Peach State Credit Union Monroe GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Peach State, your trusted financial partner right here in Monroe, Georgia! Located at 1307 W Spring St, Monroe, GA 30655, our branch has been serving the community since 1961. With a commitment to our members and a deep-rooted belief in empowering individuals, we take pride in being more than just a credit union; we are a part of your journey towards financial wellness. At Peach State, we understand that every member's needs are unique. That's why we offer a wide range of services tailored to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. Our total assets amount to an impressive $1,026,377,700, backed by over 77,948 members who trust us with their finances. Under the leadership of our dedicated CEO, R. Marshall Boutwell, and Board President David Welden, our team of 260 employees is here to provide personalized service and support. We boast a strong net worth of $86,140,167 and maintain total deposits of $161,341,323. With cash in hand totaling $11,542,115, we're well-equipped to meet your financial needs. While members can visit us at our branch location for all banking services including convenient ATM access and drive-thru banking official correspondence should be directed to our mailing address: 1307 West Spring Street, Monroe, GA 30655. We invite you to explore the many ways Peach State can assist you on your financial journey. For any inquiries or assistance, feel free to call us at 770-207-3099 or visit our website at Peach State. Your future starts here!

Branch History & Mission

Community Engagement

We are proud of our initiatives that connect us with local organizations and events. Through partnerships and outreach programs, we actively contribute to the betterment of Monroe and its surrounding areas. Whether it's sponsoring local events or providing financial education workshops, we believe in giving back and empowering our community.

Join Us Today!

As we continue this journey together, we invite you to be part of the Peach State family. Experience firsthand the benefits that come with membership from competitive rates on loans to personalized service that puts you first. Visit us during our operating hours (Monday through Friday from 9:00 AM to 5:00 PM) or give us a call at 770-207-3099 for more information. Let's work together toward a brighter financial future!

Modern Banking Experience

We also embrace modern banking solutions. Our facilities include an ATM for convenient cash access and drive-thru banking for quick transactions making it easier than ever for you to manage your finances on your terms. With features like online banking and mobile applications available, accessing your accounts is just a click away.

Our Mission

At Peach State, our mission is simple yet impactful: to provide exceptional financial services while supporting the community. We understand that every member's journey is different. That's why we offer a range of products including personal banking, auto loans, mortgage loans, and business banking services. Our commitment goes beyond transactions; we aim to build lasting relationships that foster financial wellness and community growth. While members can visit us at 1307 W Spring St, official correspondence should be sent to 1307 West Spring Street, Monroe, GA 30655 if needed.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to give us a call at 770-207-3099. Our team is eager to help you navigate your financial journey. We invite you to stop by and see how we can support your banking needs today!

Operating Hours

We are here for you during the week! Our lobby hours run from Monday to Friday, opening at 9:00 AM and closing at 5:00 PM. Whether you're stopping in for a quick question or need help with your accounts, our friendly staff is ready to assist you.

Services Offered

At Peach State, we offer a variety of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to vehicle financing and mortgages, we've got you covered. Plus, our drive-thru service makes it easy for those on the go just pop in for quick deposits and withdrawals without leaving your car! If you're looking for ATM access, you'll be pleased to know that we have that available too. Additionally, if you're a member of another participating credit union, feel free to take advantage of our shared service center for even more banking flexibility.

Member Eligibility

At Peach State, we believe that becoming a member is like joining a warm, welcoming family where your financial well-being is our top priority. If you're interested in joining us, you'll be pleased to know that eligibility is straightforward and accessible. Generally, anyone who lives, works, worships, or attends school in Walton County can become a member. We also welcome immediate family members of existing members! This inclusive approach means you can enjoy all the fantastic benefits we offer, from personalized banking services to competitive loan rates and a community-focused atmosphere. To learn more about the specific eligibility criteria and ensure you meet the requirements, we invite you to visit our detailed resource at https://www.peachstatefcu.org/membership. Once you're ready to take the next step toward membership, opening an account with us is simple! You can find all the information you need about starting your journey on our account opening page at https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (770) 207-3099. We're here to help!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Imagine having a reliable partner that helps you process payments quickly and efficiently. Our tools are designed to enhance your customer experience while streamlining your operations. Located at 1307 W Spring St Monroe Ga 30655, Monroe, GA, our team is ready to help you explore the best options for your business. Reach out today at (770) 207-3099, and let's talk about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Peach State offers comprehensive business banking services, including merchant services and business loans. We aim to support local businesses by providing the resources they need to thrive in today's economy.

