Pelican State Credit Union Denham Springs LA | Best Auto Loans & Business Banking

Introduction

Welcome to Pelican State, your trusted financial partner in the heart of Denham Springs, LA! Nestled at 145 Rushing Rd W, our branch has been serving the community since 1956. With a strong commitment to our members, we proudly support over 78,000 individuals and families, helping them achieve their financial goals with confidence. At Pelican State, we understand that life can be unpredictable, which is why we offer a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got your needs covered. Our total assets stand at an impressive $734,707,218, reflecting our stability and reliability as a credit union. We also boast total deposits of $35,064,972, ensuring that your money is safe and sound with us. Led by our dedicated CEO, Jeffrey Conrad, and Board President Janelle Folse, we prioritize community engagement and member satisfaction. Our team of 321 employees is here to provide personalized service because we believe banking should be about building relationships. Whether you need help with loans (we have a total of 49,735 loans and leases) or wish to explore investment opportunities, we are always here for you. While members can visit us at our branch address, official correspondence should be sent to the same address: 145 Rushing Rd W, Denham Springs, LA 70726. Explore our website at Pelican State to learn more about our offerings or give us a call at 225-791-5393. We invite you to experience the difference of being part of a credit union that truly cares about its members. Let's work together toward your financial future!

Branch History & Mission

Welcome to Pelican State, where our journey began in 1956 in the heart of Denham Springs, LA. Over the decades, we have grown from a small credit union into a robust community resource serving over 78,000 members. Our branch, located at 145 Rushing Rd W, Denham Springs, LA 70726, has become a trusted partner for financial services and community support. Since our inception, we've focused on building strong relationships with our members and adapting to their changing needs. As we expanded, we embraced innovations that improved member experiences while maintaining our commitment to personal service. Today, with total assets of $734,707,218, we continue to provide a variety of financial products including auto loans, mortgages, and business banking services. At Pelican State, our mission is clear: to empower our members through personalized financial solutions that foster stability and growth. We strive to create an inclusive environment where everyone feels valued and supported. Our commitment goes beyond just providing banking services; we actively engage in community outreach initiatives that make a real difference in the lives of those around us. Our drive-thru service and ATM availability offer convenience for busy schedules, while our shared service center ensures that members can access essential banking services even when they're away from home. Whether you need help with your checking account or are looking for financing options for your next vehicle purchase, our team is here to assist you. While members can visit us at 145 Rushing Rd W for all their banking needs, official correspondence should be sent to the same address as we prioritize clear communication with our community. As we look to the future, we remain dedicated to enhancing our digital capabilities and ensuring that all facilities are accessible to everyone. Our modern online and mobile banking options allow members to manage their finances effortlessly from anywhere. Join us at Pelican State and experience the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For more information or to become a member today, visit our website or call us at 225-791-5393.

Branch Location & Accessibility

Connect with Us

While members can visit us at 145 Rushing Rd W, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to call us at 225-791-5393. We look forward to welcoming you into the Pelican State family!

Easy Access and Amenities

Our branch offers ample parking and is equipped with ADA-compliant features to ensure everyone can visit us comfortably. If you prefer a quick stop, take advantage of our drive-thru banking service, where you can handle simple transactions without leaving your car. We also have an ATM available for cash withdrawals and balance checks whenever you need them.

Visit Us During Our Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly team is ready to assist you.

Member Eligibility

At Pelican State, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you typically need to live, work, worship, or attend school in the areas we serve, including Livingston Parish and surrounding regions. If you meet these criteria, you're already on your way to enjoying all the benefits that come with membership. Members at Pelican State gain access to competitive rates on loans and savings accounts, personalized service, and a range of financial products tailored just for you. Ready to take the next step? Opening an account is easy! You can begin your journey by visiting our online enrollment page at https://my.pelicanstatecu.com/enroll . If you have any questions or need assistance, don't hesitate to reach out to us at (225) 791-5393. For more detailed information on eligibility requirements, feel free to check out our resource at . We can't wait to welcome you into our family at Pelican State, located at 145 Rushing Rd W Denham Springs La 70726!

Business Banking & Commercial Services

Merchant Services that Make Life Easier

In addition to loans, we offer practical merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus more on what matters growing your business. Our solutions are designed to streamline transactions, making it easier for you to serve your customers effectively. Visit us at 145 Rushing Rd W Denham Springs La 70726 in Denham Springs, LA, or call us at (225) 791-5393 to learn how we can support your business journey today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

For those who prefer face-to-face interactions or quick transactions on-the-go, we offer ATM and cash withdrawal services along with basic drive-thru banking for deposits and withdrawals. You can also take advantage of basic shared branch transactions if you're a member of partner credit unions.

