Peach State Credit Union Winder GA | Best Auto Loans & Personal Banking

Introduction

Welcome to Peach State, where our commitment to your financial well-being is at the heart of everything we do. Located at 216 N Broad St, Winder, GA 30680, our branch has been a trusted community partner since 1961. With over 77,948 members and total assets exceeding $1 billion, we take pride in offering personalized services that cater to your unique needs. At Peach State, you can count on us for a range of financial products including auto loans, mortgages, and personal banking solutions. Our total deposits amount to an impressive $161,341,323, ensuring that your savings are secure and well-managed. We also boast a robust loan portfolio with 133,554 loans and leases extended to our members. Under the leadership of our dedicated CEO, R. Marshall Boutwell, and Board President David Welden, we strive to create an inclusive environment where every member feels valued. With a strong team of 260 employees, we're here to provide exceptional service and support. While you can visit us at our Winder location for all your banking needs, if you need to send official correspondence, please use our mailing address: 216 North Broad Street, Winder, GA 30680. We invite you to discover how Peach State can help you achieve your financial goals. Feel free to reach out at 770-867-0670 or explore our website at Peach State FCU for more information about membership options and services. Join us today; your journey towards financial empowerment starts here!

Branch History & Mission

At Peach State, our journey began in 1961, rooted in the heart of Winder, GA. Over the decades, we have grown from a small credit union to a vibrant community pillar, proudly serving over 77,000 members. Located at 216 N Broad St, Winder, GA 30680, our branch is not just a financial institution but a place where relationships flourish and community bonds strengthen. Our mission is clear: to empower our members by providing accessible financial services while fostering a spirit of community support. We aim to enhance the financial well-being of each member through personalized banking solutions, including checking and savings accounts, auto loans, mortgage financing, and business banking options. Our commitment extends beyond just numbers; we strive to make meaningful contributions to our local community. Peach State has always embraced change and innovation. As we evolved into the modern age of banking, we introduced online banking options, mobile applications, and even electronic signature capabilities to streamline services for our members. We are proud to offer ADA-compliant facilities and robust ATM availability for added convenience. Our drive-thru service allows for quick transactions while maintaining personal interaction. While members can visit us at 216 N Broad St, official correspondence should be sent to 216 North Broad Street, Winder, GA 30680 if different from our physical location. Our operating hours are designed to cater to your needs: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12 PM (Drive-Thru Only). As we reflect on our rich history and look toward the future, we remain dedicated to fostering partnerships with local organizations and engaging in community outreach efforts that uplift those around us. Every initiative we undertake is aimed at enhancing the lives of our members and creating a supportive environment where everyone can thrive. Join us today at Peach State in Winder and experience firsthand the benefits of being part of our growing family. Together, let's build a brighter future for you and your community! For more information or assistance, feel free to reach out at 770-867-0670 or visit us online at Peach State FCU.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Located just a short drive from popular spots like the Barrow County Courthouse and the local parks, our branch is well-positioned for both residents and visitors. Parking is ample and easy to navigate, ensuring that your visit is stress-free. We are proud to offer ADA-compliant facilities, including ramps and accessible entrances, making it easier for everyone to access our services.

Operating Hours and Services Offered

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM. On Saturdays, our drive-thru service operates from 9:00 AM until noon for those quick transactions. At Peach State, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and even business banking solutions. For added convenience, we also feature an ATM on-site and a drive-thru banking option for simple transactions like deposits or withdrawals. Plus, as part of our commitment to community support, we offer shared services for partner credit union members.

We're Here for You!

If you have questions or need assistance before your visit, don't hesitate to call us at 770-867-0670. Our dedicated staff is eager to help you achieve your financial goals. We invite you to stop by Peach State today where we put our members first!

Member Eligibility

At Peach State, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. To be part of our family, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in Barrow County or surrounding areas, you're already on your way to membership! We also welcome immediate family members of existing members. This means more people can enjoy the perks of being part of our cooperative credit union, such as lower loan rates and personalized service. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find all the details about eligibility by visiting this link. For those eager to start their journey with us, check out how to open an account at this page. If you have any questions or need assistance, don't hesitate to call us at (770) 867-0670. We're excited to help you get started on your financial journey at Peach State!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive landscape, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what truly matters growing your business. Imagine a busy Saturday at your café; with our quick and reliable payment systems, you can serve more customers without the hassle of long wait times. Visit us at 216 N Broad St Winder Ga 30680 in Winder, GA, or call us at (770) 867-0670 to learn how we can support your business ambitions!