Convenient Access

To make banking as convenient as possible, we provide ATM and cash withdrawal services along with basic drive-thru banking for quick transactions like deposits or withdrawals. If you're a member of a partner credit union, our shared branching system allows for simple transactions as well. Our commitment extends beyond just traditional banking; we also offer features like electronic signatures and e-statements to enhance your experience further. With options for person-to-person payments, transferring money has never been easier!

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn points for everyday purchases. Whether it's groceries or gas, these rewards can help you save on future expenses or even treat yourself!

Get Started Today!

Ready to explore all that Peach State has to offer? Call us at 770-207-3099 or visit us at our Monroe branch during lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Discover how we can assist you on your financial journey today! For more information about membership eligibility or opening an account, visit our website at Peach State. We look forward to serving you!

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing solutions ensure that you find the right fit for your budget. We understand that buying a house is one of the biggest decisions you'll make, and our friendly team will guide you every step of the way.

Personal Banking Services

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking options are designed to fit various lifestyles and preferences. Imagine having the flexibility to manage your finances easily through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. If you're considering buying a new car or refinancing your current auto loan, our auto loans and vehicle financing options provide competitive rates that make it easier for you to drive away in your dream vehicle. Need extra cash? Our personal loans and debt consolidation services can help you take control of your finances while simplifying monthly payments.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.peachstatefcu.org/, you can access your accounts from the comfort of your home or on the go. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface makes it simple and straightforward.

Easy Payments

While mobile payments aren't currently offered at Peach State, we're focused on providing features that enhance your banking experience. With real-time account management through our online platform and mobile app, you can stay updated on all your transactions easily. In short, Peach State is dedicated to providing accessible and easy-to-use digital banking solutions that empower you to take control of your finances confidently. Explore all these great features today by visiting us online!

Mobile Banking at Your Fingertips

For those who prefer banking on the go, our mobile application is available for download, giving you full access to your accounts right from your smartphone. You can also make person-to-person transfers effortlessly, allowing you to send money to friends and family in just a few taps.

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents digitally, ensuring your transactions are both secure and efficient. Plus, our members enjoy e-statements, which provide a quick and eco-friendly way to keep track of their financial activity without the clutter of paper statements.

Financial Strength

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your trust and savings. That's why we're proud to share insights into our financial strength, which reflects our commitment to serving you effectively. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is highlighted by $80,660 in used auto loans and $666,739,532 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $2,148,186, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $21,386,301. Total Share Accounts: 169,897, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 1307 W Spring St Monroe Ga 30655 or call (770) 207-3099 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We offer flexible terms and quick approval processes, making it easier for you to drive away in your new vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. We recognize that running a business comes with its own challenges, and we're here to support you with financing solutions designed for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We provide various mortgage products tailored to meet different financial situations. Our experienced staff will guide you through the process, ensuring you understand your options every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about eligibility options, our team is ready to assist. We can help you explore various refinancing strategies that might lower your payments or consolidate debt effectively. At Peach State, we aim to simplify the borrowing experience while providing you with transparent information about your financial options. You can reach us at (770) 207-3099 if you have questions or would like to discuss which loan product best suits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1307 W Spring St Monroe Ga 30655 in Monroe, GA, or check out our website for more details on all our loan offerings!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can help you save while spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that the information you see is accurate and up-to-date. No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed choices without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options. This feature helps in making informed decisions without delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PEACH STATE FEDERAL CREDIT UNION - Monroe, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Monroe, GA (30655)

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Modern Banking Experience

Our Mission

Branch Location & Accessibility

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking Solutions

Convenient Access

Credit Cards and Rewards

Get Started Today!

Home Financing

Personal Banking Services

Digital & Online Banking

Convenient Online Banking

Easy Payments

Mobile Banking at Your Fingertips

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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