PCM Credit Union Marinette WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pcm, your trusted financial partner located at 1740 Stephenson St, Marinette, WI 54143. Since our establishment in 1958, we have been dedicated to serving our community with reliable banking solutions and personalized service. With a total membership of 14,939 and assets exceeding $465,236,897, we pride ourselves on being a cornerstone of financial stability for individuals and families alike. At Pcm, we understand the importance of a strong relationship between our members and their credit union. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing options. Our commitment to excellence is reflected not only in our robust offerings but also in our exceptional team of 53 employees, led by our passionate CEO, Shelly Mellenberger, and Board President, Dave Murray. Whether you're looking to open a new account or need assistance with a loan, you can count on us for guidance every step of the way. While members can visit us at 1740 Stephenson St, official correspondence should be directed to our mailing address at the same location. We invite you to experience the Pcm difference where community matters and financial success is within reach. Feel free to call us at 715-732-4051 or explore more about our services on our website at pcmcu.org. Let's embark on this journey together!

Branch History & Mission

At the heart of Marinette, WI, lies the Pcm Credit Union, a community pillar since 1958. Over the decades, we have grown from a small group of dedicated individuals to a thriving institution serving over 14,000 members. Our journey is marked by a commitment to providing accessible financial services that empower our community. Located at 1740 Stephenson St, our branch is easily recognizable and close to local landmarks that make it convenient for residents and visitors alike. Our mission is simple yet profound: to improve the financial well-being of our members while actively supporting the communities we serve. We aim to deliver exceptional service through personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In our evolution, we have made significant strides in enhancing member experience. Today, we proudly manage total assets of $465,236,897. This growth reflects our dedication to responsible lending and sound financial practices. Our operating hours are designed with your convenience in mind open Monday through Friday from 9 AM to 5 PM, both in our lobby and via drive-thru services. While members can visit us at 1740 Stephenson St, official correspondence should be sent to 1740 Stephenson Street, Marinette, WI 54143. We understand that convenience matters; that's why we provide ATM access and drive-thru banking options for quick transactions. Our mission extends beyond just banking services; it encompasses a deep commitment to community outreach and partnerships that uplift those around us. We believe in giving back and creating opportunities for all members of Marinette. Join us at Pcm Credit Union and discover how we can support your financial journey while contributing positively to our vibrant community. Experience firsthand the benefits of being part of an organization that truly cares about you! For more information or to become a member today, call us at 715-732-4051 or visit our website here.

Branch Location & Accessibility

Convenient Access

At our Marinette location, we understand the importance of accessibility. Whether you prefer visiting us in person or utilizing our drive-thru service, we've got you covered! Our branch features ample parking and is ADA compliant, ensuring that everyone can access our services without hassle. If you're looking for quick transactions, take advantage of our drive-thru banking available from Monday to Friday from 9 AM to 5 PM.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 715-732-4051. We invite you to come by the Marinette Branch today and discover how Pcm can support your financial journey. Your community credit union is here for you!

Operating Hours

We know that life can get busy. That's why we're open Monday through Friday from 9 AM to 5 PM. Our team is here during those hours to help with everything from basic transactions to more complex financial inquiries. While members can visit us at 1740 Stephenson St for all their banking needs, official correspondence should be sent to the same address as our mailing address: 1740 Stephenson Street, Marinette, WI 54143.

Services Offered

Inside the branch, you'll find a warm and welcoming atmosphere where our dedicated staff is ready to assist you with various financial needs. From personal banking services like checking and savings accounts to auto loans and mortgage options, we strive to offer solutions tailored just for you. Plus, if you need cash on the go, an ATM is conveniently located right outside for your convenience!

Member Eligibility

Joining the Pcm family is more than just opening an account; it's about becoming part of a caring community that values your financial well-being. If you live, work, or worship in Marinette County, or if you are related to someone who is already a member, you're eligible to join us! Becoming a member offers you access to personalized services and competitive rates that can help you achieve your financial goals. To learn more about eligibility requirements, feel free to check out our detailed information at https://newapplications.pcmcu.org/rev41fstxy*qm9w . The process is simple and welcoming just visit us at 1740 Stephenson St Marinette Wi 54143 or give us a call at (715) 732-4051 to get started on your journey with us. You can also open your account online by visiting http://www.pcmcu.org/apply-online/ . We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments easily and efficiently our merchant services do just that. From card processing to mobile payment solutions, we empower local businesses to thrive in today's fast-paced market. By streamlining transactions, we help you focus on what truly matters: serving your customers and growing your business. Visit us at 1740 Stephenson St Marinette Wi 54143 in Marinette, WI, or call us at (715) 732-4051 to learn more about how our business banking and commercial services can make a difference for you. Your success is our priority!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our network of ATMs ensures that you can withdraw money whenever necessary without hassle. Plus, with basic drive-thru banking available at our branch, simple transactions like deposits and withdrawals are made easy. At Pcm, located at 1740 Stephenson St Marinette Wi 54143, we're here not just as your financial institution but as your partner in achieving financial success. For more information about how we can serve you best or if you have any questions, don't hesitate to call us at (715) 732-4051 or visit us online at Marinette Branch. Let's start building a brighter financial future together!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing make it easy for you to get behind the wheel without breaking the bank. With flexible terms and low rates, we ensure that financing a vehicle is straightforward. Picture driving off in your dream car while knowing you secured a great deal through us.

