Pelican State Credit Union Alexandria LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pelican State, your trusted partner in financial well-being, located at 4520 Lee St, Alexandria, LA 71302. Since opening our doors in 1956, we have proudly served our community with a commitment to excellence and personalized banking solutions. With a total membership of over 78,000 and assets reaching an impressive $734,707,218, we understand the unique needs of our members and strive to provide services that truly make a difference. At Pelican State, we take pride in offering a range of financial products tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our dedicated team of 321 employees, led by CEO Jeffrey Conrad and Board President Janelle Folse, is here to ensure you receive the highest level of service. We also boast a strong net worth of $74,593,435 and maintain total deposits of $35,064,972, underscoring our stability and reliability as a financial institution. While you can visit us at our Alexandria branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 4520 Lee Street, Alexandria, LA 71301. Whether you're looking for personal banking options or business loans, we are here to support you every step of the way. Explore our website at Pelican State Credit Union or give us a call at 318-442-4772 to learn more about how we can help you achieve your financial goals. Your journey toward financial empowerment begins here!

Branch History & Mission

Commitment to Innovation

We embrace technology to enhance your banking experience. From online banking to mobile payments, we offer tools designed for convenience and security. Additionally, our branch is fully ADA compliant, ensuring accessibility for everyone in our community. With features like drive-thru service and ATM availability, we make it easy for you to manage your finances on your terms. Whether you're visiting us for everyday transactions or seeking personalized financial advice, we're here for you during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM.

Join Us!

As we continue to grow and evolve alongside our community, we invite you to become part of the Pelican State family. Experience firsthand the dedication we put into every interaction and see how we can help you achieve your financial goals. While members can visit us at 4520 Lee St, official correspondence should be sent to 4520 Lee Street, Alexandria, LA 71301. For any questions or assistance, feel free to reach out at (318) 442-4772. Join Pelican State today by visiting our website or opening an account. Together, let's build a brighter financial future!

Our Mission

At Pelican State, our mission is simple yet profound: to provide exceptional financial services while making a positive impact in our community. We strive to empower our members through accessible banking options that include personal accounts, auto loans, mortgages, and business banking solutions. Our goal is to create lasting relationships built on trust and support. We understand that banking goes beyond numbers; it's about people. That's why we emphasize community outreach and partnerships with local organizations. Through various initiatives, we aim to uplift those around us and make Alexandria an even better place to live.

Branch Location & Accessibility

Call or Visit Us Today!

If you have any questions or need assistance, feel free to give us a call at 318-442-4772. Our team is eager to help you navigate your financial journey. We invite you to stop by our Alexandria branch today we look forward to welcoming you into the Pelican State family!

Convenient Access and Nearby Landmarks

Our Alexandria location is just a stone's throw away from popular spots like the Alexandria Mall and the stunning Cotile Lake, making it easy to combine your banking errands with other activities. There's ample parking available right outside our doors, ensuring that your visit is as hassle-free as possible. We also prioritize accessibility; our branch features ADA-compliant ramps and facilities so everyone can enjoy our services comfortably.

Friendly Operating Hours

We know how busy life can get, which is why we offer flexible hours to accommodate your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM. Our friendly staff is ready to assist you with everything from personal banking and auto loans to mortgage refinancing. If you're in a rush, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Services Tailored for You

At Pelican State, we believe in providing a range of services that meet your financial needs. From checking and savings accounts to credit cards with rewards, we've got you covered. Plus, if you need ATM access or shared services with partner credit unions, we offer those too! Our ATM is available for your convenience, allowing you to withdraw cash or check your balance without stepping inside.

Member Eligibility

Becoming a member of Pelican State is like stepping into a warm community where your financial needs are prioritized. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals who share our values and are looking for a supportive financial partner. Whether you're interested in opening a checking account, saving for the future, or exploring loan options, being part of Pelican State offers numerous benefits tailored to enhance your financial well-being. To find out more about our eligibility criteria, you can visit this page for detailed information. When you're ready to take the next step towards membership, opening an account is easy! Just head over to this link to get started or give us a call at (318) 442-4772 if you have any questions. We can't wait to welcome you to our family at Pelican State, located at 4520 Lee St Alexandria La 71302!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,911,770, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what truly matters growing your business. Accepting payments has never been easier, whether in-store or online. This convenience helps you serve your customers better and boosts your bottom line. If you're ready to take your business to the next level, visit us at 4520 Lee St Alexandria La 71302 in Alexandria, LA, or call us at (318) 442-4772 to learn more about how we can help you thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch provides convenient access to an ATM for cash withdrawals and balance checks right when you need it. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days!

