Pelican State Credit Union Prairieville LA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Pelican State, your trusted financial partner located at 17026 Airline Hwy, Prairieville, LA 70769. Established in 1956, we take pride in serving our community with a strong commitment to providing exceptional banking services tailored for you. With over 78,000 members and total assets reaching an impressive $734,707,218, we are dedicated to empowering our members to achieve their financial goals. At Pelican State, we understand that personal finance can be overwhelming. That's why we offer a range of services designed to make banking straightforward and accessible from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also cater to businesses with various financial solutions. Whether you're looking for a new car or planning for your dream home, our team is here to guide you every step of the way. While you can visit us at our branch in Prairieville, please note that all official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 225-408-6463 during our convenient hours: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Under the leadership of CEO Jeffrey Conrad and Board President Janelle Folse, we continuously strive for excellence in member service. Our team of 321 employees is committed to creating a welcoming atmosphere where everyone feels valued. Join us today and experience the Pelican State difference! For more information or to explore our offerings further, visit our website at pelicanstatecu.com. We look forward to helping you navigate your financial journey!

Branch History & Mission

Join Us

As we look towards the future, Pelican State Credit Union remains committed to serving you with integrity and dedication. Whether you're seeking financial advice or simply want a place where your voice matters, we invite you to experience what makes us different. Join us today and become part of a community-focused credit union that truly cares about your success! For more information or to open an account online, visit our website or call us at 225-408-6463. Let's build your future together!

Our Mission

At Pelican State Credit Union, our mission is clear: to empower our members with the tools they need to achieve their financial goals while contributing positively to the community around us. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we support local businesses through tailored business banking services. We believe in giving back to Prairieville through various outreach programs and partnerships with local organizations. By actively participating in community events and initiatives, we strive to create a supportive environment that uplifts everyone around us. While members can visit us at 17026 Airline Hwy for all their banking needs including drive-thru services we also welcome official correspondence at our mailing address: 17026 Airline Highway, Prairieville, LA 70769.

Our Story

Pelican State Credit Union began its journey with a simple mission: to provide accessible financial services to everyone in our community. From our humble beginnings, we have expanded significantly, now boasting total assets exceeding $734 million. Our branch at 17026 Airline Hwy in Prairieville is not just a financial institution; it's a place where members can find guidance and support on their financial journeys. As we evolved, we embraced technology while maintaining our commitment to personal service. Today, members can enjoy online banking, mobile payments, and even person-to-person transfers making banking easier than ever. We also ensure that our facilities are ADA compliant and welcoming for all members of the community.

Branch Location & Accessibility

Accessibility and Features

At Pelican State, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services easily. We have ample parking available right outside the entrance, along with ramps for those who need them. Our operating hours are designed with your convenience in mind: we are open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. This way, you can find a time that works best for you.

Get in Touch

Have questions or ready to get started? Give us a call at 225-408-6463 or stop by during our operating hours. We look forward to welcoming you into the Pelican State family!

Services Offered

We're proud to offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick cash withdrawal? Our ATM is available for your convenience. Plus, if you prefer drive-thru banking, we have that option too! For members looking for shared services, we participate in a network that allows you to conduct basic transactions at partner credit unions as well.

Member Eligibility

Becoming a member of Pelican State is like joining a caring family where your financial needs truly matter. If you live, work, or attend school in the areas we serve, you're already on your way to enjoying the perks of membership! We welcome individuals from various backgrounds, making it easy for anyone to become part of our community. Plus, as a member at Pelican State, you'll have access to personalized services and competitive rates that can help you reach your financial goals more easily. Getting started is simple! You can learn more about eligibility criteria by visiting our detailed page. When you're ready to open an account, just head over to https://my.pelicanstatecu.com/enroll and follow the straightforward steps laid out for you. If you have any questions or need assistance, don't hesitate to call us at (225) 408-6463. We're here to help every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business seamlessly while accepting payments quickly and securely. Our merchant services allow you to focus on what matters most your customers. With easy payment processing options, you can enhance customer satisfaction and streamline operations, making every transaction count. Located at 17026 Airline Hwy Prairieville La 70769 in Prairieville, LA, we're here to provide the financial support you need. For more information, give us a call at (225) 408-6463 or visit our website at Pelican State. Let's work together to write your next success story!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our accessible ATM & Cash Withdrawal Services, withdrawing cash is quick and easy. Plus, with our drive-thru banking option available at select hours, you can handle deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We know that reliable transportation is essential in today's fast-paced world, and we're here to make the process as smooth as possible.

