Pelican State Credit Union Hammond LA | Best Auto Loans & Business Banking

Introduction

Welcome to Pelican State Credit Union, your trusted financial partner in the heart of Hammond, Louisiana! Located at 1110 SW Railroad Ave, Hammond, LA 70403, our branch has been serving the community since 1956. With a commitment to providing personalized banking services, we proudly support over 78,000 members with a wide range of financial products and resources. At Pelican State, we believe in empowering our members through financial education and community engagement. Our total assets stand strong at $734,707,218, reflecting our dedication to building a stable and secure financial future for our members. We manage total loans and leases amounting to 49,735, ensuring that you have access to the funding you need when it matters most. Our leadership team is dedicated to fostering a welcoming atmosphere. Under the guidance of CEO Jeffrey Conrad and Board President Janelle Folse, our experienced staff of 321 employees is here to assist you with everything from personal banking and auto loans to mortgage financing and business banking services. While members can visit us at our branch location, official correspondence should be sent to 1110 SW Railroad Ave, Hammond, LA 70403. Feel free to reach out at 985-348-6172 for any questions or inquiries. Join us in making a difference in our community by exploring the various services we offer. Visit us today or check out our website at Pelican State Credit Union for more information on how we can help you achieve your financial goals!

Branch History & Mission

At Pelican State in Hammond, Louisiana, our journey began in 1956 with a simple yet powerful goal: to provide accessible financial services that empower our community. Over the decades, we have grown from a small credit union into a trusted financial partner for over 78,000 members. Our branch, located at 1110 SW Railroad Ave, Hammond, LA 70403, is more than just a place to conduct transactions; it's a hub for local support and connection. Our mission is clear: we aim to enhance the financial well-being of our members while fostering community spirit. We believe that everyone deserves quality banking services tailored to their needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we offer a wide range of services designed to help you achieve your financial goals. We also pride ourselves on providing business banking solutions that support local entrepreneurs and businesses. As technology has advanced, so have we. Pelican State is dedicated to making banking easier and more accessible through digital platforms. Our members can enjoy online banking, mobile payments, and electronic statements all designed with convenience in mind. We ensure our services are ADA compliant so that everyone can access what they need without barriers. Community outreach is at the heart of what we do. We actively partner with local organizations to give back and support those in need. Whether it's through financial education workshops or sponsorships of local events, we strive to make a positive impact beyond our walls. While members can visit us at our physical location on SW Railroad Ave, official correspondence should be sent to the same address for consistency and ease of communication. Operating hours are convenient as well Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM ensuring you can reach us when it matters most. Plus, with an ATM available and drive-thru banking options, accessing your funds has never been easier. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Pelican State Credit Union a place where you not only bank but belong. Visit us today or call us at 985-348-6172 to learn more about how we can serve you better!

Branch Location & Accessibility

Local Landmarks and Accessibility

You can find us near the bustling area of downtown Hammond, close to popular spots like the Hammond Square and the historic train station. This prime location makes it simple for you to swing by while enjoying all that our vibrant community has to offer. Plus, our branch is fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours and Contact Information

Our doors are open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM for drive-thru services. Need assistance? Feel free to give us a call at 985-348-6172; our friendly staff is always ready to answer your questions or guide you through our offerings. While members can visit us at 1110 Sw Railroad Ave, official correspondence should be sent to the same address since both locations are the same. Whether you're a long-time member or considering joining us for the first time, we invite you to stop by Pelican State in Hammond. Experience our commitment to providing excellent service and support tailored just for you!

Parking and Services Offered

We have ample parking available right outside the branch, so you won't have to worry about finding a spot. Inside, you'll discover a range of services tailored for your banking needs. From personal checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, Pelican State is your go-to destination for all things finance. We also provide basic drive-thru banking for those on the go perfect for quick deposits and withdrawals!

