Peach State Credit Union Suwanee GA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Peach State, your trusted financial partner located at 437 Old Peachtree Rd Nw, Suwanee, GA 30024. Since our establishment in 1961, we have proudly served our community, growing to a vibrant membership of 77,948 individuals who rely on us for their banking needs. With total assets exceeding $1,026,377,700, we are committed to providing robust financial services that support both personal and business aspirations. At Peach State, we understand the importance of reliable and accessible banking. Our diverse range of offerings includes checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards tailored to fit your lifestyle. We also cater to businesses with services like merchant solutions and business loans. Each member can take advantage of our online and mobile banking options for convenience. While you can visit us at our branch for personalized assistance, if you need to send any official correspondence, please direct it to our mailing address: 437 Old Peachtree Road, Suwanee, GA 30024. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO R. Marshall Boutwell and Board President David Welden, we strive to make every member feel valued and supported. With a dedicated staff of 260 employees, we're here to assist you every step of the way. Whether you're looking for a new vehicle loan or planning your future with a home mortgage, we invite you to explore what Peach State has to offer. Feel free to reach out by phone at 678-985-3928 or visit our website at Peach State FCU for more information. Join us today and experience the Peach State difference where community meets commitment!

Branch History & Mission

At Peach State, we take pride in our rich history and unwavering commitment to serving the community of Suwanee, GA. Established in 1961, our branch has grown alongside its members, adapting to their needs while maintaining a focus on personal service and community support. With a total membership of over 77,000 and total assets exceeding $1 billion, we have become a trusted financial partner for countless individuals and families. Our branch is located at 437 Old Peachtree Rd NW, Suwanee, GA 30024. This central location allows us to be easily accessible to our members, right in the heart of Gwinnett County. Whether you're visiting us for personal banking services or seeking assistance with loans, our dedicated team is here to help. While members can visit us at this address for all their banking needs, official correspondence should be sent to 437 Old Peachtree Road, Suwanee, GA 30024, if it differs from our branch address. The mission of Peach State is simple yet profound: we strive to provide exceptional financial services while actively contributing to the well-being of our community. Our commitment extends beyond just banking; we believe in empowering our members with the knowledge and tools they need to achieve their financial goals. We offer a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards all designed with our members' best interests in mind. In addition to traditional banking services, we are proud of our digital advancements that enhance member experience. Our online banking platform provides convenient access to account management from the comfort of home. We also ensure ADA compliance so that everyone can enjoy seamless access to our services. Community engagement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, Peach State actively contributes to making Suwanee a better place to live. We understand that when our community thrives, we all benefit. As part of our commitment to accessibility, we offer ATM services at our branch location. While we currently do not have drive-thru banking available, our lobby hours are designed for your convenience: Monday through Friday from 10 AM to 2 PM. If you're looking for a credit union that prioritizes its members and community above all else, we invite you to join Peach State today! Experience firsthand the dedication and support that comes with being part of our family. For more information on membership or how we can assist you financially, please call us at 678-985-3928 or visit our website at Peach State FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated just a short drive from major landmarks like the beautiful Suwanee Greenway and the bustling Suwanee Town Center, finding us is simple! We prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces, ensuring that everyone can comfortably access our services.

Operating Hours and Services

At Peach State, we understand that your time is valuable. That's why we are open Monday through Friday from 10 AM to 2 PM. While you're here, take advantage of our ATM services for quick cash withdrawals and balance checks. Although we currently do not offer drive-thru banking, our friendly staff is always ready to help you inside the branch. If you need to send official correspondence, please note that while you can visit us at our physical address, all mailing should be directed to 437 Old Peachtree Road, Suwanee, GA 30024.

Visit Us Today!

We invite you to come by and discover how Peach State can support your financial journey. Have questions? Feel free to call us at 678-985-3928. Our team is excited to meet you and help with all your banking needs!

Member Eligibility

At Peach State, we believe that joining our community is a step toward a brighter financial future. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in certain areas of Georgia, you're likely eligible to join us. We pride ourselves on being inclusive and supportive, so whether you're looking for savings accounts, loans, or just someone to help with your financial journey, we're here for you. To find out more about the specific eligibility criteria, check out this resource: https://www.peachstatefcu.org/membership . Opening an account with us is a breeze! You can start the process by visiting our website or give us a call at (678) 985-3928 for assistance. Our friendly team is ready to help you every step of the way. We can't wait to welcome you to the Peach State family at 437 Old Peachtree Rd Nw Suwanee Ga 30024!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable way to accept payments while keeping your cash flow smooth. Our solutions allow you to focus on what you do best running your business. Visit us at 437 Old Peachtree Rd Nw Suwanee Ga 30024 in Suwanee, GA or give us a call at (678) 985-3928 to learn how we can help you achieve your business goals today!

