Peach State Credit Union Cornelia GA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Peach State, your trusted credit union located at 665 Historic 441 Hwy, Cornelia, GA 30531. Since our establishment in 1961, we have been dedicated to serving our community and providing financial solutions tailored to meet the needs of our 77,948 members. With assets totaling an impressive $1,026,377,700, Peach State stands as a pillar of support for individuals and families looking to achieve their financial goals. At Peach State, we pride ourselves on our commitment to you. Our knowledgeable staff is here to guide you through various services including personal banking, auto loans, mortgage options, and business loans. Whether you're considering a new home or need assistance with everyday banking needs, we are here every step of the way. With a robust loan portfolio featuring over 133,554 loans and deposits reaching $161,341,323, we ensure that your hard-earned money is in safe hands. Our net worth of $86,140,167 further underscores our stability and reliability as your financial partner. While members can visit us at our Cornelia branch for all their banking needs, official correspondence should be sent to the same address: 665 Historic 441 Highway, Cornelia, GA 30531. Under the leadership of CEO R. Marshall Boutwell and Board President David Welden, we are focused on fostering a community-oriented atmosphere where every member feels valued. Our team of 260 employees works tirelessly to make sure you receive the best service possible. If you're ready to take control of your financial future or simply want to learn more about what we offer, don't hesitate to reach out! You can call us at 706-776-2145 or visit our website at Peach State FCU for more information. We look forward to helping you succeed!

Branch History & Mission

Welcome to Peach State, a cornerstone of financial service in Cornelia, GA. Established in 1961, our branch has proudly served the community for over six decades, evolving with the needs of our members while staying true to our mission of fostering financial well-being and support. Located at 665 Historic 441 Hwy, Cornelia, GA 30531, our branch stands as a beacon for local families and businesses. With a rich history rooted in community values, we have grown from humble beginnings to serving a vibrant membership of 77,948 individuals today. Over the years, we have expanded our offerings and improved our services, now managing total assets exceeding $1,026,377,700. At Peach State, our mission is simple yet powerful: to provide accessible and affordable financial solutions that empower our members to achieve their goals. We believe in not just meeting financial needs but also uplifting the community through outreach and support programs. Whether you're seeking personal banking services like checking accounts or loans for your new vehicle or home, we are here to assist you every step of the way. While members can visit us at 665 Historic 441 Hwy, official correspondence should be sent to 665 Historic 441 Highway, Cornelia, GA 30531 if different. Our branch features convenient amenities such as an ATM for easy access to funds and drive-thru banking for quick transactions. We are committed to providing a welcoming environment that adheres to ADA compliance so everyone can feel comfortable accessing our services. In addition to traditional banking services, we embrace digital advancements like online and mobile banking options that make managing your finances easier than ever. Our commitment extends beyond just transactions; we actively participate in community events and partnerships that foster growth and support for all residents in Habersham County. As we look ahead, we invite you to join the Peach State family. Experience firsthand how we can help you reach your financial aspirations while being part of a community-focused organization dedicated to making a positive impact. For any inquiries or assistance, don't hesitate to call us at 706-776-2145. Join us today at Peach State where your financial future is brighter together!

Branch Location & Accessibility

A Variety of Services

Our friendly team is ready to assist you with a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our drive-thru banking allows you to make deposits and withdrawals without leaving your car convenience at its best!

Accessible and Welcoming

At Peach State, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and parking options to ensure everyone can visit us comfortably. Plus, if you prefer to handle your transactions on the go, we offer ATM services right at our location for quick cash withdrawals and balance checks.

Convenient Location

Nestled in Habersham County, our branch is easily accessible for residents and visitors alike. We are just a short drive from local landmarks such as the beautiful Cornelia City Park and the vibrant downtown area, making it simple for you to pop in for your banking needs.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 706-776-2145. We're here to help! So why wait? Visit us today at Peach State Credit Union in Cornelia and experience the difference a local credit union can make in your financial journey!

Operating Hours That Work for You

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Friday from 9 AM to 5 PM. If you're looking to utilize our drive-thru services, we are open on Saturdays from 9 AM until noon perfect for those weekend errands.

Member Eligibility

At Peach State, we believe in creating a welcoming community where everyone can thrive. If you're looking to become a member, it's easier than you might think! To qualify, you simply need to live, work, worship, or attend school in the areas we serve. This means that if you're part of our vibrant community in Cornelia and the surrounding regions, you're likely already eligible. Joining us not only gives you access to a range of financial services but also connects you with a supportive network that genuinely cares about your financial well-being. To get started on your membership journey at Peach State, just visit us at 665 Historic 441 Hwy Cornelia Ga 30531 or give us a call at (706) 776-2145. For more details on the eligibility criteria, check out our comprehensive guide at https://www.peachstatefcu.org/membership. We can't wait to welcome you into our family! And when you're ready to open an account, you'll find helpful resources available here: https://www.peachstatefcu.org/blog/5-dos-donts-applying-for-a-home-loan?hslang=en.

