Patriot Credit Union Patterson AR | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Patterson, your trusted financial partner in the heart of Arkadelphia, Arkansas. Located at 124 Wp Malone Dr, we have been serving our community since 1957 with a commitment to fostering strong relationships and delivering personalized financial solutions. With a total membership of 3,748 individuals and assets reaching an impressive $34,115,252, Patterson stands as a pillar of stability and support for our members. At Patterson, we understand that every member's journey is unique. Whether you are looking for competitive rates on auto loans or reliable savings accounts, our friendly team is dedicated to guiding you through your financial decisions. We take pride in offering a comprehensive range of services from personal banking solutions like checking and savings accounts to business banking options including merchant services and business loans. Under the leadership of CEO Shawn Cowart and Board President Troy Tucker, our staff works hard to ensure that you receive the best service possible. With just 7 employees, we maintain a personal touch while managing over $2,373,586 in total deposits and facilitating around 2,003 loans and leases for our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 124 WP Malone Dr, Arkadelphia, AR 71923. Feel free to reach out by phone at 870-246-8005 or explore more about us on our website at pfcuonline.org. Join us today and experience the difference that comes from being part of a community-focused credit union. Your financial well-being is not just our priority; it's our passion!

Branch History & Mission

Patterson Credit Union has a rich history that dates back to 1957, when it first opened its doors in the heart of Arkadelphia, Arkansas. Over the decades, this community-oriented credit union has grown significantly, now proudly serving a diverse membership of 3,748 individuals and families. With total assets reaching an impressive $34,115,252, Patterson has become a trusted financial partner for many in our community. Located at 124 Wp Malone Dr, Arkadelphia, AR 71923, our branch is easily accessible and just a stone's throw away from local landmarks that reflect our vibrant community spirit. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address: 124 WP Malone Dr, Arkadelphia, AR 71923. At Patterson Credit Union, our mission is clear: we aim to empower our members through comprehensive financial services while fostering a sense of community support and involvement. We believe in providing not just banking solutions but also educational resources to help our members achieve their financial goals. Our commitment extends beyond transactions; we strive to uplift those around us by engaging in various outreach programs and partnerships that benefit local initiatives. In today's fast-paced world, we embrace technology to enhance your banking experience. From online banking and mobile payments to ATM access and drive-thru services, we make banking convenient for you. Our operating hours are Monday through Friday from 9:00 A.M. to 5:00 P.M., ensuring that we're here when you need us most. As part of our dedication to accessibility, we are proud of our ADA-compliant facilities and customer-centric initiatives designed with your needs in mind. Whether you're looking for personal loans or business financing options, Patterson Credit Union offers tailored solutions that fit your life. We invite you to join the Patterson family and discover how we can support your financial journey while making a positive impact on our community together. Experience the benefits of membership today! For more information or inquiries, please feel free to contact us at 870-246-8005.

Branch Location & Accessibility

Convenient Access and Features

At Patterson Credit Union, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and ample parking for all our visitors. Plus, if you prefer to bank from your vehicle, we offer a drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours

We are open Monday through Friday from 9:00 A.M. to 5:00 P.M., allowing you plenty of time during the week to stop by. Whether you're looking to open a new account or need assistance with a loan, our friendly staff is here to provide support.

Services Offered

You'll find an array of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, Patterson Credit Union has something for everyone. Additionally, we have an ATM available on-site for your convenience. If you need assistance or have questions about our services, don't hesitate to give us a call at 870-246-8005. We're excited to welcome you to our branch and help you achieve your financial goals!

