PATHWAYS FINANCIAL CREDIT UNION

Welcome to Pathways Financial, your trusted credit union located at 1850 S Limestone St, Springfield, OH 45505. Since our establishment in 1973, we have dedicated ourselves to serving the financial needs of our community, growing alongside our valued members. With a proud membership of over 48,814 individuals and total assets amounting to an impressive $629,567,334, we are committed to ensuring that your financial journey is both secure and rewarding. At Pathways Financial, we believe in a member-first approach. Our total deposits stand at $45,848,312, showcasing the trust our members place in us. As part of our commitment to you, we offer a wide range of services including personal banking solutions, auto loans, mortgages, and business banking options. Our team is made up of 109 dedicated employees who are here to provide personalized assistance tailored to your unique needs. Led by our CEO Michael Shafer and Board President John Radich, we strive to create an environment where every member feels valued. Whether you're looking for advice on loans or simply need help managing your accounts, we're here for you every step of the way. While members can visit us at our Springfield location, official correspondence should be sent to the same address: 1850 S Limestone St, Springfield, OH 45505. Feel free to reach out to us at (614) 416-7588 or explore more about our services online at Pathways Financial. Join us today and experience a credit union that truly puts its members first!

At Pathways Financial, we believe that everyone deserves the chance to be part of a welcoming community that truly cares. Joining us is easy, and we invite you to become a member if you meet our eligibility criteria, which are designed to include as many people as possible. Generally, individuals who live, work, worship, or attend school in the Springfield area can apply for membership. If you're curious about the specific details or want to see if you qualify, check out our eligibility guidelines at https://pathwayscu.com/products/regular-share-savings . Once you're ready to take the next step, opening an account is simple! You can start your journey with us by visiting our account opening page at https://pathwayscu.com/open-account . Should you have any questions along the way, feel free to give us a call at (614) 416-7588. We're excited to welcome you into the Pathways Financial family and help you achieve your financial goals!

At Pathways Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust is built on transparency and reliability. That's why we're committed to providing you with insights into our financial health. With a net worth of $68,325,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,085 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,351,543 in share certificates and $115,193,727 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,496,925, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,574,370 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $4,875 in used auto loans and $431,602,567 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $101,934, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $13,500,270, the funds available for lending and investments demonstrate our commitment to growth. Moreover, our total share accounts stand at 111,718, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pathways Financial is your trusted partner. Visit us at 1850 S Limestone St Springfield Oh 45505 or call (614) 416-7588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Pathways Financial, we understand that everyone has unique financial needs. Whether you're looking to buy a car, purchase your first home, or manage your everyday expenses, our diverse range of loan products is designed to help you achieve your goals. Located at 1850 S Limestone St, Springfield, OH 45505, we are committed to providing our members with personalized service and competitive rates. With over 29582 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,030,014 in used vehicle loans and $16,177,476 in new vehicle loans already helping members get on the road. If homeownership is on your mind, explore our mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $30,194,875, making buying or refinancing straightforward and accessible. For those looking for flexibility in managing their finances, we also provide unsecured credit card loans. With a total of $11,373,142 in these loans available, members can enjoy terms that suit their individual needs. For business owners seeking capital to grow and expand their operations, our outstanding commercial loans total $26,528,937. These funds can help take your business to the next level. We encourage you to learn about refinancing options and eligibility requirements that may be available to you. You can find more information on our website at Pathways Financial or by calling us at 614-416-7588. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your financial journey!