Peach State Credit Union Suwanee GA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Peach State, your trusted partner in financial well-being, located at 455 Highway 23 NW, Suwanee, GA 30024. Established in 1961, we have proudly served our community for over six decades, growing alongside our members and helping them achieve their financial goals. With a total membership of 77,948 and assets exceeding $1 billion, we are committed to providing exceptional service and a wide range of financial products tailored to meet your needs. At Peach State, we believe in building strong relationships with our members. Our leadership team, led by CEO R. Marshall Boutwell and Board President David Welden, is dedicated to fostering a supportive environment where you can thrive financially. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we are here for you. While members can visit us at our Suwanee branch for all your banking needs, official correspondence should be sent to 455 Buford Highway, Suwanee, GA 30024. We invite you to explore the benefits of joining our credit union family. With total deposits of $161,341,323 and a net worth of $86,140,167, Peach State is well-equipped to support your financial journey. We also offer over 133,554 loans and leases to help you secure what matters most in life. Our friendly staff is available to assist you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM (Drive-Thru only). You can reach us at 678-546-0081 for any inquiries or assistance. Join us today at Peach State and discover the difference that comes with being part of a community-focused credit union! For more information about our services or to apply for membership online, please visit our website at www.peachstatefcu.org. We're excited to help you take the next step toward financial success!

Branch History & Mission

A Legacy of Growth

Over the years, Peach State has evolved significantly. We have expanded our services and embraced modern banking solutions to meet the needs of our diverse membership. From personal banking and auto loans to business loans and online banking options, we strive to offer something for everyone. Our headquarters is located in Lawrenceville, GA, but our heart lies here in Suwanee. Our branch is not just about transactions; it's about building relationships. With dedicated staff ready to assist you during our operating hours (Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM for drive-thru only), we ensure that your banking experience is both convenient and supportive.

Community-Centric Services

We understand that modern banking requires flexibility and accessibility. That's why we offer ATM availability and drive-thru services for your convenience. Whether you're making a deposit or withdrawing cash, we're here for you. While members can visit us at 455 Highway 23 Nw Suwanee Ga 30024, official correspondence should be sent to 455 Buford Highway, Suwanee, GA 30024. We also offer shared service centers for those who may need access beyond our branch. As technology advances, so do we. Our digital offerings include online banking and mobile applications designed with your needs in mind. Whether you prefer managing your finances on-the-go or visiting us in person, Peach State has you covered.

Join Us

We invite you to become part of the Peach State family! Experience firsthand how we prioritize member satisfaction while offering robust financial solutions tailored just for you. Explore more about our services or start your membership today by calling us at (678) 546-0081 or visiting our website. Together, let's build a brighter future!

Our Mission

At the core of Peach State's mission is a desire to empower our members through financial education and support. We aim to provide quality financial products while fostering an inclusive environment where everyone feels valued. Our mission statement reflects this commitment: "To improve the lives of our members by providing access to affordable financial services." In addition to serving our members' financial needs, we actively engage in community outreach initiatives. By partnering with local organizations and sponsoring events, we contribute positively to Suwanee and its surrounding areas.

Branch Location & Accessibility

A Friendly Place to Bank

At Peach State, we understand that accessibility is key. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ample parking. Whether you're visiting during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM, or stopping by on Saturday when our drive-thru is open from 9:00 AM to noon, we're here to serve you with a smile. For those who prefer quick transactions, our drive-thru banking offers a hassle-free way to make deposits and withdrawals without leaving your car. Plus, with ATM availability right at our location, you can access cash whenever you need it.

More Than Just Banking

Peach State isn't just about transactions; we're about community. We proudly offer shared services for partner credit union members, so you can enjoy even more convenience with basic deposit and withdrawal options. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 455 Buford Highway, Suwanee, GA 30024. We invite you to reach out anytime! Call us at 678-546-0081 if you have questions or need assistance. Our friendly team is eager to help you navigate everything from personal banking accounts to loan inquiries. Visit us today and experience how easy and enjoyable banking can be!

