Pelican State Credit Union Pineville LA | Low Mortgage Rates & Business Banking

Introduction

At Pelican State, we believe in building strong relationships with our members and fostering a sense of community. Located at 3628 Monroe Hwy, Pineville, LA 71360, our branch has been serving the needs of the Pineville area since 1956. With a proud membership base of over 78,000 members, we are committed to providing financial solutions that help you achieve your goals. Under the leadership of CEO Jeffrey Conrad and Board President Janelle Folse, Pelican State has grown significantly. Our total assets now stand at an impressive $734,707,218, reflecting our dedication to sound financial practices and member satisfaction. We have also maintained a solid net worth of $74,593,435, ensuring our ability to support our members' financial journeys. As a trusted credit union, we offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to innovation is evident through services such as online banking and mobile payments, making it easy for you to manage your finances on-the-go. While you can visit us at our branch location for friendly service and assistance, please note that any official correspondence should be sent to the same address: 3628 Monroe Hwy, Pineville, LA 71360. We invite you to explore how we can assist you in achieving your financial dreams. Feel free to reach out via phone at 318-449-3553 or visit our website at Pelican State Credit Union for more information about becoming a member or accessing our range of services. Your financial future is important to us let's build it together!

Branch History & Mission

Community Focus

At Pelican State, we believe that giving back is just as important as offering great financial products. We actively engage in partnerships with local organizations and participate in community outreach programs. Whether it's sponsoring local events or supporting educational initiatives, we strive to make a positive impact in Pineville. While members can visit us at 3628 Monroe Hwy for all their banking needs, official correspondence should be sent to the same address. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM. We also provide ATM access for your convenience.

Join Us!

We invite you to become a part of the Pelican State family! Experience firsthand the benefits of membership whether it's taking advantage of our competitive loan rates or enjoying the ease of online banking. Visit our website at Pelican State or call us at 318-449-3553 for more information about how you can join us on this journey toward financial wellness. Together, we can build a brighter future for everyone in our community!

Our Journey

Pelican State was established with a vision of providing accessible financial solutions to all members of our community. Over the years, we have evolved alongside our members' needs, introducing various services such as checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. We are proud of our commitment to innovation; today, we offer online and mobile banking services that allow you to manage your finances anytime and anywhere. As we celebrate decades of service in Pineville, our mission remains clear: to empower individuals and families through personalized financial services while fostering a spirit of community support. Our dedicated team works tirelessly to ensure that each member receives the attention they deserve.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for all our members. Our branch is equipped with features that comply with ADA standards, including ramps for easy entry. There's ample parking available, making it simple for you to stop by whenever you need assistance.

Connect with Us

If you have any questions or need assistance, don't hesitate to call us at 318-449-3553. We're excited to welcome you at our Pineville branch! Remember, while you can visit us at 3628 Monroe Hwy for all your banking needs, official correspondence should be sent to the same address. Your financial journey starts here let's embark on it together!

Operating Hours

Our friendly staff is ready to help Monday through Friday from 9:00 AM to 5:00 PM. We invite you to visit us during these hours for personalized service or to ask about our various banking products, including checking and savings accounts, auto loans, and mortgage options.

Services Offered

At Pelican State, we aim to provide a comprehensive range of services tailored to meet your needs. With ATM availability on-site, accessing your funds has never been easier. Although we currently do not offer drive-thru banking, our shared service center allows for basic transactions like deposits and withdrawals for partner credit union members.

