Pelican State Credit Union Lafayette LA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Pelican State, your trusted financial partner located at 1600 N Bertrand Dr, Lafayette, LA 70506. Established in 1956, we have proudly served our community for over six decades, growing alongside our members and adapting to their evolving needs. With a dedicated membership of 78,014, we strive to provide personalized services that make banking simple and accessible. At Pelican State, we understand that every member's financial journey is unique. That's why we offer a variety of products tailored just for you be it checking and savings accounts, auto loans, or mortgages. Our total assets stand at an impressive $734,707,218, showcasing our strong commitment to your financial success. With total deposits reaching $35,064,972 and a net worth of $74,593,435, our sound financial position reflects our dedication to serving our members responsibly. Our team is led by CEO Jeffrey Conrad and Board President Janelle Folse, who are committed to ensuring that Pelican State remains a reliable resource for all your banking needs. We also take pride in providing exceptional service through our dedicated staff of 321 employees who are here to help you navigate your financial choices. While members can visit us at our branch location, official correspondence should be sent to the same address: 1600 N Bertrand Drive, Lafayette, LA 70506-2130. If you have any questions or need assistance, feel free to reach out at (337) 261-1151 during our operating hours Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us today and discover how Pelican State can support your financial goals! Visit our website at pelicanstatecu.com for more information or stop by our branch to speak with one of our friendly representatives. Your journey toward better banking starts here!

Branch History & Mission

At Pelican State, we take pride in our rich history and our commitment to the community of Lafayette, Louisiana. Since opening our doors in 1956 at 1600 N Bertrand Dr, we have been dedicated to providing exceptional financial services and support to our members. With over 78,000 members today, we have grown significantly while maintaining our focus on community engagement and financial empowerment. Our mission is clear: to enhance the lives of our members by offering personalized banking solutions that cater to their unique needs. We believe in making banking accessible and convenient for everyone. That's why we provide a range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Additionally, we embrace technology with online and mobile banking features, allowing our members to manage their finances anytime and anywhere. Pelican State is not just about numbers; it's about people. As of now, we boast total assets of $734,707,218, reflecting our growth and stability. Our headquarters in Baton Rouge continues to guide us as we serve Lafayette and its surrounding areas with dedication. We are proud to offer drive-thru banking services for quick transactions, along with ATM availability for added convenience. In addition to traditional banking services, we engage actively with our community through outreach programs and partnerships that foster local development. We understand that financial literacy plays a crucial role in empowering individuals and families. By hosting workshops and informational sessions, we aim to educate our members on managing their finances effectively. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 1600 N Bertrand Drive, Lafayette, LA 70506-2130. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 1 pm. We invite you to join Pelican State and experience the difference a member-focused credit union can make in your financial journey. Whether you're looking for straightforward banking solutions or seeking guidance on complex financial decisions, we're here for you every step of the way. Become part of a thriving community where your financial well-being is our top priority! Reach out to us at 337-261-1151 or visit our website today!

Branch Location & Accessibility

Convenient Access

Our branch features ample parking and is equipped with ADA-compliant access, making it easy for everyone to visit us. Whether you're stopping by for a quick transaction or need assistance with your financial goals, we have dedicated team members ready to help.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM, giving you plenty of opportunities to drop by when it suits your schedule. If you prefer not to visit in person, feel free to give us a call at 337-261-1151; we're always happy to assist!

Services Offered

At Pelican State, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got options that fit every lifestyle. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals. If you're in need of an ATM, you're in luck! Our location also has an ATM available for your convenience. And if you have accounts with partner credit unions, our shared service center allows you to conduct basic transactions like deposits and withdrawals seamlessly. While members can visit us at 1600 N Bertrand Dr, official correspondence should be sent to our mailing address: 1600 N Bertrand Drive, Lafayette, LA 70506-2130. We invite you to stop by Pelican State today! Experience firsthand how we can support your financial journey.

