Pathways Financial Marysville OH Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Pathways Financial in Marysville, Ohio! Located at 121 Emmaus Rd, our branch has been serving the community since 1973 with a commitment to providing exceptional financial services tailored to your needs. With a strong membership base of over 48,000 individuals, we pride ourselves on being a trusted partner in your financial journey. At Pathways Financial, we understand that every member's financial situation is unique. That's why we offer a wide range of products and services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $629,567,334, demonstrating our stability and reliability as a credit union. Under the leadership of CEO Michael Shafer and Board President John Radich, our dedicated team of 109 employees is here to support you with personalized service. We currently have approximately $45,848,312 in deposits and an outstanding loan portfolio of 29,582, showcasing our ability to assist both individuals and businesses within the community. We believe that banking should be accessible and straightforward. That's why we provide online and mobile banking options for your convenience. Whether you're looking to open a new account or need assistance with loans, we're just a phone call away at 937-644-4746. While members can visit us at our Marysville branch for face-to-face interactions, we invite you to explore more about us online at pathwayscu.com. Join us today and see how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's world. That's why we ensure that our facilities comply with ADA standards so everyone can take advantage of our services without barriers. With features like ATM availability and drive-thru banking options, we make it convenient for you to bank on your terms.

Join Us

While you can visit us at our branch location in Marysville for all your banking needs during operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM we invite you also to connect with us online at Pathways Financial. If you have any questions or wish to learn more about becoming a member, feel free to call us at 937-644-4746. Join Pathways Financial today and experience how we can help you achieve your financial goals while being an integral part of the Marysville community!

Mission Statement

At the heart of Pathways Financial is our mission: to empower individuals and businesses through comprehensive financial solutions while fostering community development. We are dedicated to providing personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we offer business banking services tailored to meet the unique needs of local entrepreneurs. Our commitment extends beyond banking; we actively engage in community outreach programs that aim to uplift and support those around us. Whether it's through financial education workshops or local partnerships, we strive to make a positive impact on Marysville and its residents.

Our Journey

From our humble beginnings, Pathways Financial has evolved significantly. We started with a vision to provide accessible financial services and have steadily expanded our offerings to meet the changing needs of our community. Today, we manage total assets of $629,567,334, reflecting the trust placed in us by our members. Our history is marked by key milestones that highlight our dedication to service and community involvement. We've embraced digital advancements to make banking easier and more efficient while ensuring that our services remain user-friendly and inclusive for all.

Branch Location & Accessibility

Accessibility Features

At Pathways Financial, we prioritize accessibility for all our members. Our branch includes features such as ADA-compliant ramps and spacious parking areas to ensure that everyone can access our services comfortably. If you're on the go, take advantage of our convenient drive-thru banking option, allowing you to make deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We aim to provide flexible options so you can bank when it suits you best.

Services Offered

Pathways Financial offers a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With ATM availability on-site, you have quick access to cash whenever you need it. While we love seeing our members in person at 121 Emmaus Rd, please note that any official correspondence should be sent directly to this address as well. Ready to experience banking that puts you first? Feel free to give us a call at 937-644-4746 or stop by today! We look forward to serving you at Pathways Financial!

Member Eligibility

At Pathways Financial, we believe that everyone deserves a place in our welcoming community. Becoming a member is straightforward and open to those who live, work, worship, or go to school in the local area. If you meet any of these criteria, you're already on your way to enjoying the benefits we offer! Not only will you gain access to a variety of financial services tailored just for you, but you'll also become part of a cooperative where your voice matters. For more detailed information about eligibility requirements, feel free to visit this link. Opening an account with us is easy and convenient. You can start your journey by visiting our website at this page, or simply give us a call at (937) 644-4746 if you have any questions or need assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $108 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,528,937, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools can make all the difference. Our merchant services are designed to simplify payments and enhance customer experience. Imagine being able to accept payments easily while managing transactions efficiently this allows you to focus on what matters most: running your business. Located at 121 Emmaus Rd Marysville Oh 43040 in Marysville, OH, we are dedicated to being your partner in success. Let's work together to elevate your business today! For more information, call us at (937) 644-4746 or visit our website at Pathways Financial.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer comprehensive business banking services including merchant services and business loans to help you grow your company. We know how important it is for businesses to have reliable financial support, and we're here to help.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. With just a few clicks or taps, you can check balances, transfer funds, and pay bills from anywhere. Our ATM services make cash withdrawals easy, whether you're out running errands or need some quick cash.

Drive-Thru Services

If you prefer face-to-face interactions but want the ease of quick transactions, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. This service complements our basic ATM access for balance checks and withdrawals.

Get Started Today!

Our team at Pathways Financial is here to support you every step of the way with personalized service tailored to your unique needs. If you're ready to explore all that we offer or have any questions about our services, don't hesitate to call us at 937-644-4746. We look forward to helping you achieve your financial dreams! Visit us online at Pathways Financial for more information about opening an account or accessing any of our services!

Loans and Credit

Life can be unpredictable, which is why our personal loans and debt consolidation services are designed to assist you in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, with our credit cards with rewards, you can earn benefits while making everyday purchases.

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts provide easy access to your money while helping you save for what matters most. If you're considering a new car, our auto loans and vehicle financing options can get you on the road quickly and affordably. We also provide mortgage loans and refinancing solutions, making home ownership or upgrading your living situation easier than ever.

Digital & Online Banking

Easy Access Anytime

Our 24/7 online banking services make it simple for you to check your balances, pay bills, and transfer funds whenever it suits you. Just visit https://pathwayscu.com/ to get started! Whether you're at home or on the go, managing your accounts is straightforward and hassle-free.

On-the-Go Banking

For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. You can even make person-to-person transfers easily perfect for splitting bills or sending money to friends. While we currently do not support mobile payments, we're continuously looking to enhance our offerings. At Pathways Financial, we believe banking should be easy and accessible. Our digital tools give you real-time account management so that you can stay on top of your finances wherever life takes you. Join us today and experience the ease of digital banking!

Secure and User-Friendly Features

Security is our top priority. We offer electronic signature authorization for secure transactions, ensuring that your information stays safe while you bank online. Plus, with e-statements available, you'll have instant access to your account statements without the clutter of paper.

Financial Strength

Growing Membership

Total Share Accounts stand at 111,718, showing a strong and growing member base that trusts us with their finances. This trust is vital as it fuels our ability to provide ongoing support and exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pathways Financial is your trusted partner. Visit us at 121 Emmaus Rd Marysville OH 43040 or call 937-644-4746 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $107,351,543 in share certificates and $115,193,727 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,496,925, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $101,934 reflects our operational efficiency and commitment to serving you effectively. We also take pride in having 101 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $68,325,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is further highlighted by our net worth ratio of 10.85%, demonstrating a solid capital base that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $38,574,370 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; with $4,316,025,67 in total loans and leases, including $4,875 in used auto loans, we support our members' financial goals across various sectors.

Loan Offering

Additional Offerings

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $26,528,937, providing the necessary support to thrive in today's market. If you're interested in refinancing options or checking your eligibility for any of these products, visit us at Pathways Financial or call us directly at 937-644-4746. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Pathways Financial can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $62,030,014 in used vehicle loans and $16,177,476 in new vehicle loans to help members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto financing options are designed with your budget in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $30,194,875. With flexible terms and competitive interest rates, owning your dream home is more attainable than ever.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $11,373,142 in loans helping members manage their finances effectively, our credit card options come with rewards and no annual fees. It's an excellent way to build your credit while enjoying benefits tailored for you.

Loan Aggregator

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PATHWAYS FINANCIAL CREDIT UNION - Marysville, OH