Business Banking & Commercial Services

Merchant Services That Empower

Additionally, our merchant services are designed to simplify everyday transactions for local businesses. Imagine a small café that uses our payment solutions to offer quick checkouts while keeping track of sales effortlessly. This not only enhances customer experience but also allows owners to focus on what they do best serving great food and building relationships. At Peach State, we are more than just a financial institution; we are your partner in success. Let us help you take your business to the next level!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Peach State provides essential business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support your growth with flexible financing options.

Credit Cards

With our credit cards featuring rewards programs, you can earn while you spend. Whether it's cashback on groceries or points for travel, using our card means getting more out of every purchase.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your phone. Plus, our ATM services ensure that cash withdrawal is always at your fingertips.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but need speed and efficiency, our basic drive-thru banking allows you to perform deposits, withdrawals, and simple transactions without leaving your vehicle. If you're on the go, our ATM access provides quick withdrawals and balance checks whenever needed. At Peach State, we aim to make every aspect of banking smooth and accessible for our members. To learn more about how we can assist you or to discuss any specific needs, feel free to reach out at (706) 776-2145. We're here to help you thrive financially! Visit us today or explore more about our services online!

Loans and Financing

Looking to purchase a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your dreams. If you're considering buying a home or refinancing, our mortgage loans offer competitive rates to help make your dream home a reality. For unexpected expenses, our personal loans and debt consolidation services can help you regain control over your finances.

Personal Banking

Managing your money shouldn't be complicated. That's why at Peach State, we offer a variety of personal banking options, including checking and savings accounts tailored to help you meet your financial goals. Imagine having a reliable savings account where you can watch your money grow or a checking account that makes everyday transactions effortless.

Digital & Online Banking

Accessibility and Security

Security is a top priority at Peach State. Our online banking platform utilizes advanced security measures to protect your information, giving you peace of mind while managing your finances from home or anywhere else. Whether you're checking your account balance from the couch or transferring funds during lunch breaks, our digital banking services are designed with accessibility in mind. Experience real-time account management and make banking work for you with ease! For more details about how to get started, visit us online today at https://www.peachstatefcu.org/.

Key Features

Our online platform is user-friendly, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of electronic statements Yes that provide a quick overview of your transactions while helping you stay organized. And if you need to sign documents, our electronic signature authorization feature Yes makes it hassle-free. For those who love using their smartphones, our mobile application Yes is perfect for on-the-go banking. It offers all the features you need right at your fingertips, including person-to-person transfers Yes to send money easily to friends or family. Plus, while we currently don't offer mobile payments No you can still manage your accounts seamlessly through our app.

Financial Strength

Committed Team Ready to Serve You

Our operational efficiency is reflected in our $2,148,186, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, there are 169,897 share accounts held by our growing member base that trusts us with their finances. This shows the strength of our community focus and commitment to serving you best.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 665 Historic 441 Hwy Cornelia Ga 30531 or call (706) 776-2145 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $80,660 in used auto loans and $666,739,532 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our loan specialists are here to guide you through the process and ensure that you find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; that's why we're here to support local entrepreneurs with financing solutions tailored specifically for them. At Peach State in Cornelia (665 Historic 441 Hwy Cornelia GA 30531), we're committed to helping our members thrive financially. For any questions regarding our loan offerings or to discuss which option may be right for you, please don't hesitate to reach out at 706-776-2145. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We're dedicated to making your home buying experience smooth and hassle-free. If you're considering refinancing an existing mortgage or exploring eligibility options for first-time homebuyers, our team can provide valuable insights and assistance throughout your journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates that make it easier for you to keep track of your spending while earning benefits at the same time.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, making it easier to compare loans without worrying about hidden fees or misleading information.

PEACH STATE FEDERAL CREDIT UNION - Cornelia, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cornelia, GA (30531)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Variety of Services

Accessible and Welcoming

Convenient Location

Get in Touch

Operating Hours That Work for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Solutions

Drive-Thru and ATM Services

Loans and Financing

Personal Banking

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Committed Team Ready to Serve You

Conclusion

Investing Back Into Our Community

Member-Centric Savings Options

Strong Financial Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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