PEACH STATE FEDERAL CREDIT UNION

Welcome to Peach State, your trusted partner in financial services located at 5381 Panola Industrial Blvd, Decatur, GA 30035. Since our establishment in 1961, we have been dedicated to serving our community with reliable banking solutions tailored for you. With a robust membership of 77,948 and total assets reaching an impressive $1,026,377,700, we pride ourselves on being more than just a credit union; we're a part of your financial journey. At Peach State, we understand the unique needs of our members. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. Our total deposits stand at $161,341,323, reflecting the trust our members place in us every day. With a net worth of $86,140,167 and $11,542,115 in cash on hand, we're well-equipped to support your financial aspirations. Our leadership team is committed to ensuring that every member feels valued. Under the guidance of CEO R. Marshall Boutwell and Board President David Welden, we strive to foster a welcoming environment where you can achieve your goals. While members can visit us at our branch location for all their banking needs including drive-thru services on Saturdays official correspondence should be sent to our mailing address: 5381 Panola Industrial Blvd, Decatur, GA 30035. Join us today at Peach State! Feel free to call us at 770-518-7500 or explore our website at Peach State for more information on how we can help you achieve your financial dreams. We're here for you every step of the way!

Becoming a member of Peach State is like stepping into a community where your financial well-being matters. If you live, work, or worship in the areas we serve, or if you're a relative of an existing member, you're likely eligible to join us! This means that whether you're looking for personal banking solutions, auto loans, or just want to feel part of something greater, we've got you covered. At Peach State, we believe in supporting our members through every financial journey with personalized service and great products. To get started on your path to membership, simply check out the eligibility details at https://www.peachstatefcu.org/membership . You'll find everything you need to know about joining our friendly family. And when you're ready to open an account, visit us at https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan ?hslang=en for a smooth process. If you have any questions or need assistance, feel free to give us a call at (770) 518-7500. We can't wait to welcome you to Peach State, located at 5381 Panola Industrial Blvd Decatur Ga 30035!

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $80,660 in used auto loans and an impressive $666,739,532 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of our institution is also reflected in the total share accounts; currently at 169,897, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $21,386,301. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 5381 Panola Industrial Blvd Decatur GA 30035 or call 770-518-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.