Comprehensive List Of Services

Business Banking

Small business owners will find our business banking services, including merchant services and business loans, incredibly beneficial. Whether you're starting up or expanding your existing operations, we have tailored solutions that can help your business thrive.

Digital Banking Features

In today's busy world, convenience matters. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere with just a few clicks or taps on your device. Our ATM services provide basic access for withdrawals and balance checks whenever you need them. For additional convenience, we also offer person-to-person payment options that let you send money quickly without hassle.

Get Started Today!

With so many options available at Peach State, there's no reason not to take control of your financial future. To learn more about how we can assist you or to open an account today, feel free to contact us at 678-985-3928 or visit our website at Peach State. We're excited to be part of your financial journey!

Mortgage Options

For those ready to invest in their dream home, mortgage loans and refinancing solutions are available to ensure that buying a house is as smooth as possible. We work with you to find the best rates and terms that suit your situation.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts tailored to fit different lifestyles and financial goals. For instance, if you're saving for a vacation or a new home, our savings accounts can help you reach those targets efficiently. Need a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you find yourself in need of extra funds for unexpected expenses or debt consolidation, our personal loans provide quick access to cash with flexible terms. Plus, our credit cards come with rewards that allow you to earn points on purchases you already make.

Digital & Online Banking

Go Paperless with E-Statements

Say goodbye to clutter! We provide e-statements, so you can view your account statements electronically. This not only helps keep your documents organized but also contributes to a more sustainable environment. Plus, with electronic signature authorization available, signing documents is a breeze no more printing or mailing.

Mobile App Convenience

For those who prefer managing their money on mobile devices, our mobile application makes banking even more accessible. You can deposit checks, monitor transactions, and make person-to-person transfers seamlessly through your smartphone. The app is designed to be intuitive, making navigation simple for everyone.

Secure Payments Made Easy

While we currently do not offer mobile payments yet, our robust online and mobile banking features still allow you to make secure transactions with peace of mind. We prioritize the safety of your information with advanced security measures in place.

Stay Connected and In Control

Our commitment to accessibility means that whether you're using our online platform or mobile app, you'll have real-time access to your accounts. From checking balances to initiating transfers with just a few taps, managing your finances has never been simpler. Join us at Peach State for a modern banking experience that prioritizes both convenience and security. Whether you're at home or out and about, we're here to support all your banking needs!

Your Online Banking Hub

With our user-friendly online banking platform available at https://www.peachstatefcu.org/ , accessing your accounts has never been easier. You can check balances, pay bills, and transfer funds right from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have control over your finances whenever you need it.

Financial Strength

A Strong Financial Foundation

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 169,897, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $21,386,301, representing funds available for lending and investments that further enhance the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 437 Old Peachtree Rd Nw Suwanee Ga 30024 or call (678) 985-3928 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $80,660 in used auto loans and $666,739,532 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates that make financing your vehicle straightforward and affordable.

Business Loans

For business owners in need of capital to grow and expand their ventures, our outstanding commercial loans totaling $114,533,910 provide essential funding opportunities. We aim to support local businesses by offering tailored lending solutions that meet specific needs. Whether you're interested in refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you. Don't hesitate to reach out to us at 678-985-3928 or visit us at 437 Old Peachtree Rd Nw Suwanee GA 30024 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Peach State, we're committed to providing you with clear information and support every step of the way as you navigate your borrowing needs.

Credit Lines and Unsecured Loans

If you're looking for additional flexibility in managing your finances, consider our credit lines and unsecured credit card loans. With a total of $143,827,720 in credit lines available and $14,280,521 in unsecured credit card loans helping members manage their budgets effectively, you can find a solution that fits your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We also provide guidance throughout the process to ensure you understand all your options and feel confident in your decisions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from established financial institutions, ensuring you can trust the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to deliver unbiased results for every user. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, which helps them make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Don't let confusion hold you back from securing the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By working only with verified institutions, LendMesh guarantees that all loan offers are legitimate and trustworthy.

PEACH STATE FEDERAL CREDIT UNION