PEACH STATE FEDERAL CREDIT UNION

Welcome to Peach State, your trusted financial partner right here in Monroe, Georgia! Located at 1307 W Spring St, Monroe, GA 30655, our branch has been serving the community since 1961. With a commitment to our members and a deep-rooted belief in empowering individuals, we take pride in being more than just a credit union; we are a part of your journey towards financial wellness. At Peach State, we understand that every member's needs are unique. That's why we offer a wide range of services tailored to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. Our total assets amount to an impressive $1,026,377,700, backed by over 77,948 members who trust us with their finances. Under the leadership of our dedicated CEO, R. Marshall Boutwell, and Board President David Welden, our team of 260 employees is here to provide personalized service and support. We boast a strong net worth of $86,140,167 and maintain total deposits of $161,341,323. With cash in hand totaling $11,542,115, we're well-equipped to meet your financial needs. While members can visit us at our branch location for all banking services including convenient ATM access and drive-thru banking official correspondence should be directed to our mailing address: 1307 West Spring Street, Monroe, GA 30655. We invite you to explore the many ways Peach State can assist you on your financial journey. For any inquiries or assistance, feel free to call us at 770-207-3099 or visit our website at Peach State. Your future starts here!

At Peach State, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being is our top priority. If you're interested in joining us, you'll be pleased to know that eligibility is straightforward and accessible. Generally, anyone who lives, works, worships, or attends school in Walton County can become a member. We also welcome immediate family members of existing members! This inclusive approach means you can enjoy all the fantastic benefits we offer, from personalized banking services to competitive loan rates and a community-focused atmosphere. To learn more about the specific eligibility criteria and ensure you meet the requirements, we invite you to visit our detailed resource at https://www.peachstatefcu.org/membership . Once you're ready to take the next step toward membership, opening an account with us is simple! You can find all the information you need about starting your journey on our account opening page at https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (770) 207-3099. We're here to help!

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your trust and savings. That's why we're proud to share insights into our financial strength, which reflects our commitment to serving you effectively. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is highlighted by $80,660 in used auto loans and $666,739,532 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $21,386,301. Total Share Accounts: 169,897, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 1307 W Spring St Monroe Ga 30655 or call (770) 207-3099 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.