Peach State Credit Union Atlanta GA | Best Auto Loans & Business Banking

Introduction

Welcome to Peach State at our convenient branch located at 2357 Benjamin E Mays Dr Sw, Atlanta, GA 30311! Since opening our doors in 1961, we've been dedicated to serving our community with trust and reliability. With a total membership of 77,948 and assets exceeding $1,026,377,700, we pride ourselves on being a pillar of support for individuals and families alike. At Peach State, we understand that financial decisions can be daunting. That's why our team is here to guide you every step of the way. Our CEO, R. Marshall Boutwell, along with Board President David Welden, leads a devoted staff of 260 employees who are ready to assist you in achieving your financial goals. While members can visit us at our branch in Atlanta, official correspondence should be sent to our mailing address at 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043. Our commitment goes beyond just numbers; we're here to make a positive impact in the lives of our members. With total loans amounting to 133,554, total deposits of $161,341,323, and a net worth of $86,140,167, we are well-equipped to support your financial needs. Whether you're looking for auto loans or personal banking services, Peach State has you covered. We invite you to explore all that we offer by visiting our website at Peach State. Feel free to give us a call at 404-418-8822 if you have any questions or need assistance. Your financial journey starts here let's take the first step together!

Branch History & Mission

At Peach State, we take pride in our rich history and unwavering commitment to serving our community. Established in 1961, our branch has grown from humble beginnings to become a vital financial resource for the residents of Atlanta, GA. With our location at 2357 Benjamin E Mays Dr SW, we are conveniently situated to serve the diverse needs of our members. Over the years, Peach State has expanded its reach and services, now boasting a total membership of over 77,000 individuals. Our financial strength is evident with total assets reaching an impressive $1,026,377,700. This growth reflects not just our success as a credit union but also the trust and loyalty of our members who have chosen us for their financial journey. Our mission is clear: to provide accessible financial services while fostering a supportive environment that empowers individuals and families. We strive to offer personalized banking solutions that meet your unique needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment to service doesn't stop there; we actively engage with the community through outreach initiatives and partnerships that uplift those around us. While members can visit us at 2357 Benjamin E Mays Dr Sw Atlanta Ga 30311, official correspondence should be sent to 1505 Lakes Pkwy Ste 100, Lawrenceville, GA 30043. We ensure that everyone can easily access our services with convenient drive-thru banking options available for quick transactions. Although we do not have ATM availability at this location, we provide online and mobile banking solutions so you can manage your finances anytime, anywhere. At Peach State, we are dedicated to maintaining high standards of accessibility and support for all members, including ADA compliance in our facilities. Our team is always ready to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 a.m. to 5 p.m., with extended hours on Wednesday starting at 10 a.m. We invite you to join us on this exciting journey. Experience firsthand how Peach State can help you achieve your financial goals while being part of a community-focused organization. Reach out today at (404) 418-8822 or visit us online at Peach State to learn more about membership eligibility and the services we offer. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Services

Peach State offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Our drive-thru service makes it easy for you to complete simple transactions without leaving your car. Plus, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here.

Get in Touch

If you have questions or need assistance, feel free to call us at 404-418-8822. We are here to help! Visit us today at our convenient location on Benjamin E Mays Drive and experience the Peach State difference for yourself!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday, Tuesday, Thursday, and Friday from 9 a.m. to 5 p.m., and on Wednesdays from 10 a.m. to 5 p.m. This flexibility allows you to manage your banking without stress.

Parking & Accessibility Features

At Peach State, we prioritize your comfort and accessibility. Our branch offers ample parking space for all members, ensuring you can visit us hassle-free. Additionally, we comply with ADA standards to accommodate everyone. If you need assistance or have any specific requirements, please don't hesitate to ask our friendly staff.

Member Eligibility

At Peach State, we believe that becoming a member is like joining a caring family that supports you in reaching your financial goals. If you're wondering about eligibility, it's quite simple! Residents of the community, as well as those who work or attend school in the area, can become members. We also welcome family members of existing members, making it easy for you to share the benefits of membership with your loved ones. For more details on the specific criteria and how you can qualify, feel free to visit our website at https://www.peachstatefcu.org/membership. Joining us is straightforward! Once you've confirmed your eligibility, opening an account is just a few steps away. Our friendly staff at Peach State, located at 2357 Benjamin E Mays Dr Sw Atlanta Ga 30311, is ready to assist you with everything you need. You can even give us a call at (404) 418-8822 if you have any questions. Experience the advantages of being part of our community today!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $205 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,533,910, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine being able to accept payments easily from customers, whether they're shopping in-store or online. Our merchant services allow businesses like yours to process transactions smoothly and efficiently. This means you can focus more on what you do best growing your business while we handle the financial details. Visit us at 2357 Benjamin E Mays Dr Sw Atlanta Ga 30311 in Atlanta, GA, or call us at (404) 418-8822 to learn how our tailored business banking solutions can help you achieve your goals!

