Patriot Credit Union Chambersburg PA | Quick Personal Loans & ATM Services

Introduction

Welcome to Patriot, your trusted financial partner located at 1536 Lincoln Way E, Chambersburg, PA 17202. Since opening our doors in 1965, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 79,152 individuals, we pride ourselves on providing personalized banking solutions tailored to meet the diverse needs of our members. At Patriot, we understand that financial well-being is essential for you and your family. That's why our total assets stand strong at an impressive $1,154,763,622, enabling us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking options. Our total deposits reach $113,949,911, reflecting the trust placed in us by our members. Led by our CEO Ron Celaschi and Board President Dennis Coons, our dedicated team of 217 employees is here to ensure you receive exceptional service every step of the way. We are not just a credit union; we are part of your community, committed to making a positive impact through various initiatives and support programs. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 778, Chambersburg, PA 17201. We invite you to explore our offerings further and discover how we can help you achieve your financial goals. Feel free to reach out to us at 717-263-4444 or visit our website at www.patriotfcu.org for more information. Your journey towards financial success starts here!

Branch History & Mission

Welcome to the heart of our community at Patriot, where our commitment to serving members has been unwavering since we opened our doors in 1965. Located at 1536 Lincoln Way E, Chambersburg, PA 17202, we have grown alongside our community, continually adapting to meet the needs of our valued members. Over the years, Patriot has proudly expanded its services and membership base. Today, we serve over 79,152 members and manage total assets of approximately $1,154,763,622. Our journey is marked by milestones that reflect not just growth in numbers but also a deepening connection with those we serve. We've embraced modern banking solutions while ensuring that personal relationships remain at the forefront of what we do. Our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We offer a wide range of services from personal banking including checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Each service is designed with your unique needs in mind, ensuring that you receive personalized care every step of the way. While you can visit us at our branch location for in-person assistance during our operating hours Monday through Friday from 10 AM to 6:30 PM and Saturday from 8 AM to 1 PM we also understand the importance of convenience. That's why we provide ATM availability and a drive-thru service to make transactions easier for everyone. If you need to send us official correspondence, please use our mailing address: PO Box 778, Chambersburg, PA 17201. At Patriot, we believe in giving back to the community that supports us. Our partnerships with local organizations and outreach programs aim to uplift those around us through various initiatives. We strive to ensure that everyone has access to financial education and resources that empower them. We are proud of our legacy but even more excited about what lies ahead. Join us on this journey toward financial empowerment and experience firsthand how Patriot can support your goals and dreams. Together, let's build a brighter future for everyone in Chambersburg and beyond! For more information or to start your membership today, call us at 717-263-4444 or visit our website at Patriot FCU.

Branch Location & Accessibility

Call to Action

We invite you to stop by and see how we can assist you with your banking needs! If you have questions or would like more information about our services, don't hesitate to give us a call at 717-263-4444. At Patriot Credit Union, we're committed to serving our members with care and convenience!

Nearby Landmarks and Accessibility Features

If you're unfamiliar with the area, we're close to several local landmarks that make finding us a breeze. Just a short drive from downtown Chambersburg, we are near popular spots like the Capitol Theatre and the Franklin County Courthouse. You'll find ample parking available at our location, ensuring that your visit is hassle-free. We also prioritize accessibility with features like ADA-compliant entrances and ramps.

Operating Hours and Services Offered

At Patriot Credit Union, we value your time. Our branch is open Monday through Thursday from 7 AM to 7 PM, Friday from 10 AM to 6:30 PM, and Saturday from 8 AM to 1 PM. If you prefer to use our drive-thru service for quick transactions, you can do so Monday through Friday from 7 AM to 7 PM and Saturday from 7 AM to 3 PM. We offer a range of personal banking services designed to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our friendly staff is here to help you navigate all your financial options smoothly.

