Peach State Credit Union Eatonton GA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Peach State, your trusted financial partner located at 1076 Greensboro Rd, Eatonton, GA 31024. Since our establishment in 1961, we have been dedicated to serving our community and supporting our members with a wide range of banking solutions. With over 77,948 members and total assets reaching an impressive $1,026,377,700, we take pride in offering personalized services that cater to your financial needs. At Peach State, we believe in empowering our members through financial education and support. Our commitment is reflected in our robust portfolio, which includes 133,554 loans and total deposits of $161,341,323. Additionally, with a net worth of $86,140,167, you can trust that your finances are in safe hands. While members can visit us at our branch location for everyday banking needs, any official correspondence should be sent to our mailing address: 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043. We understand the importance of accessibility; that's why we offer services like drive-thru banking for quick transactions. Our dedicated team of 260 employees, led by CEO R. Marshall Boutwell and Board President David Welden, is here to assist you every step of the way. Whether you're looking for personal banking options or business loans, we have a variety of products designed just for you. Ready to take the next step? Feel free to give us a call at 706-485-2039 or explore more about what we offer on our website: www.peachstatefcu.org. Join us today and experience the difference with Peach State!

Branch History & Mission

Community Engagement

Peach State believes in giving back. We actively participate in community outreach efforts aimed at enhancing local lives through partnerships with schools and organizations. By supporting initiatives that promote financial literacy and economic empowerment, we hope to create a brighter future for all.

Join Us

As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of being a part of Peach State Credit Union. Whether you're seeking personal banking solutions or looking for ways to give back to your community, we are here for you every step of the way. For more information or assistance, feel free to reach out at 706-485-2039 or visit us online at Peach State. Together, let's build a prosperous future!

Our Mission

At Peach State, our mission is straightforward yet profound: to improve the financial well-being of our members and contribute positively to the communities we serve. We understand that true success is not just about financial transactions; it's about building relationships based on trust and mutual respect. We are committed to ensuring that everyone has access to quality financial services while fostering an environment where every member feels valued. By offering tools such as online banking and mobile applications, we are making it easier than ever for members to manage their finances from anywhere.

Our Story

From humble beginnings, Peach State has evolved into a trusted partner for our members. We have dedicated ourselves to providing personal banking services that cater to the diverse needs of our community. Over the years, we have expanded our offerings to include auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each service is designed with the goal of helping our members achieve their financial dreams. Our journey reflects not just growth in numbers but also in impact. We are proud to offer drive-thru banking services for convenience and accessibility, as well as shared service center options for those who may need additional assistance. While members can visit us at 1076 Greensboro Rd, official correspondence should be sent to 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043.

Branch Location & Accessibility

Accessibility Features

At Peach State, we believe in making banking accessible for everyone. Our branch is fully ADA-compliant, featuring ramps and designated parking spaces for those who need them. Whether you're coming in for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to call us at 706-485-2039. We're here to support you every step of the way! So come on down to Peach State at 1076 Greensboro Rd in Eatonton! We look forward to serving you and helping you achieve your financial goals!

Nearby Landmarks

You can spot us right by the vibrant Lake Oconee area, making it a great stop whether you're heading to the lake for some fun or returning home. Plus, there's ample parking available, so you can visit us without any hassle.

Operating Hours

We understand that your schedule can be busy. That's why we're open Monday through Tuesday and Thursday through Friday from 9 a.m. to 5 p.m., and on Wednesdays from 10 a.m. to 5 p.m. This gives you plenty of time to drop by whenever it's convenient for you!

Services Offered

While you're here, take advantage of our wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. If you're pressed for time, don't worry! Our drive-thru service is available for quick transactions such as deposits and withdrawals. Additionally, we are proud to offer shared services for partner credit union members making it easier than ever to handle your banking needs with us.

