Pelican State Credit Union New Orleans LA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Pelican State, your trusted financial partner located at 7400 Leake Ave, New Orleans, LA 70118. Since our establishment in 1956, we have been committed to serving our members and the community, ensuring that your financial needs are met with care and expertise. With a total membership of 78,014 and assets exceeding $734,707,218, we pride ourselves on being a pillar of support for individuals and families alike. At Pelican State, we understand that banking is more than just transactions; it's about building relationships. Our dedicated team of 321 employees, led by CEO Jeffrey Conrad and Board President Janelle Folse, works tirelessly to provide personalized services tailored to each member's unique circumstances. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we have you covered. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 7400 Leake Ave, Ste 237, New Orleans, LA 70118. We invite you to explore the many services we offer from online and mobile banking to business loans designed to simplify your financial journey. Our commitment extends beyond numbers; it's about enhancing lives within our community. With total deposits amounting to $35,064,972 and a robust net worth of $74,593,435, Pelican State is here to ensure your money not only stays safe but also works for you. Ready to take the next step? Don't hesitate! Call us at 225-408-6100 or visit our website at Pelican State today! Let's embark on this financial journey together.

Branch History & Mission

Welcome to Pelican State in New Orleans, Louisiana, where our journey began in 1956. Since then, we have grown from a small credit union into a vibrant community hub with over 78,000 members and total assets exceeding $734 million. Our branch is located at 7400 Leake Ave, a place that not only serves as our office but also stands as a testament to our commitment to the people of this great city. At Pelican State, we believe in the power of community and the importance of supporting each other. Our mission is clear: to provide outstanding financial services while fostering a sense of belonging among our members. We are dedicated to helping individuals and families achieve their financial goals through various offerings such as checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Over the years, we have embraced advancements in technology to enhance your banking experience. We offer online and mobile banking services that allow you to manage your finances from anywhere at any time. Our commitment to accessibility includes ADA compliance features ensuring everyone can bank with us comfortably. While members can visit us at 7400 Leake Ave for all their banking needs, official correspondence should be sent to our mailing address at 7400 Leake Ave, Ste 237, New Orleans, LA 70118. Our doors are open Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 1 PM. As part of our outreach efforts, we actively engage with local organizations and initiatives that benefit our community. By partnering with various groups and offering educational programs on financial literacy, we strive to uplift those around us. We invite you to join Pelican State Credit Union today. Experience firsthand how our member-focused approach makes banking simple and rewarding. Reach out to us at (225) 408-6100 or visit us online at Pelican State Credit Union to learn more about becoming a member!

Branch Location & Accessibility

Convenience and Accessibility

At Pelican State, we prioritize your comfort and convenience. Our branch is fully ADA compliant, ensuring that everyone can easily access our services. Parking is available nearby, making it simple for you to swing by anytime during our operating hours. We're open Monday through Friday from 8 AM to 5 PM and on Saturday from 9 AM to 1 PM.

Get in Touch

Have questions? Don't hesitate to give us a call at 225-408-6100! We invite you to stop by Pelican State at your convenience. Whether you're looking for financial advice or simply want to explore our offerings, we look forward to welcoming you soon!

Services Offered

We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our dedicated team is ready to assist Corp of Engineers employees through video tellers during regular business hours. Additionally, we provide ATM access for quick cash withdrawals and balance checks whenever you need it. Unfortunately, we do not have drive-thru service at this location; however, our friendly staff is always eager to help inside the branch.

Member Eligibility

Joining the Pelican State community means becoming part of a supportive family that prioritizes your financial well-being. To become a member at Pelican State, you'll need to meet a few simple criteria. Generally, eligibility extends to individuals who are employees of the Corp of Engineers or their family members. This inclusive approach ensures that not only you but also your loved ones can benefit from our personalized services and competitive rates. Being a member opens the door to a range of products designed just for you, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is easy! If you're ready to take the next step toward membership, simply visit us at 7400 Leake Ave, New Orleans, LA 70118, or give us a call at 225-408-6100. For detailed eligibility requirements, check out our website at . And when you're ready to open an account, just head over to https://my.pelicanstatecu.com/enroll . We're excited to welcome you aboard!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify how you handle payments. Imagine serving your customers more efficiently with streamlined payment processing. Whether it's in-person transactions or online sales, our services ensure you get paid quickly and securely. Visit us at 7400 Leake Ave New Orleans La 70118 in New Orleans, LA to learn more about how our business banking and commercial services can support your goals. You can also reach us at (225) 408-6100 for any inquiries. Let's work together to help your business flourish!

