Patriot Credit Union Shippensburg PA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Patriot, your trusted financial partner in the heart of Shippensburg, PA! Located at 1095 W King St, Shippensburg, PA 17257, our branch has been serving the community since 1965, proudly supporting over 79,152 members with their financial needs. With total assets exceeding $1.15 billion and a robust net worth of $135 million, we are committed to providing you with reliable banking solutions tailored just for you. At Patriot, we believe that every member is part of our family. Our dedicated team, led by CEO Ron Celaschi and Board President Dennis Coons, works tirelessly to ensure that your financial journey is smooth and fulfilling. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and so much more! While you can visit us at our Shippensburg branch for all your banking needs, please note that official correspondence should be sent to the same address: 1095 W King St, Shippensburg, PA 17257-7900. With a solid total deposit base of $113.9 million and an impressive loan portfolio of 44,438 loans, we are here to help you achieve your financial goals. Our cash reserves stand at around $7.58 million, ensuring that we can meet your needs promptly. Whether you're looking to open a new account or need assistance with financing options, we're just a phone call away at 717-263-4444. We invite you to explore our website at patriotfcu.org for more information on how we can assist you today! Join us at Patriot Credit Union where your financial success is our mission!

Branch History & Mission

At Patriot Credit Union, located at 1095 W King St in the heart of Shippensburg, PA, our story began in 1965. With a vision to empower our community through accessible financial services, we have grown into a trusted institution for over 79,000 members. Our journey reflects a commitment to not only meet the financial needs of our members but also to enhance the overall well-being of the communities we serve. From humble beginnings, we have continually evolved, adapting to the needs of our members while maintaining our core values of integrity and service. Over the years, we've expanded our offerings to include a comprehensive range of services such as personal banking, auto loans, mortgage options, and business financing. Today, with total assets exceeding $1.15 billion, we stand as a pillar of support for families and businesses alike. Our mission is simple yet powerful: to provide exceptional financial solutions while nurturing community growth. We believe that by investing in our members' financial health, we can create a thriving community where everyone has the opportunity to succeed. Whether you're looking for a checking account or need assistance with debt consolidation, we're here to help you navigate your financial journey. While members can visit us at our branch address 1095 W King St official correspondence should be sent to 1095 W King St, Shippensburg, PA 17257-7900. Our modern facilities include convenient drive-thru banking and ATM access for easy transactions. We prioritize making banking accessible and user-friendly for everyone. As part of our commitment to innovation and inclusivity, we offer online and mobile banking services that are ADA compliant. This ensures that all members can manage their finances easily from anywhere. We take pride in fostering partnerships within the community through various outreach programs aimed at supporting local initiatives and charitable organizations. We invite you to join the Patriot family today! Experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. For any questions or assistance, please don't hesitate to reach out at 717-263-4444 or visit our website at Patriot Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near popular spots like the local library and a few blocks from the park, our location is easy to find. We ensure that everyone can access our services with features like ADA-compliant ramps and spacious parking. Plus, we offer drive-thru banking for quick and convenient transactions without leaving your vehicle.

Operating Hours

We know that life gets busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Wednesday from 8:30 AM to 5:00 PM, Thursdays until 6:00 PM, and Fridays until 6:30 PM. On Saturdays, our drive-thru is open from 8:30 AM to 1:00 PM, making it easy to manage your banking on the weekends too!

Services Offered

At Patriot, we pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, enjoy the convenience of ATM access for cash withdrawals or balance checks any time. While members can visit us at 1095 W King St Shippensburg Pa 17257, official correspondence should be sent to 1095 W King St, Shippensburg, PA 17257-7900 if different. If you have any questions or need assistance, don't hesitate to call us at (717) 263-4444. We invite you to stop by and see how we can help you achieve your financial goals. Your journey towards better banking starts here at Patriot!

