating multiple debts into one manageable payment. Additionally, our credit cards with rewards allow you to earn points on your everyday purchases while enjoying competitive interest rates.

Stay Connected

Whether you prefer traditional banking methods or the latest technology, Pelican State has got you covered. With features like mobile payments and person-to-person transfers through our app, managing your finances has never been easier. If you're ready to explore all the ways we can assist you financially or if you have questions about any of our services, don't hesitate to reach out! Call us at 337-625-7020 or visit us in person at our Sulphur branch. Join us today at Pelican State where community meets convenience!

Digital & Online Banking

Easy Transfers and More

Need to send money to a friend? Our person-to-person transfer service simplifies sending cash directly from one account to another with ease. This means no more awkward IOUs or waiting for checks to clear! With all these features combined, managing your finances has never been easier. At Pelican State, we're committed to providing you with accessible and user-friendly banking solutions that fit into your lifestyle. Join us today and experience how easy banking can be!

Explore Our Online Banking Services

With our robust online banking platform, accessible at https://www.pelicanstatecu.com/ , you can check balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, our 24/7 online banking services ensure that you have real-time access to your accounts. You can even enjoy the benefits of e-statements, which allow you to view your financial statements securely online without the clutter of paper.

Security and User-Friendly Features

Your safety is our priority. We offer electronic signature authorization for secure transactions, meaning you can sign documents digitally without the hassle of printing or mailing. Plus, our mobile application makes it easy to manage your accounts right from your smartphone. You'll also appreciate the mobile payments feature, allowing you to make purchases quickly and securely with just a tap.

Financial Strength

At Pelican State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, the strength of your financial institution matters more than ever. That's why we are proud to share our robust financial health with you. With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,566 in used auto loans and $609,047,157 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $49,792,264. Total Share and Deposit Accounts: 149,847, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 150 S Cities Service Hwy Sulphur La 70663 or call (337) 625-7020 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find something that fits your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and aim to support them through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We offer various mortgage products designed to help you navigate the path to homeownership with ease.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or mortgage talk to us about eligibility options. We can help determine if refinancing is right for you and guide you through the process smoothly. Our dedicated team at Pelican State is here to assist you every step of the way. For more information about our loan offerings or to discuss which option best suits your needs, feel free to reach out at 337-625-7020 or visit us at 150 S Cities Service Hwy Sulphur LA 70663. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. These credit cards come with rewards and no collateral requirement, giving you the freedom to make purchases as needed.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. - Verified Data: Loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to compare loans easily and effectively, LendMesh stands out as a reliable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Pelican State