Peach State Credit Union Decatur GA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Peach State, your trusted partner in financial services located at 5381 Panola Industrial Blvd, Decatur, GA 30035. Since our establishment in 1961, we have been dedicated to serving our community with reliable banking solutions tailored for you. With a robust membership of 77,948 and total assets reaching an impressive $1,026,377,700, we pride ourselves on being more than just a credit union; we're a part of your financial journey. At Peach State, we understand the unique needs of our members. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. Our total deposits stand at $161,341,323, reflecting the trust our members place in us every day. With a net worth of $86,140,167 and $11,542,115 in cash on hand, we're well-equipped to support your financial aspirations. Our leadership team is committed to ensuring that every member feels valued. Under the guidance of CEO R. Marshall Boutwell and Board President David Welden, we strive to foster a welcoming environment where you can achieve your goals. While members can visit us at our branch location for all their banking needs including drive-thru services on Saturdays official correspondence should be sent to our mailing address: 5381 Panola Industrial Blvd, Decatur, GA 30035. Join us today at Peach State! Feel free to call us at 770-518-7500 or explore our website at Peach State for more information on how we can help you achieve your financial dreams. We're here for you every step of the way!

Branch History & Mission

Our Mission

Our mission at Peach State is clear: we are dedicated to empowering our members by providing exceptional financial services while fostering community support and growth. We believe that everyone deserves access to quality financial resources that can help them achieve their dreams. This commitment drives us every day as we strive to enhance the lives of those we serve. In addition to standard banking services, we actively engage in community outreach initiatives. We partner with local organizations to support educational programs and charitable events that uplift our neighbors and strengthen our ties within the community. While members can visit us at 5381 Panola Industrial Blvd Decatur Ga 30035, official correspondence should be sent to 5381 Panola Industrial Blvd, Decatur, GA 30035. We understand that convenience is key; that's why we offer digital banking options along with accessible drive-thru services for your everyday transactions. Our operating hours are designed with your schedule in mind Monday through Friday from 9 AM to 5 PM and Saturday mornings from 9 AM to 12 PM for drive-thru services only. Whether you need assistance over the phone at (770) 518-7500 or prefer visiting us in person, we're here for you. As we continue on this path of service and growth, we invite you to join us at Peach State. Experience firsthand how we can help you navigate your financial journey while making a positive impact in the Decatur community. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Peach State, we prioritize accessibility. Our branch includes features designed to accommodate all members, including ADA-compliant ramps and ample parking spaces. You'll find our facilities easy to navigate whether you're visiting in person or using our drive-thru service.

Call-to-Action

We invite you to come by and experience the friendly service at Peach State! If you have any questions or need assistance before your visit, feel free to give us a call at 770-518-7500. We look forward to helping you achieve your financial dreams!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5 PM, while our drive-thru service is available on Saturdays from 9 AM to 12 PM. This ensures you can handle your banking needs at your convenience.

Services Offered

When you visit us at Peach State, you'll discover a wide range of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Plus, with ATM availability and shared service center options, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Peach State is like stepping into a community where your financial well-being matters. If you live, work, or worship in the areas we serve, or if you're a relative of an existing member, you're likely eligible to join us! This means that whether you're looking for personal banking solutions, auto loans, or just want to feel part of something greater, we've got you covered. At Peach State, we believe in supporting our members through every financial journey with personalized service and great products. To get started on your path to membership, simply check out the eligibility details at https://www.peachstatefcu.org/membership. You'll find everything you need to know about joining our friendly family. And when you're ready to open an account, visit us at https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en for a smooth process. If you have any questions or need assistance, feel free to give us a call at (770) 518-7500. We can't wait to welcome you to Peach State, located at 5381 Panola Industrial Blvd Decatur Ga 30035!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine being able to accept payments effortlessly while managing your cash flow effectively. Whether you're running a café or a retail shop, our solutions help streamline your operations so you can focus on what matters most growing your business. Visit us at 5381 Panola Industrial Blvd Decatur Ga 30035 in Decatur, GA, or give us a call at (770) 518-7500 to explore how we can partner with you on your journey to success!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide robust Business Banking services including Merchant Services & Business Loans tailored to help your company thrive. Whether you're starting a new venture or expanding an existing one, our experienced staff is ready to assist.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easy to save up for that next big trip or special treat.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Peach State, we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. You can perform ATM transactions such as cash withdrawals and balance checks easily without stepping foot in a branch. Our basic drive-thru service makes quick transactions like deposits and withdrawals hassle-free. Plus, if you're a member of partner credit unions, enjoy the ease of conducting shared branch transactions right here with us.

