Peach State Credit Union Loganville GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Peach State, your trusted credit union located at 107 Lee Byrd Rd, Loganville, GA 30052. Since our establishment in 1961, we have been dedicated to serving our community with personalized financial services and a commitment to enhancing the lives of our 77,948 members. With total assets exceeding $1,026,377,700 and total deposits reaching $161,341,323, we pride ourselves on our financial strength and stability. At Peach State, we understand that every member's journey is unique. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we are here to help you navigate your financial options with ease. Our experienced team of 260 employees, led by CEO R. Marshall Boutwell and Board President David Welden, is always ready to provide the guidance you need. While you can visit us at our Loganville branch for all your banking needs, please remember that official correspondence should be sent to our mailing address: 107 Lee Byrd Road, Loganville, GA 30052. We believe in making banking accessible and convenient for everyone in our community. With features like online banking and ATMs available at our branch, managing your finances has never been easier. Plus, we're proud to offer services that include personal loans, credit cards with rewards, and basic drive-thru banking. If you're ready to take the next step toward achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at 770-466-9223 or visit our website at Peach State today. Your journey towards better financial health starts here!

Branch History & Mission

Community Focus

At Peach State, we believe that financial success goes hand-in-hand with community growth. Our mission extends beyond just providing banking services; it encompasses supporting local initiatives and outreach programs that uplift our neighborhoods. We are proud partners in various community events and activities that foster connection and support among residents. While members can visit us at 107 Lee Byrd Rd for all their banking needs including drive-thru services we also offer shared service centers for added convenience. If you need to send official correspondence or documents, please direct them to our mailing address at 107 Lee Byrd Road, Loganville, GA 30052.

Join Us

With operating hours Monday through Friday from 9:00 AM to 5:00 PM and ATM availability for quick cash access, Peach State is here for you when you need us most. Our commitment to ADA compliance ensures that everyone can comfortably access our services. As we look ahead, we invite you to join the Peach State family and experience firsthand the benefits of being part of a community-focused credit union. Whether you're looking for savings accounts or loans designed for your needs, we are here every step of the way. For more information on how you can become a member or explore our offerings further, visit us at peachstatefcu.org or call us at 770-466-9223 today! Together, let's achieve financial success while strengthening our community bonds.

Our Journey

Peach State began with a simple mission: to provide affordable financial services to those in need. As we evolved through the decades, our commitment to this mission has only strengthened. We understand that each member has unique financial needs and challenges. That's why we offer a wide range of services, including personal banking, auto loans, mortgage loans, business banking solutions, and online banking options tailored to fit your lifestyle. Our headquarters in Lawrenceville serves as the backbone of our operations. With dedicated staff who prioritize service excellence, we ensure every member feels valued and supported. In addition to traditional banking methods, we have embraced technology with features like online banking and mobile applications to keep pace with our members' evolving needs.

Branch Location & Accessibility

Convenient Access and Amenities

At Peach State, we prioritize making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our facilities with ease. We also offer ample parking space, so you won't have to worry about finding a spot when you visit us. For those who prefer quick transactions, we have a drive-thru service available. This allows you to conduct simple banking operations without leaving your vehicle. Plus, our ATM is accessible around the clock, giving you the flexibility to manage your finances at any hour.

Friendly Service Hours

We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. Our dedicated staff is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. If you ever need to send us official correspondence, please note that while our branch address is 107 Lee Byrd Rd, official mail should be directed to 107 Lee Byrd Road, Loganville, GA 30052.

Visit Us Today!

Whether you're looking for financial advice or need help with transactions, we invite you to stop by Peach State today! If you have any questions or need assistance before visiting, feel free to give us a call at 770-466-9223. We look forward to welcoming you into our community!

Member Eligibility

At Peach State, we believe that everyone deserves a financial partner who truly cares. Joining our community is straightforward and welcoming! To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in certain areas of Georgia, you're likely eligible to join us. We want to support your financial journey, whether you're saving for a dream home or looking for the best loan options. You can find all the specifics about eligibility by visiting https://www.peachstatefcu.org/membership. Opening an account with us is just as easy. We're here to help you through every step of the process. If you have questions or need assistance, don't hesitate to reach out at (770) 466-9223. Our doors are always open at 107 Lee Byrd Rd Loganville Ga 30052, and we look forward to welcoming you into our family! For more information on how to open an account, check out this link: https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a seamless checkout experience that not only enhances customer satisfaction but also boosts your sales. Our merchant services make it easy for businesses to accept payments efficiently. From credit card processing to online payment solutions, we provide the tools necessary for you to run your operations smoothly. Located at 107 Lee Byrd Rd Loganville Ga 30052 in Loganville, GA, our team is ready to partner with you on your journey. Reach us at (770) 466-9223 during our operating hours from Monday to Friday, 9 AM to 5 PM. Let's work together to elevate your business!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we aim to provide support that helps you thrive.