Business Banking

For entrepreneurs, Pelican State offers comprehensive Business Banking solutions. From essential Merchant Services to support with securing Business Loans, we are committed to helping your business thrive.

Digital Banking Convenience

In today's fast-paced world, managing your finances should be easy and accessible. That's why we offer robust Online & Mobile Banking features that allow you to bank whenever it suits you. With functionalities like mobile payments, person-to-person transactions, and electronic statements, taking charge of your finances has never been easier.

Personal Banking

For individuals and families, we offer various Personal Banking options. Open a Checking or Savings Account that fits your lifestyle and helps you achieve your financial goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions provide competitive rates to help you drive off in your dream car without breaking the bank. Thinking about homeownership? Our Mortgage Loans & Refinancing options are designed to make the process as smooth as possible. We understand that each member's situation is unique, which is why we also provide Personal Loans & Debt Consolidation services. These can help simplify your finances and give you peace of mind. Don't forget about our rewarding Credit Cards with Rewards, perfect for those who want to earn while they spend!

Shared Branch Transactions

As part of our commitment to community and accessibility, we offer basic shared branch transactions for partner credit union members. This means if you're part of another participating credit union, you can still access essential services like deposits and withdrawals at our branch. With all these services designed with you in mind, Pelican State is more than just a credit union; we're a partner in your financial journey. Visit us today at Pelican State or call us at 318-442-4772 to learn how we can assist you further!

Digital & Online Banking

Key Features

Managing your money has never been simpler with features like electronic signature authorization, which allows you to sign documents securely from anywhere. No more waiting for paperwork to be mailed back and forth just sign electronically and get on with your day! E-statements are also available, giving you instant access to your account statements without the clutter of paper. You can view and download these statements whenever it's convenient for you. For those who love using their smartphones, our mobile application makes banking even easier. You can deposit checks, manage accounts, and make mobile payments right from your phone. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Whether you're paying bills or transferring funds on the go, our user-friendly interface ensures that every transaction is simple and straightforward. Your safety is our priority; we employ top-notch security measures to protect your information so you can bank with peace of mind. At Pelican State, we believe that banking should fit into your life seamlessly. Explore all that our digital banking services have to offer today!

Financial Strength

A Growing Member Base

We currently have a strong community of 149,847 total share accounts, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $49,792,264 ensure that we're well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pelican State is your trusted partner. Visit us at 4520 Lee St Alexandria La 71302 or call (318) 442-4772 to learn more about how we can help you achieve your financial goals.

Members' Savings Are Secure

Members' savings are secured through $243,812,750 in share certificates and $4,351,932 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,526,164, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 2 part-time employees ready to serve you with knowledge and dedication.

Reinvestment in Member Services

With $67,922,870 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,566 in used auto loans and $609,047,157 in total loans and leases.

Strong Financial Health

With a net worth of $74,593,435, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $200,208,394 in used vehicle loans and $58,771,726 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,911,770 provide the capital needed to grow and expand your business operations. We understand that every business has unique challenges and opportunities; our team is dedicated to finding the right financial solutions tailored specifically for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make it easy for you to step into your dream home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,127,041, making buying or refinancing simple and straightforward. Our knowledgeable staff can assist you with eligibility options and help streamline your application process.

Refinancing Options

If you're considering refinancing any existing loans or need guidance on eligibility options, we're here to help. Our experts will work closely with you to assess your situation and suggest optimal strategies that fit your financial profile. For more information about our loan offerings or to discuss which product might be best for you, feel free to reach out at 318-442-4772 or visit us at 4520 Lee St Alexandria La 71302. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Pelican State help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $62,002,900 in loans available, our credit cards are designed to help you manage your finances effectively while earning rewards along the way. This option is perfect for those looking to maintain cash flow without tying up assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users can trust the offers presented to them. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions; this guarantees that users receive unbiased results without any hidden agendas. With real-time rate comparisons from multiple institutions, LendMesh empowers users to make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the platform's reliability and effectiveness in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PELICAN STATE CREDIT UNION - Alexandria, LA