Member Eligibility

At Patriot, becoming a member feels like joining a warm, welcoming family where your financial well-being is our top priority. If you're looking to join us, the eligibility criteria are quite straightforward. Essentially, anyone who lives, works, or worships in our community can become a member. This means that if you're part of the vibrant Shippensburg area, we would love to have you with us! Becoming a member not only opens the door to personalized financial services but also gives you access to competitive rates on loans and savings accounts. Plus, you'll benefit from our commitment to serving our members' needs. The process to open an account at Patriot is simple and user-friendly. You can start by visiting our website at https://www.patriotfcu.org/apply-for-loan/ or feel free to give us a call at (717) 263-4444 for any questions you might have. For more detailed information on eligibility requirements, we encourage you to check out this resource. We can't wait for you to join our community and enjoy all the perks of membership at Patriot, located right here at 1095 W King St Shippensburg Pa 17257!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services designed to make transactions easy and efficient. Imagine having a payment system that works seamlessly at your retail location or online store accepting payments quickly while ensuring secure transactions. Our merchant services are here to simplify your daily operations, allowing you more time to focus on what matters most: growing your business. Visit us at 1095 W King St Shippensburg Pa 17257 in Shippensburg, PA, or call us at (717) 263-4444 to learn more about how we can support your business today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, if you're in a hurry, our drive-thru banking offers a way to handle deposits and simple transactions without leaving your car. At Patriot, we're committed to enhancing your banking experience with modern solutions while maintaining that personal touch. If you're ready to explore all the ways we can serve you better or if you have any questions about our services, don't hesitate to reach out at (717) 263-4444. We look forward to helping you achieve your financial dreams!

Business Banking

For small business owners, our business banking services include merchant services and business loans designed to support your growth. We know how important it is to have reliable financial backing as you work towards achieving your business goals.

Credit Cards

Don't forget about our credit cards with rewards! Use them for everyday purchases and enjoy benefits that can save you money over time. Whether you're planning a trip or just want to earn cash back on groceries, we have a card for you.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere, manage transactions easily, and even use our person-to-person payment option for quick transfers between friends or family.

Home Financing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans come with competitive rates and personalized service. We understand that purchasing a home is one of the biggest decisions you'll ever make, so our team is here to guide you through every step of the process.

Personal Banking

Our personal banking services include checking and savings accounts tailored to help you manage your day-to-day finances. Imagine having the peace of mind that comes from knowing your money is safe and easily accessible. With options like auto loans and vehicle financing, we make it simple for you to get behind the wheel of your dream car without breaking the bank.

Personal Loans

For those unexpected expenses or when you need some extra cash, we offer personal loans and debt consolidation options. Our flexible terms can help lighten your financial load and get you back on track quickly.

Digital & Online Banking

Key Features

Our mobile application ensures that banking is always within reach. You can manage your accounts on the go, whether you're commuting or relaxing at home. Need to send money to a friend? Our person-to-person transfer feature lets you do that easily and securely. And for those who prefer using their mobile devices for payments, we offer mobile payments that make checkout processes swift and simple. Enjoy peace of mind knowing that all these features are not only user-friendly but also backed by top-notch security measures. At Patriot, we're committed to making banking accessible and efficient for you. Experience real-time account management with our robust digital tools and take control of your financial journey today!

Financial Strength

Commitment to Growth

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $20,145 in used auto loans and $880,047,588 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 150,304, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $473,262, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 1095 W King St Shippensburg Pa 17257 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,057,116 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to helping you succeed. Whether you're looking for personal or business financing solutions, our team at Patriot is ready to assist you. Feel free to contact us at (717) 263-4444 for more information or visit us at 1095 W King St Shippensburg Pa 17257, Shippensburg, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to suit your lifestyle while providing an easy way to handle everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable LendMesh can be in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PATRIOT FEDERAL CREDIT UNION - Shippensburg, PA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Shippensburg, PA (17257)

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking

Credit Cards

Digital Banking Features

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Position

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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