Get in Touch!

Our friendly team at Peach State is always ready to help you navigate through our variety of services. If you have questions or want more details about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (770) 518-7500, or visit us during our operating hours from Monday to Friday 9 AM - 5 PM and Saturday from 9 AM - 12 PM (Drive-Thru Only). We look forward to serving you!

Personal Banking Services

Managing your finances shouldn't be stressful. At Peach State, our personal banking services are tailored to make life easier for you. We offer Checking & Savings Accounts that fit your lifestyle, whether you're saving for a vacation or just need a place to deposit your paycheck. Need a new car? Our Auto Loans & Vehicle Financing options come with competitive rates to help you get behind the wheel without breaking the bank. If homeownership is your goal, check out our Mortgage Loans & Refinancing options that can guide you through purchasing your dream home or lowering your monthly payments on an existing mortgage. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation services can help ease the burden and get you back on track.

Digital & Online Banking

Key Features

With our robust online banking service available at https://www.peachstatefcu.org/, you can access your accounts 24/7. Need to check your balance or review recent transactions? It's all just a login away. Plus, we provide electronic statements, allowing you to go paperless and view your financial information anytime you want. If you're looking for an even quicker way to handle transactions, our person-to-person transfer feature lets you send money directly to friends or family without any hassle.

Mobile Access

For those who prefer banking on the go, our mobile application is here for you! With the app, you can deposit checks, pay bills, and monitor your accounts right from your smartphone. While mobile payments are not currently available, the app provides everything else you need for effective account management.

Security You Can Trust

Your security is our top priority. We use advanced encryption methods to protect your information and offer electronic signature authorization for added peace of mind when completing important transactions online. At Peach State, we believe that managing your finances should be straightforward and efficient. Dive into a world of convenience with our digital banking services today!

Financial Strength

At Peach State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $80,660 in used auto loans and an impressive $666,739,532 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of our institution is also reflected in the total share accounts; currently at 169,897, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $21,386,301. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 5381 Panola Industrial Blvd Decatur GA 30035 or call 770-518-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or upgrading your current vehicle, we can guide you through the process smoothly.

Credit Lines and Business Loans

For those looking for more flexibility in managing cash flow or funding a business venture, our total credit lines amount to $143,827,720. Additionally, for business owners aiming to expand or improve operations, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow. Our dedicated staff is here to help navigate all loan offerings and answer any questions you may have about refinancing or eligibility requirements. We are committed to providing clear information so that you can make informed decisions regarding your financial future. To learn more about our loan products or to start an application today, please contact us at 770-518-7500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here with Peach State!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603. If you're considering refinancing your existing mortgage or need guidance on eligibility options, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $14,280,521 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to enhance your purchasing power while keeping control of your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, providing a trustworthy comparison experience. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This commitment helps users find the best loan options without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from various institutions, enabling them to make informed choices quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping individuals save money and time. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers presented are fair and transparent. LendMesh prioritizes accuracy by regularly updating its database to reflect current rates, ensuring that users have access to the most relevant information.

PEACH STATE FEDERAL CREDIT UNION - Decatur, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Decatur, GA (30035)

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Real-World Merchant Services

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking Solutions

Credit Cards and Rewards

Digital Banking Features

Get in Touch!

Personal Banking Services

Digital & Online Banking

Key Features

Mobile Access

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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