Peach State Credit Union Greenwood SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Peach State, your trusted partner in financial wellness located at 1536 Edgefield St, Greenwood, SC 29646. Since our establishment in 1961, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet your needs. With a total membership of 77,948 and assets exceeding $1 billion (specifically, $1,026,377,700), we strive to create a welcoming environment where everyone feels valued. At Peach State, we believe that financial empowerment starts with strong relationships. That's why our dedicated team of 260 employees, led by CEO R. Marshall Boutwell and Board President David Welden, works tirelessly to ensure you have access to the resources needed for success. Our financial offerings include everything from personal banking solutions like checking and savings accounts to auto loans and mortgages designed to support both individual and business needs. While members can visit us at our branch address, official correspondence should be sent to 1536 Edgefield St, Greenwood, SC 29646-4022. We invite you to explore the wealth of services we provide, including online banking and mobile options that make managing your finances easier than ever. Join us at Peach State today and discover how we can help you achieve your financial goals. For more information or assistance, feel free to call us at 678-889-4328. Your journey towards a brighter financial future begins here!

Branch History & Mission

At Peach State, our roots run deep in the heart of Greenwood, SC. Established in 1961, we have been a steadfast presence in the community for over six decades, nurturing financial growth and fostering connections among our members. Our branch, located at 1536 Edgefield St, is not just a place to bank; it's where families come to build their futures. From humble beginnings, we have grown into a trusted financial institution with a membership of 77,948 and total assets reaching an impressive $1,026,377,700. This journey reflects our commitment to providing excellent service and innovative financial solutions. As we expanded over the years, we've introduced various services tailored to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking. Our mission at Peach State is clear: we strive to empower our members through accessible financial services while making a positive impact on the community. We believe that everyone deserves the opportunity to achieve their financial goals. Our focus is not only on transactions but also on building lasting relationships. We actively participate in community outreach programs and partnerships that uplift those around us. While members can visit us at 1536 Edgefield St, official correspondence should be sent to 1536 Edgefield St, Greenwood, SC 29646-4022 if different from our branch address. We offer convenient operating hours from Monday to Friday, 9 AM to 5 PM, along with ATM availability and drive-thru banking for easy access. In today's fast-paced world, we've embraced technology while ensuring compliance with ADA standards. Our online banking features provide seamless access to accounts anytime and anywhere. Members can manage their finances via mobile apps or through e-statements keeping everything secure and straightforward. As we look toward the future, we invite you to join the Peach State family. Experience firsthand how we prioritize your financial well-being while contributing positively to our community's growth. Let us help you turn your dreams into reality! For more information or to become a member today, give us a call at 678-889-4328 or visit us online at Peach State FCU. Together, let's create a brighter tomorrow!

Branch Location & Accessibility

Banking Made Easy

Our friendly staff is here to help during our operating hours from Monday to Friday, 9 AM to 5 PM. If you're busy during the day, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. Plus, with an ATM available on-site, you can access your funds anytime you need them. While members can visit us at 1536 Edgefield St for all their banking needs, official correspondence should be sent to our mailing address: 1536 Edgefield St, Greenwood, SC 29646-4022.

Convenient Access

At our Lakelands branch, we prioritize your convenience. We offer ample parking right outside our doors, making it easy for you to pop in for any of your banking needs. For those who require additional assistance, rest assured that our branch is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services without worry.

Explore Our Services

At Peach State, we offer a variety of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need help with business banking? We've got you covered there too! We invite you to stop by our Lakelands branch or give us a call at 678-889-4328. Our team is ready to assist you in achieving your financial goals!

