Pelican State Credit Union Jackson LA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Pelican State, your trusted credit union located at 2637 Highway 10, Jackson, LA 70748. Since our establishment in 1956, we have proudly served our community with a commitment to financial well-being and personal service. With a total membership of 78,014 and assets amounting to an impressive $734,707,218, we are dedicated to providing our members with the resources they need to achieve their financial goals. At Pelican State, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet diverse needs whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. Our total loans and leases stand at 49,735, reflecting our dedication to helping you secure the financing you need for life's big moments. While members can visit us at our branch location in Jackson, official correspondence should be sent to our mailing address at 2919 Hwy 10, Jackson, LA 70748. We invite you to explore our website at Pelican State for more information about our offerings. Under the leadership of CEO Jeffrey Conrad and Board President Janelle Folse, our team of 321 employees works tirelessly to ensure that your experience with us is positive and rewarding. With a net worth of $74,593,435 and cash in hand totaling $10,307,465, you can trust that your finances are in good hands. We are here for you Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Feel free to give us a call at (225) 634-5205 with any questions or visit us today! Experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to Pelican State, a credit union that has proudly served the Jackson community since 1956. With over six decades of dedication, we have built a legacy grounded in trust, service, and growth. Our branch, located at 2637 Highway 10, Jackson, LA 70748, is more than just a financial institution; it's a vital part of our community's fabric. From our humble beginnings to becoming a trusted partner for over 78,000 members, Pelican State has continually evolved to meet the needs of our community. We've grown significantly over the years, currently boasting total assets of $734,707,218. This growth reflects our commitment to providing quality financial services while remaining focused on the individual needs of each member. Our mission is clear: to empower our members through affordable financial products and services while actively supporting community initiatives. We believe that by investing in our members' financial well-being and supporting local projects, we can create a brighter future for everyone in Jackson and beyond. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While you can visit us at our main branch location for all your banking needs during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM we also provide various conveniences such as ATM access and drive-thru banking for your ease. If you need to send official correspondence, please address it to 2919 Hwy 10, Jackson, LA 70748. At Pelican State, we are committed to embracing digital advancements. Members enjoy online and mobile banking options that make managing finances simple and accessible. Whether it's making deposits or checking balances on-the-go or utilizing person-to-person payment features through your mobile application, we prioritize your convenience and security. We also value partnerships within the community. By collaborating with local organizations and participating in outreach efforts, we strive to make a positive impact beyond financial services alone. Join us today at Pelican State! Experience the benefits of being part of a credit union that truly cares about its members and their community. Visit us online at Pelican State Credit Union or call us at 225-634-5205 to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Call to Action

We invite you to visit us today! Our friendly staff is ready to assist you with any banking needs or questions you may have. Feel free to call us at 225-634-5205 for more information or simply drop by during our operating hours. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Our branch is situated near local favorites, ensuring you can run errands while stopping by. With ample parking available right outside, you won't have to worry about finding a spot. We also prioritize accessibility, featuring ramps and ADA-compliant facilities for all our members.

Operating Hours and Services Offered

We understand that your time is valuable! That's why our lobby hours are designed with your convenience in mind: we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals. At Pelican State, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. You can also access your account online or via mobile banking whenever it suits you best. Plus, with ATM availability right at our location, cash withdrawals are just a step away.

Member Eligibility

Becoming a member of Pelican State is like joining a warm, supportive family that values your financial well-being. If you're wondering whether you can be part of this community, the good news is that eligibility is straightforward! At Pelican State, we welcome individuals who live, work, or worship in the local area. This means if you're in Jackson or nearby communities, you're likely eligible to join us. Plus, our members enjoy fantastic benefits like competitive rates on loans and personalized service that really understands your needs. To dive deeper into the specifics of eligibility, you can check out more details [here](). When you're ready to take the next step towards membership, opening an account with us is simple and quick! Just visit our online application at this link, or feel free to call us at (225) 634-5205 for assistance. Our friendly team is here to help you every step of the way, so come on in and discover all the advantages waiting for you at Pelican State, located at 2637 Highway 10 Jackson La 70748!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they prefer credit cards, mobile wallets, or online transactions. Our services help you focus on what matters most: running your business efficiently. Located at 2637 Highway 10 Jackson La 70748 in Jackson, LA, our team is here to partner with you on your journey toward success. Reach out today at (225) 634-5205 to explore how we can help fuel your business ambitions!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services make it simple to access funds whenever you need them. With basic drive-thru banking options available for deposits, withdrawals, and simple transactions, we're here to serve you efficiently without any hassle.