Member Eligibility

At Pelican State, we believe that everyone deserves a chance to join a caring community that supports their financial goals. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Lafayette area, you're likely eligible to join us. We embrace individuals from all walks of life and encourage you to check out the full eligibility details at for any specific criteria that may apply to you. Joining Pelican State means you'll have access to a range of financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards. Plus, our friendly team is here to help you every step of the way. Ready to get started? You can open your account online by visiting https://my.pelicanstatecu.com/enroll or give us a call at (337) 261-1151 if you have any questions. We can't wait for you to become part of our family at 1600 N Bertrand Dr Lafayette La 70506!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine running your business with efficient payment solutions that simplify transactions. Our merchant services are designed to keep your cash flow smooth and your customers happy. From accepting credit card payments to integrating online sales platforms, we help you focus on what matters most growing your business. Visit us at 1600 N Bertrand Dr Lafayette La 70506 in Lafayette, LA or call us at (337) 261-1151 to learn more about how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, we have tailored Business Banking solutions including merchant services and business loans. Your business deserves financial products that cater specifically to its growth and success. Partnering with us means having access to resources that help streamline operations and manage cash flow effectively.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn while you spend! Enjoy benefits like cashback or points towards travel that make every purchase more rewarding.

Easy Access Services

We know that convenience matters. That's why we provide ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. If you're part of another credit union, take advantage of our shared branch transactions for easy access to your funds. As we move forward in an increasingly digital world, Pelican State ensures that all these services are available at your fingertips through our online and mobile banking platforms. Our commitment to member service extends beyond traditional banking hours giving you flexibility whenever you need it. Ready to explore how Pelican State can assist you? Reach out today at 337-261-1151 or visit us at pelicanstatecu.com. Your journey toward better financial health starts here!

Home Financing Options

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process. We make it simple and straightforward so you can focus on making your house a home.

Personal Banking Solutions

For those interested in everyday banking, we offer Personal Banking options that include both checking and savings accounts. Imagine having a reliable checking account for daily transactions while also building your savings effortlessly. With our user-friendly online and mobile banking platforms, managing your finances has never been easier. You can check your balances, transfer funds, and pay bills right from your phone.

Personal Loans for Various Needs

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide the financial support you need. We believe everyone deserves a second chance when it comes to financial stability. Let us help you tackle those challenges head-on.

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services are designed to help you get behind the wheel without breaking the bank. We understand how important it is to find affordable financing options that fit your budget. With competitive rates and flexible terms, you can drive away in your dream vehicle with peace of mind.

Digital & Online Banking

Key Features

Our online services come with user-friendly features like e-statements, which allow you to view and manage your account statements electronically. This means no more waiting for paper statements in the mail; you can access them right from your device whenever you need them. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who are always on the go, our mobile application offers a convenient way to bank from your smartphone. You can make person-to-person transfers easily, allowing you to send money to friends or family quickly and securely. If you're into mobile payments, you'll be pleased to know that we support this feature too! Just link your account and enjoy the ease of paying with just a tap. In addition to these features, our commitment to security means you can bank with confidence. Your personal information is protected through advanced encryption technologies, so you can focus on what matters most managing your money without worry. Whether you're making transactions at home or on the move, Pelican State makes digital banking accessible and straightforward. Experience the future of banking today by exploring our offerings at https://www.pelicanstatecu.com/ !

Financial Strength

Commitment to Innovation and Growth

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 149,847, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares) amount to $49,792,264, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 1600 N Bertrand Dr Lafayette La 70506 or call (337) 261-1151 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment Opportunities

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Pelican State, we understand that financial needs vary from person to person. Whether you're looking to purchase a new vehicle, buy your first home, or manage your expenses, our diverse loan offerings are designed to help you achieve your goals. With over 49,735 loans issued, we've helped thousands of members achieve their financial dreams. Our auto loans are particularly popular, with a total of $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041. We aim to make buying or refinancing your home simple and straightforward. For business owners out there, our outstanding commercial loans totaling $3,911,770 provide the capital needed for growth and expansion. We also offer flexible terms on unsecured credit card loans with a total of $62,002,900 in loans available to help you manage your finances effectively. Our branch is conveniently located at 1600 N Bertrand Dr, Lafayette, LA 70506. For any inquiries or assistance, feel free to reach us at (337) 261-1151 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in exploring refinancing options or checking your eligibility for any of our products, don't hesitate to visit us online at Pelican State or come by our branch!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Pelican State