Pelican State Credit Union Opelousas LA | Low Mortgage Rates & Quick Auto Loans

Introduction

At Pelican State Credit Union, we believe that every member's financial journey matters. Nestled in the heart of Opelousas, at 2508 South Union Street, our branch has been a trusted partner for our community since 1956. With a commitment to personal service and a focus on empowering our members, we have grown to serve over 78,000 members, helping them achieve their financial goals. Our branch is more than just a place for transactions; it's where relationships are built. With total assets of $734,707,218 and deposits amounting to $35,064,972, we provide a solid foundation for your financial needs. Whether you're looking for an auto loan where we currently manage over 49,735 loans or seeking advice on personal banking options, our team is here to guide you every step of the way. Under the leadership of our CEO, Jeffrey Conrad, and Board President, Janelle Folse, Pelican State Credit Union is dedicated to fostering trust and transparency in all our services. We ensure that our members feel valued and understood while enjoying access to competitive rates and personalized solutions. For any official correspondence, while you can always visit us at our branch location, please feel free to reach out via phone at (337) 948-3280 or explore our website at pelicanstatecu.com. We invite you to experience the difference that comes with being part of the Pelican State family. Join us today and take control of your financial future!

Branch History & Mission

Community Impact

We recognize the importance of giving back. Our partnerships with local organizations help us reach out and make a difference in the lives of those around us. Through various outreach efforts, we continue to invest in the well-being of Opelousas and its residents. If you're looking for a reliable credit union where you can grow financially while being part of a caring community, look no further than Pelican State. Join us today and experience firsthand the benefits of being part of an institution that truly values its members! For more information or assistance, don't hesitate to contact us at (337) 948-3280 or visit our website at Pelican State. While members can visit us at 2508 South Union Street Opelousas La 70570, official correspondence should be sent to 2508 South Union Street, Opelousas, LA 70570. We look forward to welcoming you into the Pelican State family!

Our Journey

From our humble beginnings at 2508 South Union Street, we have evolved significantly. This location not only serves as our branch but also as a welcoming space for members to access vital banking services. Whether you are visiting us during our operating hours from Monday to Friday, 9 AM to 5 PM, or utilizing our drive-thru service for quick transactions, we aim to make your experience as smooth as possible. Our commitment extends beyond just banking; it's about building relationships and supporting the community. We strive to empower our members with personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking services that include merchant services and business loans tailored to meet local needs.

Our Mission

At Pelican State, our mission is clear: we are dedicated to providing exceptional financial services while fostering a strong sense of community. We believe in putting people first helping families achieve their financial goals while ensuring that everyone has access to quality financial education and resources. In addition to traditional banking services, we embrace technology with online and mobile banking options. This means you can manage your finances conveniently from anywhere. We have also prioritized ADA compliance to ensure that all members feel welcome and supported at our branch.

Branch Location & Accessibility

Convenient Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9 AM to 5 PM. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our friendly staff is here to help during those hours.

Drive-Thru and Shared Services

For added convenience, we also feature drive-thru banking services. This allows you to complete simple transactions like deposits and withdrawals without having to leave your vehicle. Additionally, if you're a member of one of our partner credit unions, you can take advantage of shared service transactions right here at Pelican State.

Easy Access and Parking

At Pelican State, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, ensuring that everyone can navigate our facilities easily. We offer ample parking right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Reach Out Anytime

If you have any questions or need assistance before your visit, feel free to call us at 337-948-3280. We're always happy to help and look forward to serving you at Pelican State! While members can visit us at 2508 South Union Street, official correspondence should be sent to the same address for consistency. Stop by soon and discover how Pelican State can support your financial journey!

Member Eligibility

Becoming a member of Pelican State is like joining a family that truly cares about your financial well-being. Located at 2508 South Union Street Opelousas La 70570, we welcome anyone who lives, works, worships, or attends school in the area. If you are a member of the military or a family member of someone who meets these criteria, you can also join us! Our membership is designed to be inclusive and supportive, so you don't need to worry about complicated requirements. Once you're a member, you'll enjoy the benefits of personalized service and access to a range of financial products tailored just for you. Getting started is easy! You can find detailed eligibility information on our website. If you're ready to open an account or have questions, feel free to reach out to us at (337) 948-3280. We're here to help you take the first step toward securing your financial future with Pelican State! For account opening details, please visit https://my.pelicanstatecu.com/enroll.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing customer transactions quickly and securely, all while having access to tools that help manage your cash flow efficiently. Our merchant services offer just that. From point-of-sale solutions to online payment processing, we ensure you have the technology that meets your needs. Located at 2508 South Union Street Opelousas La 70570 in Opelousas, LA, we are here to help you navigate the financial landscape of running a business. Reach out to us at (337) 948-3280 to learn more about how we can support your business goals today!

