Peach State Credit Union Lawrenceville GA

Introduction

Welcome to Peach State at our Lakes Parkway branch, located at 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043. Established in 1961, we have been dedicated to serving our community for over six decades, and today we proudly support a membership of 77,948 individuals. At Peach State, we believe in building lasting relationships with our members while providing financial products that cater to their unique needs. As a trusted financial partner, we manage total assets of $1,026,377,700 and hold deposits totaling $161,341,323. Our commitment extends beyond numbers; we aim to enrich the lives of our members through personalized service and community involvement. With a dedicated team of 260 employees, led by our CEO R. Marshall Boutwell and Board President David Welden, we're here to ensure you receive the support you need. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043-5883. Whether you're looking for a loan of which we have issued a total of 133,554 or simply want to learn more about our services, we invite you to explore what Peach State has to offer. With a net worth of $86,140,167 and cash reserves amounting to $11,542,115, your finances are in good hands. Feel free to reach out via phone at 678-889-4328 or visit our website at Peach State FCU for more information. We're excited to be part of your financial journey!

Branch History & Mission

At Peach State, we take pride in our rich history and unwavering commitment to the community of Lawrenceville, GA. Since opening our doors in 1961, we have grown alongside our members, transforming from a small credit union into a trusted financial partner with over 77,000 members and total assets exceeding $1 billion. Our branch is located at 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043, a vibrant area that reflects the spirit of our community. Peach State's mission is simple yet powerful: to provide exceptional financial services while enhancing the quality of life for all our members. We believe that everyone deserves access to affordable banking options and personalized support. Our team works tirelessly to offer a range of services tailored to meet the diverse needs of our members from loans and savings accounts to digital banking solutions that make managing finances easier than ever. Over the years, we've embraced advancements in technology, ensuring that our services are not only accessible but also user-friendly. Our online banking platform allows members to manage their accounts anytime, anywhere. Although we currently do not have ATM or drive-thru services available at this branch, we are dedicated to improving accessibility and service delivery for all members. Our commitment goes beyond just providing financial products; we strive to be a pillar of support in Lawrenceville. Through various community outreach initiatives and partnerships, we aim to uplift those around us and foster a culture of financial literacy and empowerment. Whether it's hosting workshops or participating in local events, Peach State is always looking for ways to give back. As we look ahead, we invite you to join our family at Peach State. Experience the difference of being part of a credit union that truly cares about its members and community. If you're ready to take control of your financial future with a supportive partner by your side, contact us today at 678-889-4328 or visit us online at Peach State. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility and Convenience

At Peach State, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to make your visit as smooth as possible. Plus, with our convenient location, you'll find ample parking available right outside the entrance.

Operating Hours and Services

We're here for you Monday through Friday from 8:00 AM to 5:30 PM. Our dedicated staff is ready to assist you during these hours with a range of services tailored to meet your financial needs. While we currently do not have ATM services or a drive-thru banking option, our team is always available to help you with transactions inside the branch. If you're curious about what services we offer or need assistance with your account, don't hesitate to give us a call at 678-889-4328. We're always eager to help!

Visit Us Today!

Whether you're an existing member or looking to join our community, we invite you to stop by and see how Peach State can support your financial journey. Come experience the welcoming atmosphere of our Lawrenceville branch today!

Member Eligibility

Becoming a member of Peach State means joining a community that truly cares about your financial well-being. If you're looking to enhance your banking experience, you'll be glad to know that eligibility is open to individuals who live, work, or worship in Gwinnett County and surrounding areas. Additionally, family members of existing members are also welcome to join us! By choosing Peach State, you gain access to a range of personalized financial services designed to help you achieve your goals whether that's saving for a dream vacation, buying a home, or planning for retirement. Getting started is easy! Simply visit our website at https://www.peachstatefcu.org/membership for more details on how you can become part of our family. If you have questions or need assistance, don't hesitate to call us at (678) 889-4328. We're here to guide you through the account opening process and make sure you feel right at home with us at 1505 Lakes Pkwy Ste 100 Lawrenceville Ga 30043.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine effortlessly processing payments while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments conveniently and securely. This means faster checkouts and happier customers, ultimately boosting your bottom line. Located at 1505 Lakes Pkwy Ste 100 Lawrenceville Ga 30043 in Lawrenceville, GA, we are here to help you succeed. Reach out at (678) 889-4328 to learn more about how our tailored solutions can empower your business.

Comprehensive List Of Services

A Community Commitment

As a member of Peach State, you're not just a number; you're part of a community focused on growth and support. We strive to create an environment where members feel valued and empowered in their financial journeys. Whether it's through personalized service or community engagement initiatives, we aim to foster relationships that last a lifetime. In summary, Peach State offers essential services like ATM Services, alongside modern digital conveniences tailored for every lifestyle. Visit us at 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043 or call us today at 678-889-4328 to learn more about how we can help you navigate your financial future confidently!

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why at Peach State, we have embraced digital banking features that allow you to manage your finances from anywhere. With online banking and mobile applications, checking your account balance, transferring funds, or paying bills can be done with just a few clicks. Our commitment to providing easy access means you can handle your banking needs on your schedule.

Member-Centric Approach

We believe in putting our members first. Our team is always ready to assist you with any questions or concerns you may have regarding our services. If you're unsure about which service fits your needs best, feel free to reach out at 678-889-4328. We're here to help guide you through our offerings and find the perfect match for your financial situation.

Tailored Financial Solutions

Whether you're looking for assistance with everyday banking or planning for significant life events, our services cater to both personal and business needs. We understand that everyone has unique circumstances, which is why we offer flexible solutions. For instance, if you're on the go and need quick access to funds, our ATM Services ensure you can easily withdraw cash or check your balance without any hassle.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which allows you to sign important documents digitally. This means less paperwork and more efficiency in handling your banking needs. We also provide e-statements, making it easy for you to track your financial activity without the clutter of physical statements. If you're looking for flexibility in payments, our person-to-person transfer feature lets you send money to friends or family quickly and securely. And with our mobile application available for download, managing your accounts has never been easier whether you're at home or out and about. While mobile payments are not currently available, our commitment to security remains strong across all platforms. You can trust that your information is safe with us, allowing you to bank confidently. In summary, Peach State offers a comprehensive suite of digital banking tools tailored to fit your lifestyle. With real-time account management and easy accessibility, we are here to help you take charge of your finances effortlessly. Visit us today at https://www.peachstatefcu.org/ and experience the future of banking!

Financial Strength

Community Trust

We have established a strong member base with a total of 169,897 accounts. This shows the trust that our community places in us as their go-to financial institution. With net shares available for lending and investments totaling $21,386,301, we are well-equipped to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 1505 Lakes Pkwy Ste 100 Lawrenceville Ga 30043 or call (678) 889-4328 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,660 in used auto loans and $666,739,532 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We also provide options for refinancing if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other business expenses, our team can assist you in finding the right solution.

Credit Lines

Additionally, we offer credit lines totaling $143,827,720, providing you with flexibility and peace of mind when unexpected expenses arise. At Peach State, we prioritize our members' financial well-being by offering personalized service and competitive rates. If you're interested in learning more about eligibility options or starting your application process, visit us online or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find a mortgage that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results, so you can find what truly meets your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you compare options quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and reliable this tool can be in navigating the loan landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that you receive fair and transparent offers every time you use the service.

PEACH STATE FEDERAL CREDIT UNION