Member Eligibility

At Pelican State, we believe in creating a warm and welcoming community for all our members. Joining us is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. If you're interested in becoming a member, the eligibility criteria are straightforward and designed to include as many people as possible. Generally, individuals who live, work, or worship in the area around 3628 Monroe Hwy Pineville La 71360 can join us. Whether you're looking for personal banking services, loans, or simply a place to save, we're here to help you every step of the way. The process of becoming a member at Pelican State is easy and accessible. You can start by checking out the detailed eligibility information at , which will provide you with everything you need to know. Once you're ready to take the next step, opening an account is just a click away! Visit https://my.pelicanstatecu.com/enroll to begin your membership journey today. If you have any questions or need assistance, feel free to reach out to us at (318) 449-3553. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced world, having the right payment solutions is essential. Our merchant services allow you to accept payments easily and securely, giving your customers multiple ways to pay while streamlining your operations. Imagine reducing wait times at checkout or offering online payment options it's all possible with our support. Visit us at 3628 Monroe Hwy Pineville La 71360 in Pineville, LA, or call us at (318) 449-3553 to learn how we can partner together for your business success!

Comprehensive List Of Services

Business Solutions Tailored for You

For local business owners, we offer comprehensive business banking services including merchant services and business loans. We know running a business can be challenging; that's why we're here to assist you in making your financial operations smoother.

Convenient Access Anytime

Our commitment to convenience means you'll also find ATM services available right at our branch. Plus, if you're part of a partner credit union, you can perform basic shared branch transactions like deposits and withdrawals seamlessly.

Financing Your Dreams

When it's time to make a significant purchase like a car or home, Pelican State has you covered with competitive auto loans and mortgage options. Our team is ready to help you navigate the loan process, ensuring you find the best financing solution that fits your budget. For those unexpected expenses or consolidating debt, our personal loans provide quick access to funds with flexible repayment terms.

Join Us Today!

Ready to explore how Pelican State can help you? Visit us today or call us at 318-449-3553. If you're looking to open an account, head over to our website for more information on eligibility and account options. At Pelican State in Pineville, we're excited to be your trusted partner in financial success!

Personal Banking Made Easy

We start with essential personal banking services like checking and savings accounts. Whether you're saving for a vacation or managing daily expenses, our accounts come with no hidden fees and easy online access. You can keep track of your finances anytime, anywhere through our user-friendly online and mobile banking platforms.

Smart Credit Options

Looking for a credit card? Our credit cards come with rewards that suit your spending habits. Whether you're using them for everyday purchases or special occasions, you can earn points while enjoying the convenience of cashless transactions.

Digital & Online Banking

Always Accessible

Whether you're making payments or checking your latest transactions, our user-friendly interface makes navigating through your accounts simple. Our mobile payments feature allows you to shop securely without needing to carry cash or cards. Plus, our commitment to accessibility means help is always available if you need it. With Pelican State's digital and online banking services, you have the tools to manage your money effectively and securely whenever it fits into your busy life. Join us today and experience banking that truly meets your needs!

Convenient Features for Everyone

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You'll love the convenience of person-to-person transfers, which let you send money to friends or family in seconds no cash needed! Plus, with our mobile application, managing your account on the go is a breeze. Just download it from your app store and enjoy banking right at your fingertips. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are both safe and efficient. You can also opt for e-statements, which provide an environmentally friendly way to keep track of your finances without the clutter of paper statements.

Financial Strength

Committed Team

We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 149,847, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 3628 Monroe Hwy Pineville La 71360 or call (318) 449-3553 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $9,566 in used auto loans and $609,047,157 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Loan Options

For business owners seeking capital to grow their operations, our outstanding commercial loans total $3,911,770, providing essential funding for expansion or new projects. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out to us at 318-449-3553. Our knowledgeable staff is here to walk you through every step and help find the best solution for your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pelican State, we strive to support our community by offering accessible financial services tailored to meet your needs. Visit us today or explore more about our offerings online at Pelican State.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, we provide affordable solutions that can fit various budgets and lifestyles. Our team can help guide you through the process and ensure you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach allows users to make informed choices based solely on their needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and choose what best suits their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform can be for anyone looking to secure a better deal. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers that reflect current market conditions. By working only with reputable lenders, LendMesh guarantees that the information you see is both accurate and trustworthy.

Pelican State