Member Eligibility

At Patterson, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're looking to take advantage of our community-focused services, you might be wondering if you're eligible to join us. Generally, membership is open to anyone who lives, works, or worships in the Arkadelphia area, and we welcome individuals from all walks of life. This inclusive approach ensures that everyone has access to our range of benefits designed just for you. For more detailed information on the eligibility criteria. Opening an account with us is as simple as making a phone call! You can reach us at (870) 246-8005 during our business hours, Monday through Friday from 9:00 A.M. to 5:00 P.M., and we'll guide you through the process. We pride ourselves on offering personalized service tailored to your needs at Patterson, located at 124 Wp Malone Dr Arkadelphia Ar 71923. Join us today and discover how being part of our credit union can empower you financially!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Picture this: A busy Saturday at your retail shop where customers are eager to make purchases. With our merchant services, accepting payments becomes quick and easy, allowing you to focus on delivering exceptional customer service rather than worrying about payment processing. Located at 124 Wp Malone Dr Arkadelphia Ar 71923 in Arkadelphia, AR, we are here to help you navigate your financial journey. Connect with us today at (870) 246-8005 and discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash? Enjoy easy access through our ATM services, which allow you to withdraw cash or check balances without stepping inside the branch. We also have a convenient drive-thru service, where you can make deposits, withdrawals, and complete simple transactions without leaving your car. At Patterson, we pride ourselves on being more than just a financial institution; we are part of the community. Our commitment is to provide personalized service that meets your needs today and into the future. If you have questions about any of our services or want to learn more about how we can assist you in achieving your financial goals, please reach out at (870) 246-8005 or visit us online at https://pfcuonline.org/. Your journey toward better financial health starts here!

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Online & Mobile Banking

In today's fast-paced world, we understand the importance of convenience. That's why Main Office offers robust online and mobile banking services. You can manage your accounts anytime, anywhere, from checking balances to transferring funds. Our features include mobile payments and person-to-person transfers, making banking simpler than ever.

Credit Cards with Rewards

Enhance your purchasing power with our credit cards that come with rewards. These cards not only provide convenience but also allow you to earn points on everyday purchases that can be redeemed for exciting perks.

Personal Banking Solutions

When it comes to managing your finances, our personal banking services have you covered. Whether you're looking for checking and savings accounts to manage your daily expenses or considering auto loans and vehicle financing for your next car, we offer competitive rates and flexible options. If home ownership is on your horizon, explore our mortgage loans and refinancing solutions designed to make the process as smooth as possible. For those moments when life throws a curveball, our personal loans and debt consolidation options can help you regain control.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your finances effortlessly. You can view account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer using your mobile device, our user-friendly mobile application makes it simple to keep track of your finances right at your fingertips. Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends or family with just a few taps. Plus, enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone without fumbling for cash or cards.

Security You Can Trust

We prioritize your security with advanced measures in place to protect your financial information. While we do not currently offer electronic signature authorization, rest assured that all transactions are safeguarded by robust encryption protocols.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive monthly statements directly in your inbox, making it easier to keep track of your spending and budgeting. It's not only convenient but also eco-friendly! Whether you're checking balances before a big purchase or transferring funds between accounts, Patterson ensures that all these services are accessible and straightforward. Experience the ease of managing your money with us today!

Financial Strength

Commitment to Service

Our $235,365 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 6,270, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our capability to support community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patterson is your trusted partner. Visit us at 124 Wp Malone Dr Arkadelphia Ar 71923 or call (870) 246-8005 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $4,840,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that your needs vary; that's why with $679 in used auto loans and $22,016,715 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $5,775,898 in share certificates and $9,710 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,159,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

At Patterson, we believe that financial education is key. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out. Our knowledgeable staff is always ready to help you navigate through the options available. You can contact us at (870) 246-8005 or visit us at our location: 124 Wp Malone Dr Arkadelphia Ar 71923 in Arkadelphia, AR. For more details about our services, check our website at https://pfcuonline.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,036,208 in used vehicle loans and $3,479,254 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We're dedicated to making homeownership attainable for our members with easy application processes and competitive interest rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $869,742 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards, allowing you to make purchases while earning back something for yourself.

Loan Aggregator

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PATTERSON FEDERAL CREDIT UNION - Arkadelphia, AR

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