Member Eligibility

At Peach State, we believe that everyone deserves a chance to be part of a supportive community where your financial needs are prioritized. Joining us is easier than you might think! If you're a resident of Putnam County or have family members who are already members, you're likely eligible to become one of us. Whether you're looking for personal banking services, loans, or simply a friendly place to manage your finances, we welcome you with open arms. For a complete rundown of eligibility requirements, feel free to check out the details at https://www.peachstatefcu.org/membership. Ready to take the next step? Opening an account at Peach State is straightforward and convenient. Simply visit our website or give us a call at (706) 485-2039 for any assistance you need during the process. We're here to help you every step of the way as you embark on this exciting journey with us at 1076 Greensboro Rd Eatonton Ga 31024!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments easily whether it's through credit cards or online transactions. This convenience not only enhances customer satisfaction but also helps you focus on what you do best: running your business. Located at 1076 Greensboro Rd Eatonton Ga 31024 in Eatonton, GA, we're here to partner with you on your journey toward success. For more information, call us at (706) 485-2039 or visit our website at https://www.peachstatefcu.org/. Let's work together to turn your business goals into achievements!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Peach State, we provide competitive auto loans and vehicle financing solutions that make getting behind the wheel easier than ever. Imagine driving off in your dream car without breaking the bank our flexible terms ensure you find a loan that suits your budget.

Business Banking

If you're a business owner, Peach State offers specialized services just for you. From merchant services that facilitate transactions seamlessly to business loans that help fuel growth, we're here to support your entrepreneurial journey. Think about how much easier managing finances can be when you have the right partner by your side.

Convenient Banking Features

We understand that life is busy; that's why we provide essential services like ATM access and cash withdrawal options through our drive-thru banking facility. Even if you're on the go, basic shared branch transactions are available for members of partner credit unions. Whether you're visiting us in person at Eatonton or accessing our services online, we aim to make banking as simple as possible. For any questions or assistance, don't hesitate to reach out at 706-485-2039. Ready to explore what Peach State has to offer? Visit us today or check out our website at Peach State FCU for more details!

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards come with enticing benefits. Imagine earning points on everyday spending that can be redeemed for travel, merchandise, or cash back. It's an easy way to make the most out of your purchases while enjoying financial flexibility.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. If you're looking to buy a home or refinance your existing mortgage, we'll guide you through every step of the process. With personalized service and competitive rates, you'll feel confident in making one of life's biggest investments.

Personal Banking

When it comes to personal banking, we offer various options including checking and savings accounts that fit different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features designed for your convenience. Need quick access to funds? Our online and mobile banking services allow you to manage your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those costs or consolidate existing debt into manageable payments. Picture freeing yourself from high-interest debts while gaining peace of mind our team is here to support you every step of the way.

Digital & Online Banking

Key Services Available

Our online banking service is available 24/7 at https://www.peachstatefcu.org/. Whether you're checking your balance, transferring funds, or paying bills, our platform is designed for ease of use. You can also take advantage of electronic signature authorization, allowing you to complete important transactions without the hassle of paperwork. If you're looking to go green, you'll appreciate our e-statements feature. Opting for e-statements not only reduces paper waste but also gives you quick access to your account statements whenever you need them. And if you're on the go, don't worry! Our mobile application makes banking even easier. You can manage your accounts right from your smartphone, making it simple to stay on top of your finances.

Secure Transactions Made Easy

We prioritize security in everything we do. With features like person-to-person transfers, sending money to friends or family is just a few taps away no need for cash or checks. Plus, if you're ever unsure about a transaction or need assistance, our support team is always ready to help. At Peach State, we believe that banking should fit into your lifestyle. With our mobile payments feature coming soon and all the conveniences offered through our digital services, managing your finances has never been easier. Experience the freedom of banking on your terms with us!

Financial Strength

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which highlights our commitment to serving you with confidence and trust. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $80,660 in used auto loans and $666,739,532 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is showcased by a net income of $2,148,186, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $21,386,301. Total Share and Deposit Accounts: 169,897, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 1076 Greensboro Rd Eatonton Ga 31024 or call (706) 485-2039 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options tailored for both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. Whether you need funds for equipment or working capital, our team is here to guide you through the process. At Peach State located at 1076 Greensboro Rd Eatonton GA 31024, we're committed to helping our members navigate their financial journeys with confidence. If you have questions about eligibility or want to learn more about our loan offerings, feel free to give us a call at 706-485-2039. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your options today and see how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We offer competitive rates and various plans to suit your budget. If you're interested in refinancing your current mortgage, we have options available that could lower your monthly payments and save you money over time.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make spending easier without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender featured on LendMesh has been vetted for reliability, guaranteeing that the information provided is both accurate and trustworthy.

PEACH STATE FEDERAL CREDIT UNION - Eatonton, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Eatonton, GA (31024)

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Accessibility Features

Contact Us

Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Banking Features

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services Available

Secure Transactions Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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