PEACH STATE FEDERAL CREDIT UNION - Young Harris, GA

Welcome to Peach State, your trusted financial partner located right in the heart of Young Harris at 693 Main St, Young Harris, GA 30582. Established in 1961, our credit union has been dedicated to serving our community with reliable banking solutions and a commitment to member satisfaction. With over 77,948 members and total assets of $1,026,377,700, we pride ourselves on providing a wide range of services tailored to meet your financial needs. As a member-owned institution, we focus on putting our community first. From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to help you achieve your financial goals. Our total deposits stand at $161,341,323, showcasing the trust our members have placed in us. Additionally, we offer a variety of loan options with a total of 133,554 loans and leases facilitated. Our leadership team is here to guide you every step of the way. Led by CEO R. Marshall Boutwell and Board President David Welden, our experienced professionals are committed to ensuring you receive the best service possible. With a dedicated staff of 260 employees, we are always ready to assist you whether through online banking or in-person visits. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be sent to the same address: 693 Main St, Young Harris, GA 30582-4119. Ready to take control of your finances? Give us a call at 678-889-4328 or explore more about what we offer on our website Peach State. We're excited to help you on your financial journey!

Welcome to Peach State, where our story began in 1961 right here in Young Harris, GA. Since our doors first opened at 693 Main St, we have been dedicated to serving our community with integrity and care. Over the years, we have grown into a trusted financial partner for nearly 78,000 members, managing total assets of approximately $1.03 billion. Our mission is simple yet profound: to provide exceptional financial services that help individuals and families achieve their dreams while fostering a strong sense of community. We believe that by offering accessible banking solutions, such as personal loans, auto financing, and mortgage options, we empower our members to thrive. Peach State is not just about numbers; it's about people. We actively engage in community outreach and partner with local organizations to support those in need. Our commitment extends beyond transactions; we strive to make a positive impact on the lives of our members and neighbors. In today's fast-paced world, we understand the importance of adapting to new technologies. That's why we offer online banking and mobile applications for your convenience, alongside traditional services like drive-thru banking and ATM access. Whether you prefer face-to-face interactions or digital solutions, we're here for you. If you ever need us for official correspondence, please note that while you can visit us at our branch location, all mail should be sent to 693 Main St, Young Harris, GA 30582-4119. As we look ahead, our vision remains clear: to continue being a beacon of support and service in Young Harris and beyond. Join us today at Peach State and experience firsthand how we can help you reach your financial goals while building a brighter future together. Call us at 678-889-4328 or visit our website for more information on how to become a member!

Becoming a member of Peach State feels like joining a welcoming family that truly cares about your financial well-being. If you're wondering whether you qualify, it's pretty straightforward! At Peach State, we invite anyone who lives, works, worships, or attends school in our community to join us. This means if you're part of the vibrant Young Harris area, you're eligible! We believe in making banking accessible and beneficial for everyone in our neighborhood. Plus, as a member, you gain access to a variety of services designed to help you thrive financially from personal loans to credit cards with rewards. If you're ready to take the next step and open an account, we make that easy too! Just swing by our branch at 693 Main St Young Harris Ga 30582, or give us a call at (678) 889-4328 for more information. You can also check out our membership details here for any updates or specific questions. We can't wait to welcome you into our community!

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, providing you with the assurance that your funds are in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $80,660 in used auto loans and $666,739,532 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares amounting to $21,386,301 indicate funds available for lending and investments. The trust of our growing member base is evident with a total of 169,897 share accounts. This shows that more people are choosing Peach State as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 693 Main St Young Harris Ga 30582 or call (678) 889-4328 to learn more about how we can help you achieve your financial goals.