Member Eligibility

Becoming a member of Patriot is like joining a welcoming family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in Franklin County, PA. It's that easy! Whether you're looking for a supportive community for your banking needs or want to access great financial products and services, Patriot is here for you. Our members enjoy personalized service and a range of offerings designed to help you reach your goals. Opening an account at Patriot is straightforward and designed with you in mind. You can start the process by visiting us at 1536 Lincoln Way E, Chambersburg, PA 17202 or give us a call at (717) 263-4444 for more information. For those who prefer online options, detailed steps on how to open an account can be found at https://www.patriotfcu.org/apply-for-loan/. We invite you to check out our eligibility details, where you'll find everything you need to know about becoming part of our community. Join us today and experience the benefits of membership firsthand!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services tailored for your everyday operations. Picture this: you just wrapped up a busy day at your café, and customers can easily pay using their preferred methods be it credit cards, mobile payments, or even online orders. Our merchant services streamline transactions so you can focus on what matters most: running your business. Visit us at 1536 Lincoln Way E Chambersburg Pa 17202 in Chambersburg, PA, or give us a call at (717) 263-4444 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our small business members, we provide comprehensive solutions through our business banking services. From merchant services that help you process payments efficiently, to business loans that support your growth, we've got what you need to succeed.

Credit Cards with Rewards

We believe that every purchase counts! That's why we offer credit cards with rewards that give back to you with points or cash back on everyday spending. It's an easy way to turn routine purchases into something more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM access for withdrawals and balance checks, as well as person-to-person payment options, handling your banking has never been easier. Need assistance? Our friendly staff is available via phone at (717) 263-4444 during business hours, ready to help with any questions you may have.

Drive-Thru & ATM Services

For those who prefer quick transactions, take advantage of our basic drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your car. We also have ATM facilities available for fast cash withdrawals and balance inquiries. At Patriot, we are committed to providing exceptional service tailored just for you. Whether you're managing personal finances or running a business, we're here every step of the way. Ready to experience all that we have to offer? Visit us today at 1536 Lincoln Way E Chambersburg Pa 17202, or check out our website at https://www.patriotfcu.org/ for more details on how we can help fulfill your financial needs!

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services are tailored for you. We offer checking and savings accounts that help you save for future goals while keeping your money easily accessible. For those in need of financing, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing options provide flexible solutions that can fit various budgets and situations. If you're facing unexpected expenses, consider our personal loans and debt consolidation services we're here to help lighten the load.

Digital & Online Banking

Key Features

Security is our top priority. We use advanced security measures to protect your personal information while giving you peace of mind. You can also take advantage of our electronic signature authorization feature, making it easier than ever to sign documents without needing to visit a branch. With e-statements available, you can view your account statements electronically, reducing clutter and allowing for easy access whenever you need them. Plus, if you're looking for convenience in payments, our mobile payments feature lets you make purchases with just a tap from your smartphone. Need to send money quickly? Our person-to-person transfer service allows you to send money directly to friends and family without any hassle. This means you can settle up for dinner or share expenses instantly no checks needed! At Patriot, we are committed to providing services that enhance your banking experience while keeping everything secure and accessible. Dive into the world of digital banking today by visiting us at https://www.patriotfcu.org/!

Financial Strength

Commitment to Growth

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we support your financial goals with $20,145 in used auto loans and $880,047,588 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts stand at 150,304, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $473,262, reinforcing our ability to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 1536 Lincoln Way E Chambersburg Pa 17202 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,057,116 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or need funds for existing operations, we can tailor solutions that fit your business needs. At Patriot, we're committed to providing excellent service and helping you navigate your financial journey. If you have questions about eligibility or refinancing options, don't hesitate to contact us at (717) 263-4444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 1536 Lincoln Way E Chambersburg Pa 17202, Chambersburg, PA, and let's work together toward achieving your financial aspirations!

Credit Lines and Personal Loans

We also provide credit lines with a total of $289,220,487 available for our members. This can be a useful tool for managing cash flow or unexpected expenses. Additionally, if you're looking for more flexibility in managing your finances, our unsecured credit card loans amounting to $14,686,186 can help you keep track of spending while enjoying rewards along the way.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. Each listing is grounded in factual data, allowing consumers to make informed decisions based on accurate information.

PATRIOT FEDERAL CREDIT UNION - Chambersburg, PA

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