Convenient Access Options

Your convenience matters to us! At Peach State, we offer an array of access options including ATMs and drive-thru banking services for quick deposits and withdrawals. If you're a member of another participating credit union, take advantage of our Basic Shared Branch Transactions where you can perform deposits and withdrawals seamlessly. We invite you to experience all that Peach State has to offer by visiting us at our Loganville branch or giving us a call at 770-466-9223 during lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Discover how easy it is to manage your finances with Peach State today! For more information about our services and how we can help you achieve financial success, visit us online at Peach State.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our Credit Cards with Rewards program allows you to earn points on every purchase. These points can be redeemed for various perks such as travel discounts or cashback offers, making everyday purchases even more rewarding.

Loans Tailored for Your Needs

If you're looking to purchase a new vehicle or refinance an existing loan, our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms. Whether it's a new car or a used one, we're here to help you drive away in style without breaking the bank. For those considering homeownership, our Mortgage Loans & Refinancing solutions can assist you in finding the perfect mortgage plan suited for your budget. And if you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are designed to provide relief and support.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that can make managing your finances easier and more efficient. With our Checking & Savings Accounts, you can choose the account type that best fits your lifestyle, allowing for hassle-free transactions and easy access to your funds. Imagine being able to check your balance or transfer money right from your smartphone through our Online & Mobile Banking services. Plus, with features like electronic statements and person-to-person payments, staying on top of your finances has never been simpler.

Digital & Online Banking

Key Features of Our Online Services

Our online banking platform offers a user-friendly interface that makes navigation a breeze. You can easily check your account balance, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, we provide e-statements so you can view your account statements digitally no more clutter! Need to send money to friends or family? With our person-to-person transfers feature, you can quickly send funds right from your account without any hassle. And for those who are always on the go, our mobile application is available for download, giving you even more control over your finances right from your smartphone.

Security You Can Trust

At Peach State, your security is our priority. We offer electronic signature authorization for transactions, adding an extra layer of protection when you're conducting business online. You can rest easy knowing that your sensitive information is safe with us. In today's fast-paced world, having access to efficient banking tools is essential. With our convenient mobile payments feature coming soon and real-time account management options, you'll have everything you need to stay organized and in control of your finances. Experience the ease of banking at Peach State. For more details about our digital services and to get started today, visit us at https://www.peachstatefcu.org/!

Financial Strength

Lending Capacity

Our commitment to supporting your financial goals is evident through our lending capacity. We offer $80,660 in used auto loans and have a total of $666,739,532 in loans and leases available for our members across various sectors.

Member Savings Security

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts stand at 169,897, demonstrating a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $21,386,301, further indicating our capacity to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 107 Lee Byrd Rd Loganville Ga 30052 or call (770) 466-9223 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,148,186 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we proudly employ 247 full-time employees and 13 part-time employees who are dedicated to serving you with expertise and care.

Reinvesting in You

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach ensures that as our credit union grows, so do the benefits you receive as a member.

Solid Foundation

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget. Plus, if you're interested in refinancing your existing auto loan, we have options available to help lower your payments.

Commercial Loans

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand your business. We work closely with local entrepreneurs to understand their specific needs and deliver solutions that drive success. At Peach State, we pride ourselves on providing excellent service and support. If you're interested in learning more about our loan offerings or would like assistance with your application, don't hesitate to reach out at (770) 466-9223. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We offer competitive rates and personalized support throughout the application process. If you're unsure about eligibility or need assistance with refinancing, our team is here to guide you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you're comparing are valid and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can make decisions based solely on what's best for your financial situation. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. This feature allows you to spot trends and take advantage of favorable conditions in the market. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering tangible benefits. Take control of your financial future by comparing real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information you receive is not only accurate but also reliable.

PEACH STATE FEDERAL CREDIT UNION - Loganville, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Loganville, GA (30052)

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Branch Location & Accessibility

Convenient Access and Amenities

Friendly Service Hours

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access Options

Credit Cards with Rewards

Loans Tailored for Your Needs

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Online Services

Security You Can Trust

Financial Strength

Lending Capacity

Member Savings Security

Member Trust

Operational Efficiency

Reinvesting in You

Solid Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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