Pelican State Credit Union Baton Rouge LA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Pelican State, your trusted financial partner located at 2675 Oneal Ln, Baton Rouge, LA 70816. Established in 1956, we have been dedicated to serving our community and helping our members achieve their financial goals for over six decades. With a robust membership base of 78,014, we take pride in being more than just a credit union; we are a vital part of the Baton Rouge community. At Pelican State, we manage total assets of $734,707,218 and have facilitated loans totaling 49,735 for our members. Our commitment to your financial well-being is reflected in our impressive total deposits of $35,064,972, allowing us to offer competitive interest rates and personalized service tailored to your needs. Our CEO, Jeffrey Conrad, alongside Board President Janelle Folse, leads a team of 321 dedicated employees who are ready to assist you with a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. We understand that every member's journey is unique, which is why we strive to provide reliable support and innovative solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 40088, Baton Rouge, LA 70835. Whether you need help with everyday banking or want to explore loan options for your next big purchase, we're here for you. Don't hesitate to reach out by calling us at 225-408-6100 or visiting our website at pelicanstatecu.com. Join us on this journey towards financial empowerment!

Branch History & Mission

Welcome to Pelican State, a credit union with a rich history and a heartfelt mission dedicated to serving our members in Baton Rouge, Louisiana. Since opening our doors in 1956, we have grown from a small community-based financial institution into a thriving organization that proudly supports over 78,000 members. Our branch is conveniently located at 2675 Oneal Ln, Baton Rouge, LA 70816, close to local landmarks that make us easily accessible for everyone in the area. At Pelican State, our mission goes beyond just providing financial services; we strive to empower our community by offering personalized support and resources that help individuals and families achieve their financial goals. With total assets of $734,707,218 and a commitment to responsible banking practices, we ensure that our members can trust us with their financial needs. We offer a variety of services ranging from personal banking options like checking and savings accounts to auto loans and business banking solutions. Over the years, we've made significant strides in enhancing our services. Our focus on digital advancements means members can enjoy online banking, mobile payments, and e-statements for convenience. We are also proud to provide ADA-compliant facilities, ensuring everyone can access our services comfortably. Additionally, with ATM availability and drive-thru banking options at our branch, we make it easy for you to manage your finances on your terms. While members can visit us at 2675 Oneal Ln for all their banking needs, official correspondence should be sent to P.O. Box 40088, Baton Rouge, LA 70835 if necessary. Our dedicated team is here Monday through Friday from 9 AM to 5 PM and on Saturdays until 1 PM to assist you with any inquiries or transactions. Pelican State is not just about numbers; it's about people. We actively engage in community outreach programs and partnerships that enhance the lives of those around us. Whether it's supporting local charities or hosting financial literacy workshops, we believe in giving back to the community that has supported us throughout the years. We invite you to join Pelican State today! Experience how we can help you achieve your financial dreams while becoming part of a supportive community focused on growth and prosperity. Together, let's build a brighter future for Baton Rouge! For more information or to open an account, visit us online at Pelican State or call us at 225-408-6100.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to call us at 225-408-6100. We're here to help! We invite you to come by Pelican State at 2675 Oneal Ln in Baton Rouge let us be your partner in achieving your financial goals!

Nearby Landmarks and Accessibility

Situated near well-known spots like the Mall of Louisiana and just a short drive from I-12, our branch is ideally positioned to meet your financial needs. Parking is plentiful and accessible, ensuring that you can easily find a spot when you visit. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, so everyone can enjoy our services without any hassle.

Operating Hours and Services

We know how busy life can get, which is why we offer flexible operating hours. Our lobby is open from 9 AM to 5 PM Monday through Friday, with Saturday hours from 9 AM to 1 PM for drive-thru service. You can also take advantage of our ATM availability anytime perfect for quick withdrawals or balance checks when you're on the go. At Pelican State, we provide a range of financial services tailored to your needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards our friendly staff is here to assist you every step of the way. If you're a member of a partner credit union, don't forget that we offer shared services too!