Comprehensive List Of Services

Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to check balances, pay bills, and transfer funds whenever it suits you. You can even manage person-to-person payments directly from your phone!

Business Banking Support

For our business members, we offer comprehensive business banking services, including merchant services and business loans designed to support your growth. Your success is important to us, and we're here to help streamline your financial operations.

Drive-Thru Convenience

If you're on the go, take advantage of our drive-thru banking services for quick deposits or withdrawals without leaving your vehicle. We also participate in basic shared branch transactions for partner credit union members making banking easier for everyone. If you're curious about how Peach State can meet your financial needs or want more information about any of our services, don't hesitate to reach out! Call us at 404-418-8822 or visit our website at Peach State. Our team is excited to assist you in achieving your financial dreams!

Home Sweet Home

Are you dreaming of owning your own home? Our mortgage loans and refinancing options are tailored for both first-time buyers and seasoned homeowners looking for better rates. We'll guide you through each step, ensuring you feel confident in your decisions.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services cater to every need. We offer various checking and savings accounts designed to fit different lifestyles. Imagine having a safe place for your money while earning interest our accounts do just that! If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options will help you hit the road without breaking the bank. You can easily apply online from the comfort of your home or visit us at the branch.

Rewards on Every Purchase

Our credit cards with rewards provide not only purchasing power but also benefits that let you earn points on everyday spending. It's like getting paid back for living life!

Smart Borrowing Solutions

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to give you peace of mind. Whether it's funding a family vacation or managing existing debt, we're here to support you with flexible repayment options.

Digital & Online Banking

Accessibility and Security

We prioritize your security with robust measures that keep your information safe while you're banking online. Our platform is designed with ease-of-use in mind, so whether you're tech-savvy or just getting started, you'll find navigating our services straightforward. In summary, Peach State makes it easy for you to stay on top of your finances through our comprehensive digital and online banking options. Enjoy the freedom of real-time account management while knowing that your personal information is protected every step of the way. Explore all these features today by visiting us at https://www.peachstatefcu.org/!

Key Features

With electronic signature authorization available, signing documents has never been simpler. Say goodbye to printing and scanning; just sign electronically from the comfort of your home. Plus, our e-statements feature ensures you receive your account statements quickly and securely without the clutter of paper. Managing payments is a breeze too! Although we currently do not support mobile payments, our mobile application allows for easy access to all your banking needs right from your smartphone. You can even make person-to-person transfers effortlessly, sending money to friends or family in seconds.

Online Banking Services

Our online banking service is available 24/7 at https://www.peachstatefcu.org/, allowing you to check balances, pay bills, and transfer funds with just a few clicks. No more waiting in lines or rushing to the bank before closing hours everything you need is right at your fingertips.

Financial Strength

Growing Member Trust

The trust placed in us by our members is evident through our total share accounts 169,897 showing a strong and growing member base that chooses Peach State as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Peach State is your trusted partner. Visit us at 2357 Benjamin E Mays Dr Sw Atlanta Ga 30311 or call (404) 418-8822 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $218,036,506 in share certificates and $61,884,517 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $2,148,186, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 247 full-time employees and 13 part-time employees who are always ready to assist you with knowledgeable support.

Reinvestment for Growth

Our strength is further illustrated by having $57,996,038 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $80,660 in used auto loans and $666,739,532 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Foundation

With a net worth of $86,140,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to our members is reflected in our net worth ratio of 8.39%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,027,342 in used vehicle loans and $35,769,653 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing if you want to lower your monthly payments or change your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $114,533,910 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities. At Peach State, we strive to provide loan products that fit various needs while ensuring transparency and support throughout the borrowing process. For more details about eligibility options or how to apply for any of our loan products, feel free to call us at 404-418-8822 or visit us online at Peach State. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $24,946,603. This means you can get the support you need whether you're purchasing a new home or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing daily expenses can be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,280,521 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to reliable data means users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PEACH STATE FEDERAL CREDIT UNION - Atlanta, GA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Atlanta, GA (30311)

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Services

Get in Touch

Operating Hours

Parking & Accessibility Features

Member Eligibility

Business Banking & Commercial Services

Loan Options for Growth

Merchant Services That Work

Comprehensive List Of Services

Access Anytime, Anywhere

Business Banking Support

Drive-Thru Convenience

Home Sweet Home

Personal Banking Made Easy

Rewards on Every Purchase

Smart Borrowing Solutions

Digital & Online Banking

Accessibility and Security

Key Features

Online Banking Services

Financial Strength

Growing Member Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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