Business Solutions Tailored for You

For local entrepreneurs, our Business Banking services include merchant services and business loans designed to empower your business growth. We know how vital it is to have reliable financial support when running a business.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From mobile payments to person-to-person transfers, we've made banking easy and accessible.

Financing Your Dreams

Need a new vehicle? Our Auto Loans & Vehicle Financing solutions are designed to make the process smooth and stress-free. With competitive rates, we help you get behind the wheel of your dream car without the financial strain. We also provide Mortgage Loans & Refinancing options, ensuring that whether you're buying a new home or refinancing an existing mortgage, you get favorable terms that fit your budget. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can help ease your financial burden. Plus, our Credit Cards with Rewards offer benefits that put money back in your pocket every time you shop.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts that help you keep your money organized and working for you. Imagine having a hassle-free way to save for that vacation or holiday gift without breaking the bank!

Shared Branching for Added Flexibility

As part of our commitment to serving our members better, we also offer Basic Shared Branch Transactions for partner credit union members. This means if you're traveling or relocating temporarily, accessing your funds is as easy as visiting one of our shared service centers. At Pelican State in Jackson, LA, we strive to create an environment where financial decisions are easy and empowering. Our friendly staff is always ready to assist with any questions or guidance you might need along the way. Ready to take the next step towards better banking? Give us a call at 225-634-5205 or visit us today! Let us help you achieve your financial goals with confidence and care.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfer service makes it effortless. Just a few taps, and the money is on its way! Plus, with our mobile payments feature, making purchases has never been easier simply use your phone wherever contactless payments are accepted. At Pelican State, we prioritize making banking not only accessible but also enjoyable. Whether you're managing your budget or transferring funds, our digital tools are here to support you every step of the way. Experience the freedom of banking on your terms today!

E-Statements and Mobile Applications

Say goodbye to paper clutter! Our e-statements make it simple to keep track of your financial activity while being environmentally friendly. And don't forget about our user-friendly mobile application; it's designed for easy navigation, allowing you to perform all your banking tasks right from your smartphone.

Online Banking Services

Our 24/7 online banking services give you complete control over your accounts. You can check balances, transfer funds, and pay bills quickly and easily. Plus, with our electronic signature authorization feature, signing important documents is straightforward and secure no need for paper or trips to the branch.

Financial Strength

Commitment to Growth

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Growing Member Trust

Total Share and Deposit Accounts: 149,847, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $49,792,264, further reinforcing our ability to support our community. At Pelican State, your financial strength is our priority. Whether you're saving, borrowing, or planning for the future, we are your trusted partner. Visit us at 2637 Highway 10 Jackson La 70748 or call (225) 634-5205 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees ready to assist you with all your banking needs.

Solid Financial Foundation

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a new or used vehicle, we're here to provide financing options that work for you.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $3,911,770 provide the capital needed to expand your operations. We recognize the unique challenges businesses face and are dedicated to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $32,127,041, allowing you to invest in your future comfortably. Our team is ready to guide you through the process so you can focus on creating memories in your new home.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. We aim to help you reduce your monthly payments or secure better interest rates based on current market conditions. Our branch is located at 2637 Highway 10 Jackson LA 70748, and our knowledgeable team is always ready to assist you with any questions or concerns. Feel free to give us a call at 225-634-5205 during our operating hours: Monday - Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pelican State, we're here not just as lenders but as partners in achieving your financial aspirations.

Unsecured Credit Cards

Managing day-to-day expenses is made easier with our unsecured credit card loans. With a total of $62,002,900 in unsecured credit card loans available, we provide flexible terms that help members manage their finances effectively without added stress.

Loan Aggregator

Why Choose LendMesh?

Verified Data: All loan offers come from legitimate financial institutions. This guarantees that you're seeing real options that you can rely on. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results, ensuring that you see all your options fairly. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh allows users to make decisions based on current market conditions. This means no more outdated information leading to missed opportunities. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers navigate their borrowing options efficiently. Take the guesswork out of finding a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Pelican State