Peach State Credit Union Jefferson GA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Peach State, your trusted financial partner in Jefferson, GA! Located at 948 Lee St, our branch has been proudly serving the community since 1961. With a strong commitment to our members, we have grown to support over 77,948 individuals who rely on us for their banking needs. Our total assets now stand at an impressive $1,026,377,700, reflecting our dedication to providing robust financial services. At Peach State, we understand that every member has unique goals and dreams. That's why we offer a range of services tailored just for you from personal banking and auto loans to mortgages and business banking solutions. Our members benefit from $161,341,323 in total deposits and enjoy the security of a net worth of $86,140,167. While members can visit us at our branch location, official correspondence should be sent to 948 Lee Street, Jefferson, GA 30549. We invite you to come meet our friendly team led by CEO R. Marshall Boutwell and Board President David Welden, who are both deeply committed to ensuring you receive the best possible service. Whether you're looking to open a new account or explore loan options our experienced staff is here to assist you! Feel free to reach out at 706-387-0231 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today at Peach State and experience firsthand how we can help you achieve your financial aspirations! Visit us online at Peach State for more information about membership and services. Your journey towards financial success starts here!

Branch History & Mission

Community Focus

In addition to our core services, Peach State actively participates in local initiatives that enhance the quality of life for residents. We are proud partners with various organizations that promote education, health, and economic development in Jefferson and surrounding areas. Our shared service center also allows members from partner credit unions to access vital banking services easily. While members can visit us at 948 Lee St, official correspondence should be sent to 948 Lee Street, Jefferson, GA 30549 if different address details apply.

Join Us Today!

We invite you to become part of the Peach State family. Experience firsthand how we blend exceptional financial services with a strong sense of community. If you're ready to take control of your financial future or want more information about what we offer, don't hesitate to reach out! Call us at 706-387-0231 or visit our website today! Together, let's build a brighter future for Jefferson and beyond.

Modern Banking Solutions

As part of our commitment to member convenience, we have embraced digital advancements. Our online banking platform allows members to manage their accounts anytime and anywhere. Features like mobile app access and e-statements provide a seamless banking experience tailored to modern lifestyles. Plus, with ADA compliance in place, we ensure that all members can access our services without barriers.

The Story of Growth

Peach State has evolved significantly since its founding. Over the years, we have expanded our services and enhanced our offerings to meet the changing needs of our members. With total assets now exceeding $1 billion, we are well-equipped to provide a wide range of financial solutions from personal checking and savings accounts to auto loans and mortgages. Our growth reflects our dedication to helping our members achieve their financial goals. Our mission is clear: we aim to deliver exceptional financial services while fostering community support. We believe that by empowering individuals with sound financial advice and resources, we can contribute to the overall well-being of the Jefferson community. Whether through educational workshops or local partnerships, Peach State is committed to making a positive impact.

Branch Location & Accessibility

Get in Touch!

Have questions or need more information? Feel free to give us a call at 706-387-0231. We invite you to stop by and discover how Peach State can support your financial journey today!

Nearby Landmarks and Accessibility

Situated near local favorites like the Jefferson Community Center and just a short drive from downtown Jefferson, our location is perfect for those who want to combine errands with banking. We offer ample parking space and are fully ADA-compliant, ensuring that everyone can access our services comfortably.

Operating Hours & Services

We understand that life can get busy, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you need to make a deposit, apply for an auto loan, or simply check your balance, our friendly staff is ready to assist you during these hours. In addition to our welcoming lobby, we also provide convenient drive-thru banking for quick transactions and an ATM on-site for your cash withdrawal needs. Plus, if you're a member of another participating credit union, you can take advantage of shared services right here at our branch! While members can visit us at 948 Lee St, official correspondence should be sent to the same address: 948 Lee Street, Jefferson, GA 30549.

Member Eligibility

Joining the Peach State family is more than just opening an account it's about becoming part of a warm and welcoming community dedicated to your financial well-being. At our Jefferson branch, located at 948 Lee St Jefferson Ga 30549, we invite individuals who live, work, or worship in certain areas of Georgia to apply for membership. If you're a family member of an existing Peach State member, you're also eligible! This inclusive approach ensures that everyone has access to our personalized services and benefits, which include competitive rates on loans and savings accounts, exceptional customer service, and a range of financial products tailored to your needs. Getting started is easy! To learn more about the specific eligibility criteria, feel free to visit our website at Peach State Membership. Once you determine that you're eligible, check out the simple process for opening an account at Account Opening Details. If you have any questions or need assistance, don't hesitate to give us a call at (706) 387-0231. We're here to help you take this exciting step toward better financial health!

