Pelican State Credit Union Baton Rouge LA | Best Auto Loans & Business Banking

Introduction

At Pelican State, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 450 Lobdell Blvd, Baton Rouge, LA 70806, our Mid-city branch is here to serve you with dedication and integrity. Established in 1956, Pelican State has grown into a reliable financial institution, proudly supporting over 78,000 members and managing total assets of $734,707,218. Our commitment to the community shines through our diverse offerings, including personal banking solutions like checking and savings accounts, auto loans, and mortgage refinancing. With total deposits reaching $35,064,972 and loans exceeding 49,735, we are well-equipped to meet your financial needs. Our CEO, Jeffrey Conrad, along with Board President Janelle Folse, leads a team of 321 employees who are passionate about helping you achieve your financial goals. While members can visit us at our branch location for face-to-face service, official correspondence can be sent to our mailing address at 450 N Lobdell Blvd, Baton Rouge, LA 70806-2967. With a net worth of $74,593,435 and over $10 million in cash on hand, we are financially sound and ready to support you every step of the way. We invite you to explore the many ways Pelican State can empower your financial journey. Whether you're looking for competitive loan rates or personalized banking services, we're here to help. Feel free to give us a call at 225-927-1733, or visit our website at pelicanstatecu.com to learn more about how we can assist you today!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to become part of the Pelican State family. Experience firsthand the dedication we have towards your financial success. Whether you're looking for a new account or simply want to learn more about what we offer, reach out today at (225) 927-1733 or visit us online at Pelican State. Together, let's build a brighter financial future!

Our Mission

At Pelican State, our mission goes beyond just offering financial products; we are committed to enhancing the well-being of our community. We believe in fostering financial literacy and encouraging responsible money management among our members. By supporting local initiatives and engaging in community outreach efforts, we strive to make a positive impact in Baton Rouge. We understand that modern banking must be convenient and accessible. That's why we offer digital services such as online banking and mobile payments alongside traditional branch services like drive-thru banking. Our commitment extends to ensuring that all members can easily access their accounts whenever they need them. While members can visit us at 450 Lobdell Blvd for all their banking needs, official correspondence should be sent to 450 N Lobdell Blvd, Baton Rouge, LA 70806-2967.

Our Story

Since opening our doors, Pelican State has evolved significantly. We have continuously expanded our offerings and improved our services to meet the changing needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've always aimed to empower individuals and families financially. Today, with total assets of approximately $734 million, we stand strong as a pillar of support within our community. Our growth has not just been about numbers; it's also about relationships. We take pride in creating lasting connections with our members, understanding their unique financial situations, and providing tailored solutions. Whether you need assistance with debt consolidation or are looking for business banking options, our dedicated team is here to help.

Branch Location & Accessibility

Convenient Access and Features

At Pelican State, we prioritize your comfort and convenience. Our branch is fully ADA compliant, ensuring everyone can easily navigate our space. You'll find ample parking available right outside our doors, along with a dedicated drive-thru service for quick transactions without leaving your vehicle. Plus, with an ATM on-site, you have 24/7 access to cash withdrawals and balance checks. For those looking to visit us in person, our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM, and on Saturdays from 9:00 AM to 1:00 PM. We understand that your time is valuable, which is why our staff is ready to assist you during these hours with personalized service tailored to your needs.

Join Us Today!

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans and mortgages, Pelican State has got you covered. We also offer basic shared branch transactions for partner credit union members. We invite you to come by and experience the friendly service that sets us apart. At Pelican State Credit Union, we're not just about banking; we're about building relationships. Visit us today!

Stay Connected

While members can visit us at our physical location, any official correspondence should be sent to our mailing address at 450 N Lobdell Blvd, Baton Rouge, LA 70806-2967. If you have questions or need assistance before stopping by, feel free to give us a call at 225-927-1733. Our dedicated team is here to help!