Member Eligibility

Welcome to the community at Pelican State! Becoming a member is like opening the door to a world of financial support and opportunities tailored just for you. If you live, work, worship, or attend school in the Tangipahoa area, you're already eligible to join us. We believe in making banking personal and accessible, so we invite anyone who meets these criteria to take that first step toward membership. Not only will you gain access to a variety of financial products and services designed with your needs in mind, but you'll also become part of a caring community that prioritizes your well-being. Joining Pelican State is easy! Simply visit us at our location on 1110 Sw Railroad Ave Hammond La 70403, or give us a call at (985) 348-6172 for any questions you might have. To get started with opening your account, check out this link: https://my.pelicanstatecu.com/enroll . For more detailed information on eligibility criteria and updates, feel free to explore our resource at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's competitive market, having reliable merchant services can make all the difference. At Pelican State, we offer tools that allow you to accept payments seamlessly, manage transactions easily, and provide your customers with a smooth shopping experience. Imagine being able to focus on growing your business while we handle the financial side of things making every sale count. Visit us at 1110 Sw Railroad Ave Hammond La 70403 or call us at (985) 348-6172 to learn how our Business Banking & Commercial Services can help you achieve your goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our branch offers easy access to ATMs for quick withdrawals and balance checks. Plus, enjoy the convenience of our drive-thru banking for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards with rewards allow you to earn points for everyday purchases. Picture yourself earning cash back or travel points while making routine transactions it's like getting paid for spending!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Pelican State provides robust online and mobile banking options. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile app. With features like person-to-person payments, managing your finances has never been simpler.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that can help you manage your daily finances effectively. Imagine having an account that suits your lifestyle, whether you're saving for a vacation or just need a place for your paycheck to land. We also provide auto loans and vehicle financing to make your dream car a reality. With competitive rates, financing has never been easier. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed to guide you through the process smoothly. And if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the relief you need.

Shared Branch Transactions

If you're a member of another participating credit union, you'll appreciate our ability to handle basic shared branch transactions. This means you can make deposits and withdrawals easily wherever you are. At Pelican State in Hammond, we understand that financial needs vary from person to person. That's why we strive to offer diverse services tailored just for you. If you have any questions or want more information about what we provide, don't hesitate to call us at 985-348-6172. Experience the difference at Pelican State today! Visit us online at pelicanstatecu.com or come by our branch during business hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We look forward to serving you!

Digital & Online Banking

Accessibility

We believe banking should fit into your lifestyle. That's why we also offer e-statements for those who prefer going paperless. You'll receive all your statements directly in your email easy to access and environmentally friendly! Plus, with our mobile payments feature, you can leave your wallet at home when you head out. At Pelican State, we're committed to providing tools that help you manage your finances with ease while keeping everything secure. Experience the convenience of modern banking today by visiting us online!

Mobile Application

For those who prefer banking on their smartphones, our mobile application provides all the features you need at your fingertips. Whether it's making person-to-person transfers or setting up e-statements, everything is just a tap away. Our app supports mobile payments too, so you can make purchases without needing cash or cards.

Online Banking Services

With our 24/7 online banking at https://www.pelicanstatecu.com/ , you can check your account balances, transfer funds, and pay bills right from the comfort of your home or on the go. You'll never have to worry about missing a payment again! Plus, our user-friendly interface makes navigating through your accounts a breeze.

Security Features

Your security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. This means you can handle important documents and approvals electronically without worrying about fraud.

Financial Strength

Commitment to Growth

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 149,847, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $49,792,264. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 1110 Sw Railroad Ave Hammond La 70403 or call (985) 348-6172 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations reflect in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $74,593,435, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. We offer tailored options for both new and used vehicles to ensure you find what fits best within your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our team is dedicated to supporting local entrepreneurs through tailored lending solutions. If you're considering refinancing any of these products or exploring eligibility options, our knowledgeable staff at Pelican State is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at 985-348-6172 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Let Pelican State help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, making buying or refinancing simple. We aim to streamline the mortgage process and offer competitive rates that make sense for you.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also provide unsecured credit card loans totaling $62,002,900. These loans come with manageable terms designed to give you peace of mind while helping you handle everyday expenses or unexpected costs.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that all displayed loan information is accurate and trustworthy.

Pelican State