Pelican State Credit Union Houma LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Pelican State, your trusted financial partner located at 292 S Hollywood Rd, Houma, LA 70360. Since opening our doors in 1956, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With a robust membership base of 78,014, we pride ourselves on being more than just a credit union; we are a vital part of the Houma community. At Pelican State, we manage total assets of $734,707,218 and hold deposits amounting to $35,064,972. Our financial strength is reflected in our net worth of $74,593,435, ensuring that your funds are secure and accessible when you need them most. We also offer an array of services tailored to meet the diverse needs of our members, including personal banking, auto loans, mortgage options, and business banking solutions. Our leadership team is led by CEO Jeffrey Conrad and Board President Janelle Folse, who are both passionate about fostering a culture of trust and transparency. Together with our dedicated team of 321 employees, we work hard to deliver personalized service every day. While members can visit us at our branch location for in-person services, official correspondence should be sent to the same address: 292 S Hollywood Rd, Houma, LA 70360. If you have questions or need assistance, feel free to reach out at 225-408-6100. We invite you to explore how Pelican State can help you achieve your financial goals. Visit our website at Pelican State or stop by our branch today!

Branch History & Mission

At Pelican State, we take pride in our rich legacy and commitment to serving the community. Established in 1956, our Houma branch has been a cornerstone of financial support for the residents of Houma, LA. Located at 292 S Hollywood Rd, right near key local landmarks, we've grown alongside our community to meet its evolving needs. Since our founding, we've seen remarkable growth. Today, we proudly serve over 78,000 members with total assets amounting to $734,707,218. This journey has been fueled by our unwavering mission: to empower individuals and families through accessible financial services while fostering a spirit of community support. Our mission goes beyond just providing banking services; it is about making a real difference in the lives of our members. We offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. Each product is designed with our members' best interests in mind. We believe that when we support our members financially, we also uplift the entire community. In addition to traditional banking services, we have embraced modern technology to enhance member experiences. Our digital offerings include online banking, mobile payments, and e-statements making it easier than ever for our members to manage their finances anytime, anywhere. We're also proud to be ADA compliant, ensuring that everyone can access our services without barriers. Our commitment extends beyond financial transactions. At Pelican State, we actively engage with local initiatives and partnerships that enrich the lives of those in Houma. Whether it's sponsoring community events or supporting local businesses through tailored banking solutions, we believe in giving back to the community that has supported us for decades. While members can visit us at 292 S Hollywood Rd for all their banking needs during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM official correspondence should be sent to the same address. We invite you to join us at Pelican State. Experience firsthand how we prioritize your financial well-being while championing the spirit of community togetherness. Reach out today at (225) 408-6100 or visit us online at Pelican State Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Pelican State, we believe that banking should be accessible to everyone. Our branch features ADA-compliant facilities, including ramps for easy entry. Parking is available right outside our doors, making your visit hassle-free.

Contact Us

Ready to experience personalized service? We invite you to visit us at Pelican State in Houma or give us a call at 225-408-6100. Our team looks forward to assisting you with all your banking needs!

Operating Hours

We know that your time is valuable, which is why we're open Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking services or have questions about auto loans and mortgages, our friendly staff is ready to help during these hours.

Services Offered

While you're here, take advantage of our wide range of services. From checking and savings accounts to credit cards with rewards, we've got your financial needs covered. Plus, if you're a member of a partner credit union, you can enjoy basic shared branch transactions like deposits and withdrawals. For added convenience, we also have an ATM available for quick cash withdrawals and balance checks. If you prefer online banking or mobile services, we've got those too! You can manage your accounts anytime through our user-friendly online platform.

Member Eligibility

At Pelican State, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. If you're wondering whether you qualify for membership, you'll be pleased to know that it's designed to be inclusive and welcoming. Individuals who live, work, worship, or attend school in the area are typically eligible, making it easy for many in our community to join us. We pride ourselves on offering a variety of services tailored to meet your needs, from personal banking and auto loans to credit cards with rewards. Getting started is simple! You can check out the detailed eligibility criteria here and see how easy it is to become part of our family. When you're ready to open an account, just visit this link for the account opening process: Account Opening. If you have any questions or need assistance, feel free to give us a call at (225) 408-6100. We're excited to welcome you to Pelican State, located at 292 S Hollywood Rd Houma La 70360 in Houma!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, manage your cash flow, and streamline your operations all from one place. Our merchant services are designed to help you do just that. From point-of-sale systems to online payment processing, we provide practical tools that let you focus on what matters most: growing your business. Visit us at 292 S Hollywood Rd Houma La 70360 in Houma, LA or give us a call at (225) 408-6100 to learn more about how our business banking and commercial services can help you achieve your dreams.

Comprehensive List Of Services

Business Banking Services

For those running a business, Pelican State provides essential tools through our business banking services. From merchant services that help streamline payments to various types of business loans, we support local businesses in achieving their goals.

Community Engagement

We also pride ourselves on being part of the community by providing basic shared branch transactions like deposits and withdrawals for members of partner credit unions. This means even if you're away from home, you can still access your funds without hassle. If you're ready to explore these services further or have questions about how we can assist you financially, don't hesitate to reach out! Call us at 225-408-6100 or visit us during our lobby hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Join us at Pelican State where we're more than just a credit union; we're your trusted partner in achieving financial success! Visit us today or learn more about our offerings on our website: Pelican State CU.

Credit Cards with Rewards

To enhance your purchasing power, we offer credit cards with rewards that give back every time you spend. Whether it's earning cash back on groceries or points for travel, our cards are designed with your interests in mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. With options like ATM access for withdrawals and balance checks, along with basic shared branch transactions for partner credit union members, banking has never been easier.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine effortlessly managing your finances online or through our user-friendly mobile app. You can easily check balances, pay bills, and transfer money at your convenience. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. We also provide mortgage loans and refinancing solutions that make buying or upgrading your home easier than ever. If unexpected expenses arise, our personal loans and debt consolidation services can give you the financial relief you need.

Digital & Online Banking

Enjoy Easy Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. And if you're interested in making payments using your smartphone, we support mobile payments too! Just another way Pelican State is making banking easier for you. We prioritize security so you can feel confident while managing your finances digitally. With real-time account management and accessible support whenever you need it, you'll find that banking with us is not just easy but also reliable. Discover how easy managing your money can be with the digital banking solutions from Pelican State!

Key Features

With just a few clicks on our website at https://www.pelicanstatecu.com/ , you can access your accounts 24/7 through our online banking services. Whether you're checking your balance, paying bills, or transferring funds, everything is right at your fingertips. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. Looking for a way to keep track of your spending? Our e-statements are here to help. You can view and download your statements online whenever you need them no more waiting for the mail! If you prefer to do things on the go, check out our mobile application. It provides all the features of online banking right in the palm of your hand.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 149,847, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,792,264. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 292 S Hollywood Rd Houma La 70360 or call (225) 408-6100 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles. Plus, if you're considering refinancing your current auto loan, we have options that might save you money each month.

Business Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand your business. Whether you're starting up or looking to scale, our team is ready to support you with tailored financing solutions. At Pelican State, we are committed to providing personalized service that meets your needs. For more information about our loan offerings or to speak with a representative, please call us at (225) 408-6100. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you today!

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. Enjoy benefits like low interest rates and rewards that fit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We're here to guide you through the process from application to closing. If you're already a homeowner looking to refinance, we can help explore the best solutions tailored for your situation.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers, making it easier to identify the best loans available.

Pelican State