Patriot Credit Union Chambersburg PA | Best Auto Loans & Checking Accounts

Introduction

Welcome to Patriot, your trusted partner in financial services, located at 488 Gateway Ave, Chambersburg, PA 17201. Since our establishment in 1965, we have proudly served our community with a commitment to excellence and member satisfaction. With over 79,152 members, we strive to offer personalized banking solutions tailored to meet your unique needs. At Patriot, our total assets stand impressively at $1,154,763,622, reflecting our strength and stability in the financial landscape. We manage a robust total of $113,949,911 in deposits and have granted loans totaling 44,438, ensuring that our members have access to the funds they need for their personal and business endeavors. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Ron Celaschi and Board President Dennis Coons, we prioritize transparency and community engagement. Our staff of 217 employees is here to assist you every step of the way. While you can visit us at our physical branch for all your banking needs, please note that official correspondence should be sent to the same address: 488 Gateway Ave, Chambersburg, PA 17201. Explore our diverse range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. With $7,582,052 in cash on hand and a net worth of $135,130,077, we are well-equipped to serve you effectively. We invite you to reach out at (717) 263-4444 or visit our website at www.patriotfcu.org for more information about how we can help you achieve your financial goals. Whether you're looking to open an account or secure a loan, we're here to assist you!

Branch History & Mission

Join Us

As we continue this journey together with our members and the community at large, we invite you to join Patriot. Experience firsthand the benefits of being part of a credit union that prioritizes its members' needs and invests in the future of Chambersburg. Visit us online at www.patriotfcu.org or call us at 717-263-4444 today! Let's build a brighter financial future together.

Our Mission

At Patriot, our mission is simple yet powerful: we aim to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe in making banking accessible and straightforward for everyone. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, we're here to help you achieve your financial goals. Our dedication extends beyond banking services; we strive to give back to the community through various outreach programs and partnerships that uplift and support local initiatives. This mission drives us every day as we work tirelessly to ensure that each member feels valued and supported. While you can reach us at our branch address above for all your banking needs, please note that official correspondence should be sent to 488 Gateway Ave, Chambersburg, PA 17201 if it differs from your visit.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch meets ADA compliance standards with features like ramps and designated parking spaces to ensure all members can visit comfortably. Parking is ample, so you'll never have to worry about finding a spot during your visit.

Convenient Location and Nearby Landmarks

Situated conveniently in Franklin County, our office is close to local landmarks that you may recognize, making it a familiar stop for many in the community. You can find us just a short drive from the bustling downtown area, which means we're not only accessible but also right where you need us when you're out running errands.

Operating Hours That Suit Your Schedule

Our operating hours are crafted with your convenience in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 7:00 PM for those who need a little extra time, and Saturdays from 8:30 AM to 12:00 PM. Whether you're coming by before work or on the weekend, we're here to help!

Services Offered

At Patriot, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, there's something for everyone. Need cash? Our ATM is available around the clock for withdrawals and balance checks. Plus, we have drive-thru banking if you prefer not to step inside ideal for quick deposits and simple transactions. If you have any questions or would like more information about our services, feel free to give us a call at 717-263-4444. Our friendly staff is always ready to assist you! So why wait? Stop by our Gateway Avenue Office today and discover how Patriot Credit Union can help you achieve your financial goals!

Member Eligibility

At Patriot, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're dedicated to serving our members with personalized support and a variety of financial products tailored to meet your needs. Enjoy benefits like competitive rates on loans and savings accounts, access to online banking, and friendly service from our knowledgeable team. To get started with your membership at Patriot, simply visit us at our welcoming branch located at 488 Gateway Ave Chambersburg Pa 17201 or give us a call at (717) 263-4444 for more details. You can also check out the full eligibility criteria on our website here. We're excited to have you join our community and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine a busy Saturday at your local café; with our point-of-sale solutions, accepting payments becomes quick and easy, allowing you to focus on what really matters delighting your customers. From online payments to mobile transactions, our services adapt to fit your business needs. Located at 488 Gateway Ave Chambersburg Pa 17201 in Chambersburg, PA, we invite you to reach out at (717) 263-4444 or visit us today to discover how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are conveniently located for easy access whenever you need it. Plus, our drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days! At Patriot, we are committed to providing personalized service with each interaction. We invite you to visit us at 488 Gateway Ave Chambersburg Pa 17201 or call us at (717) 263-4444 to learn more about how we can help with all your banking needs. Join our community today and experience the difference!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer flexible terms and competitive rates, making it easier than ever to drive off the lot in your dream vehicle. We work with you to create a financing plan that fits your budget, so you can enjoy the journey without financial stress.

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your growth with customized financial products.

Credit Cards with Rewards

Our credit card options not only help you make purchases but also reward you for spending! With cash-back offers and other rewards programs, using your card can be both convenient and beneficial.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and at Patriot, we're here to assist you every step of the way. Our mortgage loans come with various options tailored to meet your needs, whether you're a first-time homebuyer or looking to refinance an existing loan for better rates.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking services. From transferring funds to paying bills from anywhere at any time, managing your finances has never been easier. You can even use features like person-to-person payments for quick money transfers between friends and family.

Personal Banking

Our personal banking options include checking and savings accounts designed with you in mind. Imagine easily managing your day-to-day expenses while also saving for future goals. With competitive interest rates and no hidden fees, our accounts help you keep more of your hard-earned money.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way or if you're looking to consolidate debt, our personal loans can provide the relief you need. With straightforward terms and fast processing times, you can get back on track financially without added hassle.

Digital & Online Banking

Real-Time Account Management

Managing your finances shouldn't be complicated. That's why we've made our digital banking platform user-friendly and accessible. You can easily monitor your transactions in real-time, ensuring that you always know where your money is going. With all these features at your fingertips, Patriot is committed to providing a modern banking experience that keeps pace with your lifestyle. Experience the ease of digital banking today!

Security and Ease-of-Use

Your security is our top priority. At Patriot, we offer electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, you can choose to receive e-statements for quick access to your account statements without waiting for them to arrive in the mail. This not only helps keep your information secure but also reduces paper waste. For those who prefer using their smartphones, our mobile application is available for download, allowing you to bank on the go. With 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you best.

Financial Strength

Building Trust Together

Total Share Accounts: 150,304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 488 Gateway Ave Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors. We currently have $20,145 in used auto loans and a total of $880,047,588 in loans and leases available to help you achieve what you need.

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. To ensure you receive top-notch service every time you visit us, we take pride in having 208 full-time employees and 9 part-time employees ready to assist you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Your savings are our priority. Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $3,477,000, we ensure that our resources are directed toward your needs through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also provide various credit lines totaling $289,220,487, offering additional borrowing flexibility for unexpected expenses or planned projects. If you're interested in refinancing or learning more about eligibility options, don't hesitate to reach out. Our knowledgeable staff is available to answer any questions you may have. For more information about our loan offerings or to apply for a loan, please visit us at 488 Gateway Ave Chambersburg Pa 17201, Chambersburg, PA or give us a call at (717) 263-4444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing options that cater to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. We understand the challenges of running a business, and our team is here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We guide you through the mortgage process with straightforward terms and support every step of the way.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans offer flexibility when you need it most. With a total of $14,686,186 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when necessary.

Loan Aggregator

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PATRIOT FEDERAL CREDIT UNION