Business Banking

If you're a business owner, our Business Banking services include merchant services and business loans designed to help you thrive. We understand the unique challenges faced by businesses and are committed to providing solutions that enable growth.

Credit Cards with Rewards

For those who love earning benefits while spending, check out our Credit Cards with Rewards program. Enjoy cashback on everyday purchases or points redeemable for exciting rewards. It's an easy way to make your spending work for you!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Pcm, we offer various Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance an existing loan for better rates, our dedicated team will guide you through every step of the process. We're here to help turn your dream home into reality.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage accounts anytime, anywhere. From transferring funds to checking balances, everything is just a click away on our user-friendly platform.

Personal Banking

We understand that managing your finances is personal. That's why our Personal Banking options include checking and savings accounts designed to help you reach your financial goals. Imagine easily accessing your funds online or through our mobile app while enjoying competitive interest rates that help your money grow over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here to provide relief when you need it most. Whether it's consolidating debt into one manageable payment or funding a special project, our personal loans come with competitive rates and clear terms, giving you peace of mind.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and secure, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefits of e-statements, making it easier than ever to keep track of your financial activity without the hassle of paper clutter. If you're always on the go, our mobile application ensures that your banking needs are right at your fingertips. For those who love quick transactions, our person-to-person transfer feature allows you to send money to friends or family instantly, right from your phone. Plus, if you're interested in making payments using your smartphone, you'll appreciate our mobile payments feature that simplifies everyday purchases.

Security and Accessibility

We prioritize your security with robust measures to protect your information while you bank online. Although we currently do not offer electronic signature authorization for certain transactions, rest assured that all other features are designed with safety in mind. In summary, Pcm provides a comprehensive digital banking experience that prioritizes accessibility and ease-of-use. From mobile payments to real-time account management through our app and online banking portal, everything is crafted to fit into your busy lifestyle. Enjoy hassle-free banking whenever you need it!

Financial Strength

Growing Member Base

We boast a total of 39,030 share and deposit accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $4,086,684, which underscores our commitment to empowering our community financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pcm is your trusted partner. Visit us at 1740 Stephenson St Marinette Wi 54143 or call (715) 732-4051 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $940,497 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 49 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $45,340,762 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant: we have $2,707 in used auto loans and $327,522,729 in total loans and leases, supporting members' financial goals across various sectors.

Safe Savings Options

Members' savings are secured through $136,201,850 in share certificates and $71,662,103 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $48,027,106, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,032 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,759,049 in used vehicle loans and $5,822,408 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we are here to help you find an option that fits your budget.

Credit Lines and Unsecured Credit Cards

Managing day-to-day expenses can be challenging, which is why we offer various credit lines and unsecured credit card loans. With a total of $7,651,939 in unsecured credit card loans available, our flexible terms allow you to manage your finances effectively while enjoying rewards for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,816,987, make buying or refinancing simple. We work closely with you to provide flexible terms that suit your unique situation.

Refinancing Options

If you're looking to refinance existing loans, we also offer attractive options that can help reduce your monthly payments or lower your interest rates. Contact us for more information on eligibility and how we can assist with your refinancing needs. For business owners, while we currently do not have outstanding commercial loans available, we're always working towards expanding our services for the community's growth. Ready to take the next step? Visit us at 1740 Stephenson St Marinette Wi 54143 in Marinette, WI, or call us at (715) 732-4051 for more information on how our loan products can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable tool that helps you navigate through the choices. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the information provided is fair and transparent, giving you peace of mind as you explore your options. One significant benefit of using LendMesh is the Verified Data feature. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh stands out because it has No Sponsored Listings; lenders are not prioritized based on paid promotions. Instead, the focus is solely on providing unbiased results that reflect current market conditions. With Real-Time Rate Comparisons, LendMesh delivers up-to-date loan rates from multiple institutions. This allows users to make informed decisions without having to sift through outdated or misleading information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh and discover how easy it can be to secure the right financing for your situation. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PCM CREDIT UNION - Marinette, WI