Business Banking

If you're a business owner, our Business Banking services will support your growth and operations. From Merchant Services that simplify payment processing to Business Loans for expansion, we have solutions tailored specifically for small businesses.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards are an excellent choice. You can earn points for cash back or travel perks while enjoying the convenience of using a credit card for everyday expenses.

Mortgage Loans & Refinancing

Looking to buy your dream home? Our Mortgage Loans & Refinancing services offer various plans that can fit different budgets and situations. We help guide you through the mortgage process so that owning a home becomes a reality rather than just a dream.

Online & Mobile Banking

In today's digital world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer.

Personal Banking

When it comes to personal banking, we offer a variety of options to help you manage your money with ease. Our Checking & Savings Accounts are tailored for everyday needs, allowing you to keep track of your finances while earning interest on your savings. Whether you're saving for a rainy day or planning for a big purchase, we've got you covered.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you manage these challenges effectively. Whether it's paying off credit card debt or funding a special project, we can assist you in finding the right solution.

Shared Branch Transactions

We also offer basic shared branch transactions for members of partner credit unions, making it easier than ever to access your funds when you're away from home. At Pelican State, we strive to be more than just a financial institution; we want to be your trusted partner in achieving financial success. Explore our comprehensive range of services today and see how we can help meet your needs! To learn more about what we offer or to start taking advantage of these great services, visit us at https://www.pelicanstatecu.com/ or give us a call at (225) 408-6463!

Digital & Online Banking

Go Paperless

Opting for e-statements is another way we make banking easier for you. Enjoy the benefits of going green while having quick access to your account statements whenever needed. No more cluttered mailboxes or searching for paper records!

Key Services Offered

With our online banking platform available at https://www.pelicanstatecu.com/, you can manage your accounts 24/7. Check your balance, pay bills, or transfer money all from the comfort of your couch or while waiting in line. Our user-friendly interface makes navigation a breeze, so you can focus on what matters most. Need to send money quickly? With our person-to-person transfer feature, sending cash to friends or family is as simple as a few taps on your phone. Plus, if you're always on the move, our mobile application ensures that you have full access to your accounts wherever life takes you.

Pay Your Way

If you're someone who loves using mobile payments, we've got you covered! Our mobile payments feature lets you make purchases effortlessly from your smartphone just tap and go. In short, Pelican State is dedicated to enhancing your banking experience through innovative digital solutions that put you in control. Start exploring all these great features today by visiting us at https://www.pelicanstatecu.com/!

Security You Can Trust

We prioritize your security with features like electronic signature authorization for added peace of mind when signing important documents online. Our commitment to safeguarding your personal information means you can bank without worry.

Financial Strength

Commitment to Growth

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Member Trust

Total Share Accounts: 149,847, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,792,264. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 17026 Airline Hwy Prairieville La 70769 or call (225) 408-6463 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-$927,730 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or adjust their loan terms.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to develop customized solutions that meet their specific needs. At Pelican State in Prairieville (17026 Airline Hwy Prairieville LA 70769), we're committed to providing clear and practical financial products. For any questions or assistance regarding our loan offerings or eligibility requirements, feel free to give us a call at 225-408-6463. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We guide you through the process and help ensure that you find a solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs to make your everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is vetted for accuracy and fairness. LendMesh prioritizes user trust by ensuring that all listed loans are legitimate and come from reputable lenders.

PELICAN CREDIT UNION - Prairieville, LA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Prairieville, LA (70769)