Member Eligibility

At Pelican State, we believe that becoming a member is like joining a welcoming family, where your financial needs and dreams are our top priority. To become part of our community, you simply need to meet a few eligibility requirements that are designed to ensure everyone feels at home here. Whether you live, work, or worship in our area, or if you're related to someone who does, you're likely eligible to join us! We strive to keep the process straightforward and accessible because we know that your time is valuable. For more detailed information on membership eligibility, feel free to check out this resource. Once you're ready to take the next step, opening an account is just as easy! You can start your journey with us by visiting this link and filling out a simple application form. If you have any questions or would like assistance, don't hesitate to give us a call at (225) 927-1733. Join us today at 450 Lobdell Blvd Baton Rouge La 70806, where we look forward to supporting you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for businesses of all sizes. Imagine easily accepting payments from customers without any hassle whether it's through credit cards, mobile payments, or online solutions. These tools allow you to focus on what matters most: running your business effectively. Visit us at 450 Lobdell Blvd Baton Rouge La 70806 in Baton Rouge, LA or give us a call at (225) 927-1733 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? We offer auto loans with competitive rates that make vehicle financing straightforward. Our knowledgeable staff can guide you through the loan process, helping you find an option that fits your budget. Picture yourself driving off in that new vehicle without the stress of complicated paperwork.

Business Banking Services

For entrepreneurs, we offer business banking solutions including merchant services and business loans. Running a small business is no easy task, but our team understands the unique challenges you face and is ready to provide tailored support to help your business thrive.

Convenient Access & Support

At Pelican State, convenience is key. We provide ATM services for quick cash withdrawals and basic transactions, along with drive-thru banking for those on the go. Plus, our shared branch transactions mean you can access funds even when you're away from home. To learn more about how we can assist you with all these services and more, call us at (225) 927-1733 or visit our website at Mid-city. Our friendly staff is eager to help you achieve your financial dreams!

Home Sweet Home: Mortgage Solutions

For those considering homeownership, our mortgage loans and refinancing options are tailored to suit different financial situations. Whether you're buying your first home or looking to refinance an existing mortgage, we have solutions that simplify the process. You'll receive expert advice and support throughout your journey.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to various lifestyles and financial goals. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking options, managing your accounts from anywhere has never been easier. You can transfer money, pay bills, and even deposit checks right from your smartphone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can manage those challenges effectively. Whether it's funding a family vacation or consolidating high-interest debts into one manageable payment, we are here to help you find a solution.

Rewarding Credit Card Options

Looking for a credit card that gives back? Our credit cards come with rewards programs that allow you to earn points for everyday purchases. Imagine earning cash back or travel rewards just by using your card for things you already buy!

Digital & Online Banking

Key Features

One of the great features we offer is electronic signature authorization. This means you can sign important documents digitally without needing to visit the branch. It's all about making things easier for you! Plus, with e-statements available, you'll receive your account statements electronically saving paper and making it easier to keep track of your finances. Want to send money to a friend or family member? Our person-to-person transfer feature lets you do just that quickly and securely. No more writing checks or finding cash; just a few taps on your device will take care of it.

Security You Can Trust

Your security is a top priority at Pelican State. We utilize advanced security measures to protect your information while ensuring that using our services is user-friendly. With features like two-factor authentication and encryption, you can feel confident when banking online or through our app. In today's fast-paced world, having access to reliable banking services anytime is crucial. At Pelican State, we're committed to providing the tools and support you need to manage your finances efficiently whenever and wherever you choose.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 149,847, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $49,792,264, further highlighting our commitment to supporting our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 450 Lobdell Blvd Baton Rouge La 70806 or call (225) 927-1733 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is reflected in our impressive portfolio: with $9,566 in used auto loans and $609,047,157 in total loans and leases, we help members achieve their financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $74,593,435, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms make it easy for you to find the right fit.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans amounting to $3,911,770 can provide essential funding. We understand the unique challenges faced by businesses today and are committed to offering solutions that help them thrive. We encourage all potential borrowers to explore refinancing options and eligibility criteria that may apply. At Pelican State, we're dedicated to finding the right financial product for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started today, don't hesitate to reach out! You can contact us at (225) 927-1733, visit us at 450 Lobdell Blvd Baton Rouge La 70806, or explore our services online at Pelican State.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to simplify your journey. We offer Junior Lien 1-4 Family Residential Property loans totaling $32,127,041, making buying or refinancing straightforward and accessible. Our knowledgeable team is here to guide you through every step of the process, ensuring that you find a solution that fits your budget.

Unsecured Credit Cards

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans. With a total of $62,002,900 in unsecured credit card loans available, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

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Pelican State