Member Eligibility

Becoming a member of Peach State means joining a welcoming community that prioritizes your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is straightforward and inclusive! Individuals who live, work, worship, or attend school in the Greenwood area can become members. Additionally, family members of existing members are also welcome to join. This means you can experience all the benefits of our services together! For more detailed information on eligibility, please visit our website at https://www.peachstatefcu.org/membership . Opening an account with us is simple! You can start your journey towards financial empowerment today by following the easy steps outlined here: https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en . If you have any questions or need assistance, don't hesitate to reach out to us at (678) 889-4328. We're here to help you every step of the way as you unlock the advantages of being part of Peach State at 1536 Edgefield St Greenwood Sc 29646.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions are essential. Our merchant services help streamline your transactions, making it easier for customers to pay you while ensuring you receive your funds quickly. Imagine running your store without worrying about cash flow issues or payment delays our services empower you to focus on what matters most: growing your business. Located at 1536 Edgefield St Greenwood Sc 29646 in Greenwood, SC, we're here to support local businesses every step of the way. Connect with us today at (678) 889-4328 to learn how we can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services can help streamline your operations. From merchant services to business loans, we understand the unique challenges you face and are here to support your growth.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! They're perfect for everyday purchases and can help you earn points towards travel or cash back. It's like getting rewarded just for spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Accessing your accounts, transferring money, or checking balances has never been easier! Plus, we provide ATM and cash withdrawal services so you can get cash when you need it without any hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but want quick service, our drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car. We also have basic ATM access available for balance checks and withdrawals. At Peach State in Greenwood, SC, we strive to ensure that our members feel valued and supported every step of the way. If you're ready to explore how our financial services can make a difference in your life, don't hesitate to reach out! Call us at 678-889-4328 or visit us online at Peach State. Your financial journey starts here!

Loans Tailored for You

For those considering purchasing a vehicle or a new home, we offer competitive auto loans and vehicle financing as well as mortgage loans and refinancing options. Picture driving off in your dream car or moving into your new home without the stress of complicated paperwork; that's what we aim for! Our personal loans and debt consolidation services are also here to assist if you find yourself needing extra funds for unexpected expenses.

Personal Banking

One of our standout offerings is personal banking. We provide various options for checking and savings accounts that suit all lifestyles. Imagine having a checking account that helps you manage your daily expenses while earning interest on your savings it's possible with us!

Digital & Online Banking

Key Services

One of the standout features of our online banking is the ability to sign documents electronically. With Yes, you can complete necessary paperwork quickly without needing to visit a branch. This means less hassle and more time for what matters most to you. Managing your statements is also a breeze with our e-statements feature. You can receive your financial statements electronically, helping you stay organized while also being environmentally friendly. If you're ready to see all these benefits in action, visit us at https://www.peachstatefcu.org/ .

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application makes banking even more convenient. Whether you're out shopping or waiting for an appointment, you can easily make person-to-person transfers using our Yes feature. Plus, keeping track of your spending has never been easier. While we currently don't offer mobile payments directly, rest assured that our mobile app provides everything else you need for efficient banking right at your fingertips. At Peach State, we prioritize security and user-friendliness in all our digital offerings. So whether you're accessing your account via computer or mobile device, you can do so with peace of mind knowing that your information is protected. With all these features available at Peach State, managing your finances has never been easier or more secure!

Financial Strength

Comprehensive Lending Support

Our lending capacity supports members' financial goals across various sectors with $80,660 in used auto loans and $666,739,532 in total loans and leases. Our efficient operations reflect positively on our bottom line, as shown by our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 1536 Edgefield St Greenwood Sc 29646 or call (678) 889-4328 to learn more about how we can help you achieve your financial goals.

Dedicated Team Ready to Serve You

We take pride in having 247 full-time employees and 13 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. With total share accounts reaching 169,897, it's clear that our growing member base trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Solid Financial Position

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to manage your existing auto debt.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $114,533,910 provide the capital needed to expand and succeed in today's competitive market. At Peach State, we pride ourselves on transparency and making financing accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about our loan products or checking eligibility options, feel free to visit our website or give us a call. Let us help you take the next step toward achieving your financial dreams!

Credit Lines

For those who need ongoing access to funds without the hassle of applying for multiple loans, our credit lines are available with a total amount of $143,827,720. This option provides flexibility for various financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We cater to first-time buyers as well as those looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $14,280,521 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By partnering exclusively with legitimate financial institutions, LendMesh guarantees that users receive reliable loan options without hidden fees or misleading terms.

PEACH STATE FEDERAL CREDIT UNION - Greenwood, SC