Comprehensive List Of Services

Accessibility and Support

We also recognize that sometimes you prefer face-to-face interactions. Our branch offers ATM and cash withdrawal services along with basic drive-thru banking for simple transactions like deposits and withdrawals. Additionally, if you're a member of a partner credit union, take advantage of shared branch transactions right here at Peach State. Our commitment extends beyond just banking; we're dedicated to ensuring every member feels supported and informed about their financial choices. Our friendly team is always ready to assist you with any questions or concerns you may have. For more information about our services or to speak with one of our knowledgeable representatives, please call us at 770-867-0670 during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM (Drive-Thru Only). Come visit us at Peach State in Winder today! Let us help you achieve your financial goals with confidence. You can also explore more about what we offer by visiting our website.

Business Banking Solutions

For our business members, Peach State provides specialized banking services including merchant services and business loans that help support your entrepreneurial journey. We are here to assist you in growing your business by offering competitive rates and flexible terms.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that enable you to manage your accounts anytime, anywhere. With features such as person-to-person payment capabilities and electronic statements, staying on top of your finances has never been easier.

Personal Banking Options

Whether you're looking to open a checking or savings account, Peach State offers personal banking solutions tailored just for you. For those planning to purchase a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process with ease. In addition to these essential services, we understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation options to help you manage your finances effectively. Plus, enjoy the benefits of our credit cards with rewards that allow you to earn while you spend.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Just visit https://www.peachstatefcu.org/ to get started. Our user-friendly interface ensures that you can navigate through your financial needs without any hassle.

Go Paperless with E-Statements

Say goodbye to clutter and hello to e-statements! You can opt for electronic statements which not only reduce paper waste but also provide instant access to your account history whenever you need it. With Yes, reviewing your transactions is just a click away.

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application makes it simple to manage your accounts right from your smartphone. Check balances, deposit checks, or make payments with just a few taps. While we currently don't offer mobile payments, our app provides everything else you need for a smooth banking experience. In summary, Peach State strives to bring you accessible and efficient digital banking solutions that fit seamlessly into your life. We're committed to helping you manage your finances anytime and anywhere!

Secure Transactions Made Simple

Security is a top priority for us. That's why we offer electronic signature authorization, making it easy and safe for you to sign documents online without the need for physical paperwork. Plus, our person-to-person transfer feature allows you to send money quickly and securely to friends or family no cash needed!

Financial Strength

Commitment to Growth

Our dedication to your financial success is also reflected in our $57,996,038 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $80,660 in used auto loans and $666,739,532 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 216 N Broad St Winder Ga 30680 or call (770) 867-0670 to learn more about how we can help you achieve your financial goals.

Growing Trust

We have established trust among our growing member base, as shown by our total share accounts of 169,897. This reflects the confidence that nearly 78,000 members have placed in us to manage their finances effectively.

Member-Centric Savings

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations remain efficient with a reported $2,148,186, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees who are always ready to assist you with their expertise.

Strong Financial Health

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $114,533,910 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and strive to offer solutions that meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans be it auto loans or mortgages we have options available that could save you money over time. Speak with our experienced team for personalized assistance based on your current financial situation. At Peach State Credit Union in Winder, we're dedicated to providing clear insights into your financial options. For more information on eligibility and applying for any of these loan products, please visit our website or call us at 770-867-0670 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM (Drive-Thru Only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial empowerment!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect your options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in connecting consumers with the best possible rates. Ready to take the guesswork out of finding a loan? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PEACH STATE FEDERAL CREDIT UNION - Winder, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Winder, GA (30680)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Operating Hours and Services Offered

We're Here for You!

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Accessibility and Support

Business Banking Solutions

Digital Banking Convenience

Personal Banking Options

Digital & Online Banking

Access Your Accounts Anytime

Go Paperless with E-Statements

Mobile Banking at Your Fingertips

Secure Transactions Made Simple

Financial Strength

Commitment to Growth

Conclusion

Growing Trust

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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