Member Eligibility

At Pelican State, we believe that everyone deserves the chance to be part of a supportive and thriving community. If you're looking to join us at our welcoming branch located at 2675 Oneal Ln Baton Rouge La 70816, you're in the right place! Membership is open to anyone who lives, works, or worships in our local area, as well as their family members. We aim to create an inclusive environment where everyone feels valued and has access to our range of financial services designed just for you. Becoming a member is straightforward and rewarding. You can start the process by visiting our account opening page at https://my.pelicanstatecu.com/enroll . If you have any questions or need assistance, don't hesitate to reach out to us at (225) 408-6100. For more detailed eligibility criteria, feel free to check out our dedicated resource at . We're excited to welcome you into the Pelican State family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly with payment solutions that fit your needs. Our merchant services allow you to accept payments easily, whether online or in-store. This means more sales and happier customers. Plus, our team is here to help you navigate these services effectively. Visit us at 2675 Oneal Ln Baton Rouge La 70816 in Baton Rouge, LA to discover how our business banking options can empower your enterprise. For more information or inquiries, call us at (225) 408-6100. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our entrepreneurial members, we offer robust Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you with the resources needed to succeed.

Convenience at Your Fingertips

We know how busy life can get, which is why we prioritize convenience in all our offerings. With features like ATM access for cash withdrawals and balance checks, along with drive-thru banking for quick transactions getting what you need has never been easier. Our Basic Shared Branch Transactions allow partner credit union members to perform deposits and withdrawals seamlessly.

Credit Solutions That Work for You

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come into play. We understand that sometimes you need a little extra help, so we're here to provide you with options that make sense for your life. Plus, don't forget about our Credit Cards with Rewards perfect for earning benefits on everyday purchases!

Financing Your Dreams

Thinking about buying a car or refinancing your home? Our Auto Loans & Vehicle Financing solutions can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to suit your budget. If you're considering homeownership, our Mortgage Loans & Refinancing options provide various choices to ensure you find the right fit for your financial situation.

Join Us Today!

At Pelican State in Baton Rouge, we're more than just a credit union; we're a community committed to helping each member thrive financially. If you're ready to experience personalized service and comprehensive financial solutions tailored just for you, give us a call at 225-408-6100 or visit us online at pelicanstatecu.com. We look forward to serving you!

Personal Banking Made Easy

Navigating your financial journey should be simple and straightforward. That's why we offer Personal Banking services that include checking and savings accounts tailored for every lifestyle. Imagine effortlessly managing your expenses with our user-friendly online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features

Our online banking offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your financial documents. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free no more printing or mailing! For those on the go, our mobile application is designed for your convenience. It supports mobile payments so you can make transactions directly from your smartphone. Whether you're buying groceries or splitting the bill with friends, our person-to-person transfer feature makes sending money easy and fast.

Security and Support

We prioritize your security while using our digital services. Our systems are built with top-notch security measures to keep your information safe. You can bank with confidence knowing that we have your back. At Pelican State, we're committed to making banking easier for you. Explore all that our digital banking has to offer at https://www.pelicanstatecu.com/ , and take control of your finances today!

Financial Strength

At Pelican State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining strong financial health, which directly benefits you, our valued member. With a net worth of $74,593,435, we are well-positioned to offer better rates, lower fees, and enhanced member services. This solid foundation allows us to provide peace of mind, knowing that your finances are in capable hands. Our net worth ratio of $1,012 further demonstrates our commitment to sound financial practices, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $67,922,870 in undivided earnings, which allow us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $9,566 in used auto loans and $609,047,157 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operations are efficient, as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for you. We take pride in having 319 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and care. Finally, with net shares totaling $49,792,264, we have funds readily available for lending and investments. We're proud of our growing member base with a total of 149,847 share accounts showing that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 2675 Oneal Ln Baton Rouge La 70816 or call (225) 408-6100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms make it easy for you to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you every step of the way. In addition to these offerings, we also provide refinancing options for those looking to lower their payments or consolidate debts. If you're interested in learning more about eligibility for our various loan products or wish to start the application process today, please visit our website or give us a call at 225-408-6100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Pelican State, we're committed to helping you navigate your financial journey with confidence and support. Come visit us at 2675 Oneal Ln Baton Rouge La 70816 and discover how we can help you achieve your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, make buying or refinancing simple. We provide competitive rates and dedicated support throughout the process so that you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $62,002,900 in loans helping members manage their finances effectively. Our credit cards come with benefits that allow you to earn rewards while keeping your spending within budget.

Loan Aggregator

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Pelican State