Business Banking Services

Running a business comes with its own set of challenges. At Pelican State, we offer comprehensive business banking solutions, including merchant services and business loans tailored specifically for small businesses. Our goal is to support local entrepreneurs in their endeavors.

Call Us Today!

At Pelican State, we are committed to enhancing your financial well-being through comprehensive services that are accessible when you need them most. Our friendly team is ready to assist you! Visit us at 145 Rushing Rd W Denham Springs, LA 70726, or give us a call at 225-791-5393 during our operating hours: Monday - Friday from 9 AM - 5 PM and Saturday from 9 AM - 1 PM. We look forward to serving you! For more information about all the ways we can help you achieve your financial goals, visit our website at Pelican State Credit Union.

Credit Cards and Rewards

For everyday purchases, consider applying for one of our credit cards with rewards. This service not only provides you with purchasing power but also rewards you for using your card on things you already buy.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, our digital tools ensure you have complete control over your finances at your fingertips.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the home-buying process. With competitive rates and personalized service, we aim to make your homeownership dreams a reality. Additionally, if you need extra cash for renovations or other expenses, our personal loans and debt consolidation services can simplify your financial commitments.

Personal Banking Solutions

We understand that managing your money can be overwhelming at times. That's why we offer personal banking services such as checking and savings accounts designed to fit various lifestyles. If you're planning a big purchase or just want to save for a rainy day, our accounts provide flexibility and accessibility. For those looking for financing options, our auto loans and vehicle financing make it easy to drive away in your dream car without breaking the bank.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.pelicanstatecu.com/ , you can check your balance, transfer funds, pay bills, and more all from the comfort of your own home or while you're out running errands. Plus, with our user-friendly mobile application, you have everything you need right at your fingertips.

Secure Transactions

We take security seriously. Our electronic signature authorization ensures that your transactions are safe and secure. You can make person-to-person transfers with confidence, knowing that your information is protected every step of the way.

Simplified Payments

Want to make quick payments? Our mobile payments feature allows you to pay for goods and services directly from your phone. It's a fast and convenient way to handle transactions without fumbling for cash or cards. In summary, Pelican State is committed to providing accessible, user-friendly digital banking solutions tailored to fit your lifestyle. Take control of your finances today with our comprehensive online banking options!

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available through Pelican State, you can easily access your account statements anytime, anywhere. This feature not only helps you stay organized but also contributes to a more eco-friendly approach by reducing paper waste.

Financial Strength

A Dedicated Team for You

Our strength also lies in our dedicated workforce. We take pride in having 319 full-time employees and 2 part-time employees ready to assist you with any inquiries or needs you may have.

Growing Together

With a total of 149,847 share accounts, our growing member base shows that more individuals trust us with their finances every day. Our net shares amounting to $49,792,264 demonstrate funds readily available for lending and investment. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 145 Rushing Rd W Denham Springs La 70726 or call (225) 791-5393 to learn more about how we can help you achieve your financial goals.

Member Savings at Heart

We prioritize your savings and investments. Members' funds are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first reflected in our non-member deposits totaling $3,526,164.

Our Strong Financial Position

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,012, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

Our commitment to you goes beyond basic banking services. With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures that you receive quality services designed with your needs in mind.

Supporting Your Financial Goals

Whether you're looking to buy a car or secure funding for other ventures, we're here to help. We have $9,566 in used auto loans and $609,047,157 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away in the car you want without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We aim to make home financing accessible with straightforward processes and knowledgeable staff ready to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, we offer options that could lower your monthly payments or shorten your loan term. Our team is ready to discuss eligibility criteria and help you find the best solution tailored for your financial situation. At Pelican State, we are dedicated to empowering our members through informed lending choices. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out at (225) 791-5393 or visit us during our operating hours from Monday to Friday 9:00 AM - 5:00 PM and Saturday 9:00 AM - 1:00 PM. Let us help you take the next step toward fulfilling your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $62,002,900 in loans helping members manage their finances effectively, our credit cards offer convenience and rewards tailored to your spending habits.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that all offers presented are fair and transparent. LendMesh prioritizes user trust through several key features: - Verified Data: All loan offers come from legitimate financial institutions. This guarantees that users receive accurate and trustworthy information. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide completely unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across various institutions, helping them make informed financial decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability in securing better loan terms. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Pelican State