Business Banking & Commercial Services

Financing Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services offer reliable solutions that allow you to accept payments quickly and securely. Whether you have a brick-and-mortar store or operate online, we provide the tools you need to manage transactions effortlessly. This means more time focusing on what really matters growing your business. Visit us at 948 Lee St Jefferson Ga 30549 in Jefferson, GA, or call us at (706) 387-0231 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

Need cash in a pinch? Our branch provides comprehensive ATM services, ensuring you can easily access funds when necessary. Alongside this service, our drive-thru banking offers quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking Services

For our business members, we provide essential business banking services including merchant services and business loans to help you grow your operations. We recognize the unique challenges businesses face and are here to offer support every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features allowing you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills online, you'll find everything you need at your fingertips.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why our personal banking options include various checking and savings accounts that make it easy to keep track of your money. If you're dreaming of a new car, consider our auto loans and vehicle financing plans that offer competitive rates. For those big life moments, such as buying a home, our mortgage loans and refinancing solutions can help make the process smooth and straightforward. And if you need extra funds for unexpected expenses or debt consolidation, our personal loans are available to assist you.

Rewarding Credit Card Options

At Peach State, we know that every little benefit counts. That's why we offer credit cards with rewards tailored to fit your lifestyle. Earn points on everyday purchases which can be redeemed for travel, cash back, or other perks that enhance your financial experience.

Shared Branch Transactions

If you're a member of one of our partner credit unions, we make it easy for you with basic shared branch transactions like deposits and withdrawals. This means even while traveling or away from home, you can still access your money conveniently. If you're ready to explore all these great services and more at Peach State in Jefferson, don't hesitate to reach out! Call us at 706-387-0231, visit our website at peachstatefcu.org, or drop by during lobby hours from Monday to Friday between 9 AM and 5 PM. We're excited to help you achieve your financial goals!

Digital & Online Banking

Key Features

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been more convenient. For those times when you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends or family directly from your account. Security is a top priority for us. Our electronic signature authorization ensures that all your transactions are safe and verified, giving you peace of mind every time you log in. Plus, with e-statements available, you'll receive your account statements electronically no more paper clutter!

Mobile Banking Made Easy

For members who prefer using their smartphones, our mobile application provides all the features of online banking right in your pocket. You can easily manage your accounts, deposit checks, and make payments on the go. While mobile payments are not currently offered, our app allows for quick and easy access to all other essential services. In today's fast-paced world, having real-time account management is crucial. With Peach State, you can enjoy hassle-free banking that fits seamlessly into your lifestyle. Experience the convenience and security of our digital banking services today!

Financial Strength

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we can support your needs and aspirations. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is demonstrated by the $80,660 in used auto loans and $666,739,532 in total loans and leases available for our members. Our operational efficiency is reflected in our $2,148,186, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees who are dedicated to serving you with expertise and care. Net Shares (Funds available for lending and investments): $21,386,301. Total Share and Deposit Accounts: 169,897, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 948 Lee St Jefferson Ga 30549 or call (706) 387-0231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. Whether it's for a brand-new vehicle or a reliable used one, we provide flexible financing options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand your business. We understand that every business is unique and are here to support your journey toward success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. These cards come with various benefits to help you stay on top of your spending while building credit.

Eligibility and Refinancing Options

Our team is here to guide you through eligibility requirements and refinancing options that may be available for each type of loan. We encourage you to explore how our products can benefit you by visiting our website or calling us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all these possibilities today with Peach State! Your financial future starts here let's work together to make it brighter.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, ensuring that your dream home is within reach. We also provide refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to find the best options quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh effectively supports its users in achieving significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PEACH STATE FEDERAL CREDIT UNION - Jefferson, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Jefferson, GA (30549)

Introduction

Branch History & Mission

Community Focus

Join Us Today!

Modern Banking Solutions

The Story of Growth

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Financing Options That Empower Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

Business Banking Services

Convenient Digital Banking Features

Personal Banking Solutions

Rewarding Credit Card Options

Shared Branch Transactions

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Eligibility and Refinancing Options

Mortgage Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Key Benefits of Using LendMesh

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