Welcome to Pearl Municipal Credit Union, a trusted financial partner established in 1981, dedicated to serving the needs of our community with integrity and commitment. Under the leadership of CEO Karen Williams and Board President Lanell White, we strive to empower our members through exceptional service and a member-first approach. Our headquarters in Pearl, MS, stands as a testament to our deep-rooted values and dedication to fostering financial well-being among our members. As an NCUA-insured institution since April 20, 1981, you can trust that your deposits are safe and secure with us.

At Pearl Municipal Credit Union, we understand the importance of accessible banking solutions in today’s fast-paced world. While we currently offer ATM services only, we prioritize facilitating personal connections through person-to-person transfers, ensuring that your banking experience remains convenient and efficient. Though we do not yet provide online banking or a mobile application, our commitment to evolving with technological advancements remains strong. We invite you to explore more about our services at https://pearlcu.com/ and become part of a credit union that genuinely cares about your financial journey.

At Pearl Municipal Credit Union, we pride ourselves on providing a range of financial services designed to meet the diverse needs of our members. Although we currently offer ATM services only, our focus is on ensuring that our members have the tools they need to manage their everyday banking with ease. While online banking and mobile applications are not available at this time, we understand the importance of accessibility in today’s fast-paced world. Members can utilize person-to-person transfer services to conveniently send money to friends and family. This feature simplifies transactions for those looking to share expenses or support loved ones without the hassle of cash.

As you plan for life’s milestones or look to grow your small business, Pearl Municipal Credit Union is here to help. While our digital services may be limited, we are committed to supporting you through personalized service and guidance. If you're considering new financial opportunities, we encourage you to explore your membership options at . Our team is ready to assist you with any inquiries or support you might need, whether it’s checking loan rates through https://www.lendmesh.com or simply answering questions about your account. At Pearl Municipal Credit Union, we're dedicated to fostering a community where members feel valued and empowered in their financial journeys.

Pearl Municipal Credit Union stands as a beacon of financial stability and trust within the community. With a Total Membership of 677, we have cultivated a strong relationship with our members, ensuring their financial needs are met with care and expertise. Our commitment to service is evident in our impressive Total Assets of 1,945,411, reflecting our robust financial health and capability to support our members' aspirations.

Our Net Worth, currently at 486,874, showcases our solid foundation and commitment to maintaining a secure financial environment for our members. This is further emphasized by our Net Worth Ratio of 2,503, which demonstrates our ability to manage resources effectively while providing essential services. In addition, we take pride in generating a consistent Net Income of 30,407, allowing us to reinvest in our offerings and enhance member experiences.

The trust placed in us is reinforced by the significant amount of Total Deposits, which stands at 301,002. This not only indicates confidence from our members but also enhances our capacity to provide various lending solutions. Currently, we offer a diverse portfolio with Total Loans and Leases amounting to 343, including an Auto Loan Volume of 118 that caters to those looking to purchase vehicles with ease.

While we focus on serving individual needs, it's important to note that Pearl Municipal Credit Union remains transparent in all operations, aligning with national standards set forth by the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Our dedicated team of just 3 employees works diligently to ensure each member receives personalized attention and service excellence.

With a growing presence and unwavering commitment, Pearl Municipal Credit Union invites you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.