Member Eligibility

Becoming a member of Peach State is like joining a close-knit family that supports your financial journey. If you live, work, worship, or attend school in the Gwinnett County area, you're already eligible to join us! We believe that everyone deserves access to quality financial services and a community that cares. At Peach State, you can enjoy a range of benefits including lower loan rates and personalized service tailored just for you. Opening an account is simple! Just stop by our branch located at 455 Highway 23 Nw Suwanee Ga 30024, give us a call at (678) 546-0081, or visit our website for more information. For detailed eligibility criteria, check out our resource page at https://www.peachstatefcu.org/membership . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Lending Support

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine making payments simpler for your customers while keeping track of your sales effortlessly. Our merchant services are designed to streamline transactions, so you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we offer practical tools that enhance your operations and improve customer satisfaction. Visit us at 455 Highway 23 Nw Suwanee Ga 30024 in Suwanee, GA, or give us a call at (678) 546-0081 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Additional Services

At Peach State, we also offer basic drive-thru banking services for quick deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. Our ATMs provide access for balance checks and cash withdrawals too, ensuring that banking is accessible wherever you are. If you're ready to explore all these options further or if you have questions about how we can assist with your financial journey, don't hesitate to reach out! Call us at 678-546-0081, visit us at our branch located at 455 Highway 23 NW Suwanee GA 30024, or check out our website at peachstatefcu.org. We're here to help!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing solutions make it easier than ever. With competitive rates and flexible terms, we help you drive off in the vehicle you desire without breaking the bank. Whether it's a new model or a reliable used car, our team is here to guide you through every step of the financing process.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are committed to providing support that helps them thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program is perfect for those who want to earn while they spend. Imagine getting cashback on groceries or travel rewards simply by using your credit card for everyday purchases. This program allows you to enjoy benefits while managing your expenses wisely.

Digital Banking Features

To make banking even more convenient, we provide robust Online & Mobile Banking services. You can easily manage your accounts from anywhere at any time with features like online bill pay, mobile check deposit, and person-to-person payments. Plus, our ATM network ensures that cash withdrawal is just around the corner whenever you need it.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your existing mortgage? Our Mortgage Loans & Refinancing services can help turn your dream home into a reality. We offer various loan options tailored to fit different budgets and lifestyles. Picture yourself enjoying lower monthly payments through refinancing, freeing up cash for other priorities.

Personal Banking

For those looking to manage their finances effectively, our Personal Banking options include checking and savings accounts that cater to both everyday spending and long-term saving goals. Imagine having a checking account that not only helps you track your spending but also earns interest over time. Our savings accounts are designed with flexibility in mind, making it simple for you to set aside funds for special occasions or unexpected expenses.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our Personal Loans & Debt Consolidation products provide a solution when you need it most. Whether you're consolidating debt or covering an emergency expense, our straightforward application process and quick approvals will ease your worries.

Digital & Online Banking

Convenient Payment Options

Need to send money to a friend or family member? With our person-to-person transfer feature, you can quickly send funds directly from your account to theirs without any fuss. Plus, while we currently don't support mobile payments, our other offerings still ensure that you have convenient options for handling your finances. At Peach State, we believe that banking should be straightforward and accessible for everyone. Embrace the ease of digital banking today and take charge of your financial future!

Easy Access Anytime

With our 24/7 online banking services available at https://www.peachstatefcu.org/ , you can check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been simpler. Plus, if you prefer using your mobile device, our dedicated mobile application is here to provide all the same great features right in your pocket.

Secure Transactions Made Simple

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely from anywhere, eliminating the hassle of printing and mailing forms. And with e-statements available, you can easily keep track of your account activity without worrying about paper clutter.

Financial Strength

A Trusted Partner for Your Financial Journey

Net Shares available for lending and investments stand at $21,386,301, reflecting our ability to support your financial needs effectively. Total Share Accounts have reached 169,897, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 455 Highway 23 Nw Suwanee Ga 30024 or call (678) 546-0081 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,660 in used auto loans and $666,739,532 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to financial strength is further reflected in our net worth ratio of $839, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand your enterprise. We're committed to supporting local businesses and ensuring they have access to the financial resources necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We're here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we can assist you with that as well. Our team is available to discuss eligibility options and help determine what works best for your situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. To explore our loan products further or if you have questions about eligibility and application processes, feel free to reach out at 678-546-0081 or visit us at 455 Highway 23 Nw Suwanee Ga 30024. We're here to help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $14,280,521 in loans helping members manage their finances effectively, our credit cards come with various rewards and benefits tailored to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to present unbiased results so you can choose what's best for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare options and make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you receive is based on the latest results, ensuring fair and transparent offers (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh provides a trustworthy resource for borrowers.

PEACH STATE FEDERAL CREDIT UNION - Suwanee, GA