PEACH STATE FEDERAL CREDIT UNION

At Peach State, our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We believe that when we invest in our members' lives, we contribute to the overall well-being of our community. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our commitment goes beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. From financial literacy programs to charitable initiatives, we strive to create positive change in Augusta and beyond. While members can visit us at 2048 Tobacco Rd, official correspondence should be sent to 2048 Tobacco Road, Augusta, GA 30906 if needed. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it easy for you to find time to meet with us. In addition to traditional banking services, we have embraced technology by offering online banking options that allow you to manage your finances anytime, anywhere. Our facilities are ADA compliant and designed with your comfort in mind. We also provide ATM access and drive-thru banking services for added convenience. We invite you to join Peach State and experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for competitive loan rates or comprehensive financial education resources, we are here to help you succeed. Together, let's build a brighter financial future! For more information on membership eligibility or how to open an account with us, please visit our website. Come visit us today!

Ready to experience the difference at Peach State? Stop by our Augusta location or give us a call at 706-790-1776. Our friendly staff is eager to help you navigate your financial journey!

At Peach State, we prioritize your convenience. Our branch features ample parking and is ADA compliant, ensuring that everyone can access our services without hassle. If you prefer banking from the comfort of your vehicle, take advantage of our drive-thru service for quick deposits or withdrawals. While members can visit us at 2048 Tobacco Rd, official correspondence should be sent to the same address for consistency. We also have an ATM available on-site for those who prefer cash transactions.

We're open Monday through Friday from 9 AM to 5 PM, making it easy to fit your banking needs into your busy schedule. Our dedicated team is ready to assist you during these hours, whether you're looking to open an account or inquire about our loan options.

At Peach State, we offer a variety of services tailored to meet your financial goals. From personal banking with checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Members can also take advantage of basic shared branch transactions if they bank with partner credit unions.

Imagine having the capital to expand your operations, invest in new technology, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing. Imagine a seamless checkout experience for your customers that boosts sales and enhances satisfaction. Our services help you manage transactions easily, allowing you to focus on what you do best running your business. Located at 2048 Tobacco Rd Augusta Ga 30906, Augusta, GA, our team is ready to partner with you on your path to growth. Reach out at (706) 790-1776 or visit us online at Peach State for more information.

For business owners, we know that managing finances can be challenging. That's why we offer comprehensive Business Banking solutions including Merchant Services & Business Loans tailored to support growth and success. From handling transactions efficiently to securing financing for expansion, Peach State is here to help your business thrive.

At Peach State, we aim to create an engaging and supportive environment for all members. If you have questions about any of our services or want more information about how we can assist you with your financial goals, don't hesitate to reach out! Call us at 706-790-1776 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Explore all that Peach State has to offer by visiting us today at Peach State. Your financial wellness is just around the corner!

To ensure you have convenient access to your accounts, we provide numerous features like ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions such as deposits and withdrawals. Our branch also participates in shared service centers, making it easier for partner credit union members to conduct transactions without any hassle.

Need a vehicle? We provide Auto Loans & Vehicle Financing options that make purchasing a car straightforward and hassle-free. For those considering homeownership, our Mortgage Loans & Refinancing solutions help turn dreams into reality. Perhaps you're looking to consolidate debt or fund a special project; our Personal Loans are flexible and designed to fit your budget. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Whether you are starting your first savings account or looking for a new checking option, we offer Personal Banking services that cater to your everyday financial needs. Our accounts are designed with you in mind, allowing for easy management of your money. Imagine having all your funds in one place, easily accessible through our Online & Mobile Banking platforms. You can check balances, transfer funds, and manage transactions right from your smartphone.

Stay organized with e-statements available right through our online banking platform. No more paper clutter; you can view and manage your statements digitally whenever you need them.

While we currently do not offer mobile payments, rest assured that our other features are here to make managing your finances easier than ever. In summary, Peach State is committed to providing accessible and user-friendly digital banking solutions that empower you to manage your finances effectively. Enjoy the peace of mind that comes with knowing you have all the tools needed for real-time account management right in your pocket!

With our 24/7 online banking services, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Simply visit us at https://www.peachstatefcu.org/ to get started. Whether it's day or night, you have complete access to your financial information at your fingertips.

Our mobile application is designed with you in mind. You can download it easily and enjoy features like person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, if you prefer using electronic signatures for transactions, we support that too! Feel confident knowing that your transactions are secure and protected.

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 247 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

We celebrate the trust placed in us by our growing member base, reflected in the 169,897 total share accounts. This shows that more individuals choose Peach State as their trusted partner for financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 2048 Tobacco Rd Augusta Ga 30906 or call (706) 790-1776 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With $57,996,038 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $80,660 in used auto loans and $666,739,532 in total loans and leases, we support members' financial goals across various sectors.

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned one, our flexible terms can make it easier for you to drive away with confidence.

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your journey with financing options designed specifically for your needs.

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. Additionally, our credit lines offer quick access to funds when you need them most. With $143,827,720 available through these lines of credit, you'll have peace of mind knowing that cash is readily accessible.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you find the right mortgage solution that fits your budget and lifestyle.

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is here to assist you every step of the way. We can help you find the best terms that fit your situation and help save you money in the long run. At Peach State, we're more than just a financial institution; we're your partner in achieving financial success. Visit us at 2048 Tobacco Rd Augusta Ga 30906, call us at (706) 790-1776, or explore our offerings online at https://www.peachstatefcu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. Every lender listed has been thoroughly vetted to guarantee that users receive accurate information when comparing loans.

- Verified Data: All loan offers come from legitimate financial institutions, fostering trust through transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*