Comprehensive List Of Services

Convenient Access Anytime

For added convenience, we also provide ATM and cash withdrawal services across various locations. Our ATMs allow for quick withdrawals and balance checks so that accessing your money is never a hassle. At Pelican State, we strive to make banking simple and accessible for everyone in New Orleans. If you have any questions about our services or would like assistance with anything specific, feel free to reach out at 225-408-6100. Ready to take control of your finances? Visit us today or explore more at Pelican State's website. Let us be part of your financial journey!

Home Sweet Home

For those ready to make a significant investment in their future, our mortgage loans and refinancing services provide the support you need. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services have you covered. We offer various checking and savings accounts tailored to help you manage your finances effectively. Imagine having easy access to your funds whenever you need them, supported by our user-friendly online and mobile banking features. With just a few taps on your smartphone, you can check balances, transfer money, and even pay bills all from the comfort of home.

Personal Loans for Every Need

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to give you peace of mind when financial surprises arise. Whether it's for medical bills, home improvements, or consolidating debt into one manageable payment, we have solutions that fit your situation.

Rewarding Credit Card Options

Don't forget about our credit cards with rewards! Enjoy benefits every time you swipe. From cashback offers to travel points, these cards are perfect for everyday purchases and special occasions alike.

Supporting Your Business

If you're a business owner, our business banking services, including merchant services and business loans, can help you grow and succeed. We understand the unique challenges businesses face, and we're here to offer tailored solutions that fit your needs.

Vehicle Financing Made Simple

Are you considering buying a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that a reliable vehicle is essential for daily life. With competitive rates and flexible terms, we can help you drive away in the car of your dreams without breaking the bank.

Digital & Online Banking

At Pelican State, we understand that your time is valuable, and banking should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. With our 24/7 online banking services available at https://www.pelicanstatecu.com/ , you can manage your accounts with just a few clicks. Whether you want to check your balance, pay bills, or transfer funds, it's all right at your fingertips. Our platform is user-friendly and equipped with robust security features to ensure that your personal information stays safe. If you're always on the go, our mobile application makes banking even more convenient. You can make person-to-person transfers quickly and securely, allowing you to send money to friends or family without any hassle. Plus, if you prefer using your smartphone for purchases, our mobile payments feature enables you to pay directly from your device making transactions smoother than ever. Are you tired of paper statements piling up? With our e-statements, you'll receive your financial statements electronically, making it easier to stay organized while also being eco-friendly. And for those times when you need to sign documents remotely, our electronic signature authorization simplifies the process so you can complete transactions without needing to visit a branch. At Pelican State, we believe that managing your finances should be straightforward and accessible. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

Our financial strategy includes reinvesting in our services. With $67,922,870 in undivided earnings, we enhance innovative banking tools, stronger lending options, and improved security measures to serve you better. Our lending capacity is robust; with $9,566 in used auto loans and $609,047,157 in total loans and leases, we support your financial goals across various sectors.

Growing Community Trust

The trust placed in us by our growing community is reflected in our Total Share Accounts: 149,847, showcasing how many members choose Pelican State as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 7400 Leake Ave New Orleans La 70118 or call (225) 408-6100 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable service.

Solid Foundation

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Pelican State, located at 7400 Leake Ave, New Orleans, LA 70118, we understand that life brings various financial needs. Whether you're looking to purchase a vehicle, buy a home, or manage your finances with credit options, we have a range of loan products designed to support you every step of the way. With over 49,735 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? We offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, making buying or refinancing simple. These options are tailored for those who want to secure a stable future through home investment. For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. We're dedicated to helping local businesses thrive by offering flexible lending solutions that meet diverse needs. We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. This option is great for those looking for additional purchasing power without collateral requirements. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process and find the best solution tailored to your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pelican State, we're committed to providing you with clear information and reliable services that cater to your financial journey. For more details or assistance with any of our loan products, don't hesitate to reach out at 225-408-6100. Let's work together towards your financial success!

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that users receive fair and accurate offers. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. For anyone looking to navigate the complex world of loans with ease, LendMesh stands out as a trustworthy resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Pelican State