Comprehensive List Of Services

Business Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. We're here to assist in all aspects of your business needs, ensuring that managing finances is one less thing for you to worry about.

Convenient Access

In today's fast-paced world, convenience is key. Our branch offers basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those busy days when you're on the go. Additionally, we provide basic shared branch transactions for members of partner credit unions, allowing access to essential services wherever you are.

Credit Cards with Benefits

Looking for a way to earn rewards on your everyday spending? Our credit cards with rewards offer just that allowing you to earn points or cashback on purchases while enjoying financial flexibility.

Join Us Today!

At Pelican State in Opelousas, we pride ourselves on being more than just a credit union; we're a community-focused organization dedicated to empowering our members financially. If you'd like to learn more about how our comprehensive suite of services can benefit you or if you're ready to start your membership journey, please don't hesitate to reach out! Call us at 337-948-3280 or visit us at Pelican State today! Let's take the next step together towards achieving your financial goals.

Loans Made Easy

Life often requires us to make big purchases or tackle unexpected expenses. That's where our auto loans and vehicle financing come into play, helping you get behind the wheel without breaking the bank. Need a home? Our mortgage loans and refinancing options can guide you through the process smoothly, making homeownership a reality. And for those times when you need a little extra cash, our personal loans and debt consolidation options are here to help you regain control over your finances.

Personal Banking

Whether you're opening your first checking account or planning for retirement, our personal banking services have got you covered. You can choose from various checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly managing your day-to-day finances while also saving for future goals all from the convenience of our online and mobile banking platforms. With features like e-statements and mobile payments, keeping track of your money has never been easier.

Digital & Online Banking

Key Features

Our online banking platform is accessible 24/7 at https://www.pelicanstatecu.com/, allowing you to check your balance, pay bills, and transfer money at your convenience. Whether you're at home or on the go, our mobile application makes it easy to stay connected with your accounts. Plus, our mobile payments feature lets you make purchases quickly and securely right from your smartphone. We also prioritize security. Our electronic signature authorization makes signing documents a breeze while keeping your information safe. You can opt for e-statements to receive your account statements electronically no more paper clutter! This not only helps the environment but also ensures you can access your statements whenever you need them.

Real-Time Management

With features like person-to-person transfers, sending money to friends or family is straightforward and instant. Need cash in a hurry? Our user-friendly interface allows for real-time account management so that you're always in control of your finances. At Pelican State, we're committed to making banking as simple as possible for our members. Experience the ease of managing your financial needs from the comfort of your own home or on the move with our comprehensive digital banking services!

Financial Strength

Commitment to Growth

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we offer $9,566 in used auto loans and have provided $609,047,157 in total loans and leases to support your financial goals across various sectors.

Growing Member Base

The strength of our community can be seen in our total share accounts 149,847 which show a strong and growing member base that trusts us with their finances. With net shares amounting to $49,792,264, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 2508 South Union Street Opelousas La 70570 or call (337) 948-3280 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

We prioritize our members' needs above all else. Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-$927,730, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $74,593,435, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. Whether it's a new ride or a trusted pre-owned vehicle, we make financing simple and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to offer tailored solutions that fit your unique requirements. At Pelican State Credit Union, we also provide refinancing options for many of our loan products. This means if you're looking to lower your monthly payments or consolidate debt, we have plans that can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or would like more information about eligibility and application processes, don't hesitate to contact us or visit our website at Pelican State. We're here to help you navigate your financial future with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and ensure you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits designed to meet your lifestyle needs while offering an easy way to handle everyday expenses.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers are fair and transparent. Each listing is carefully vetted to ensure that you only see offers from legitimate financial institutions. LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

User Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PELICAN CREDIT UNION - Opelousas, LA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Opelousas, LA (70570)