Pathways Financial Englewood OH Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Pathways Financial, your trusted credit union located at 175 W Wenger Rd, Englewood, OH 45322. Since our establishment in 1973, we have dedicated ourselves to serving our community and supporting our members' financial journeys. With a strong membership base of 48,814 individuals, we pride ourselves on providing personalized service and a wide range of financial solutions tailored to meet your needs. At Pathways Financial, we understand the importance of having reliable banking options close to home. Our total assets stand at an impressive $629,567,334, reflecting our stability and commitment to helping you achieve your financial goals. We offer various services, including personal banking accounts, auto loans, mortgages, and business financing solutions. Our total deposits amount to $45,848,312, showcasing the trust that our members place in us. Our leadership team is led by CEO Michael Shafer and Board President John Radich, both of whom are passionate about making a positive impact in our community. With a dedicated staff of 109 employees, we work hard every day to ensure that your experience with us is seamless and satisfying. While members can visit us at our Englewood branch for all their banking needs, official correspondence should be sent to the same address: 175 W Wenger Rd, Englewood, OH 45322. If you have any questions or need assistance, feel free to call us at 937-223-4943. Join us today and discover how Pathways Financial can help you navigate your financial journey with confidence! For more information on our services or to open an account online, please visit our website. We look forward to welcoming you into our Pathways family!

Branch History & Mission

Commitment to Service

At Pathways Financial, we're dedicated to providing personalized service tailored to each member's unique needs. We understand that every financial journey is different, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Additionally, we provide online and mobile banking options for your convenience. We also prioritize accessibility by ensuring our facilities are ADA compliant and by offering both ATM access and drive-thru banking for quick transactions. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 175 W Wenger Rd, Englewood, OH 45322.

Community Engagement

Our commitment extends beyond financial services; it's about building relationships within the community. We actively participate in local events and programs designed to support education and economic development. By fostering these connections, we aim to create opportunities that benefit everyone in Englewood. As we look ahead, we invite you to become part of our growing family at Pathways Financial. Experience the difference that comes from being part of a credit union that truly cares about its members and their community. Join us today and take the first step towards achieving your financial goals! For more information or assistance, don't hesitate to reach out at 937-223-4943 or visit our website at Pathways Financial. Together, let's pave the way for a brighter financial future!

Our Journey

Founded with a vision of providing accessible and affordable banking solutions, Pathways Financial has continuously evolved to meet the needs of our members. Since opening our doors, we have expanded our offerings and embraced new technology while maintaining our core values of integrity and service. Today, we proudly manage total assets of $629,567,334, a testament to the trust our members place in us. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering community growth and support. We believe that strong communities create strong individuals. That's why we invest not only in innovative banking solutions but also in local outreach initiatives and partnerships that uplift those around us.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about how we can serve you, don't hesitate to call us at 937-223-4943. We invite you to come visit us at our Englewood branch today! At Pathways Financial, your financial well-being is our priority.

Nearby Landmarks and Accessibility

Our Englewood branch is close to several local landmarks, making it easy to stop by while running errands or visiting nearby shops. If you're coming from downtown Englewood or just passing through, you'll find ample parking right outside our doors. We are committed to accessibility and have features such as ADA-compliant ramps to ensure everyone can visit us comfortably.

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:30 AM to 5:00 PM; and Friday from 9:00 AM to 6:00 PM. Need assistance after hours? Our ATM is available 24/7 for cash withdrawals and balance inquiries.

Services Offered

At Pathways Financial, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we're here for you every step of the way. For those on the go, we also provide online and mobile banking services so you can manage your finances whenever you need. If you're looking for a quick transaction, take advantage of our drive-thru banking service for deposits and withdrawals without leaving your vehicle.

Member Eligibility

Joining the Pathways Financial community is more than just opening an account; it's about becoming part of a supportive network where your financial wellness is our priority. If you're wondering how to become a member, the process is simple and welcoming. At Pathways Financial, we believe that everyone deserves access to quality financial services, so we invite anyone who lives, works, or worships in the area to consider membership. This means if you're residing in Englewood or nearby, you're likely eligible! To learn more about the specific criteria and details, feel free to visit our eligibility page for the latest updates. Once you're ready to take that step toward membership, opening an account is just as straightforward. You can start your journey online by visiting our account opening page or give us a call at (937) 223-4943 if you prefer speaking with someone directly. Our branch at 175 W Wenger Rd, Englewood, OH 45322 is here to assist you with any questions you may have. We can't wait to welcome you into our Pathways Financial family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $108 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,528,937, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine your customers checking out quickly and easily, while you focus on growing your enterprise. Our merchant services streamline payment processing, ensuring you can accept various payment types safely and efficiently. This means faster transactions, happier customers, and more time for you to concentrate on what matters most your business. Located at 175 W Wenger Rd Englewood Oh 45322 in Englewood, OH, we're here to partner with you on your journey. Whether you're looking for a loan or need reliable merchant services, reach out to us at (937) 223-4943. Let's build a successful future together!

Comprehensive List Of Services

Accessibility Made Easy

For those who prefer face-to-face interaction, our branch features a drive-thru service where you can quickly complete deposits, withdrawals, and simple transactions without leaving your vehicle. This is perfect for busy days when every minute counts! Our commitment to serving the community goes beyond just providing services; it's about creating relationships. Whether you're stopping by the branch or using our online tools from home, we're here to support you every step of the way. Ready to explore what Pathways Financial has to offer? Give us a call at 937-223-4943 or visit us online at Pathways Financial. Join us today and discover how we can assist you in achieving your financial goals!

Business Banking Solutions

If you're a business owner, we have tailored services just for you. Our business banking solutions, including merchant services and business loans, can help you streamline operations and grow your enterprise.

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer robust online and mobile banking platforms. You can easily check balances, transfer funds, and manage your accounts from anywhere with just a few clicks or taps on your smartphone. Plus, enjoy access to an ATM for cash withdrawals whenever you need it.

Personal Banking Options

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various personal banking services designed with you in mind. Our checking and savings accounts provide flexibility and ease for everyday transactions. If you're dreaming of a new car or need to refinance an existing vehicle, our auto loans and vehicle financing options are competitive and accessible. For those considering homeownership, our mortgage loans and refinancing services can help make your dream a reality. We also offer personal loans and debt consolidation options to help you manage expenses more effectively. And don't forget about our credit cards with rewards enjoy benefits while making purchases!

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents securely online without needing to visit the branch in person. Additionally, our e-statements make it simple to keep track of your account statements digitally no more piles of paper cluttering up your space! If you enjoy the convenience of mobile banking, you'll love our mobile application. It allows you to manage your accounts right from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. While we currently don't offer mobile payments, rest assured that our commitment to security remains strong across all platforms. Our online banking services are designed with robust security measures to protect your personal information, ensuring peace of mind every time you log in. In today's fast-paced world, having access to reliable digital banking tools is essential. At Pathways Financial, we're dedicated to providing services that not only meet but exceed your expectations for convenience and security. Get started today by visiting https://pathwayscu.com/ and experience the ease of managing your finances from anywhere!

Financial Strength

At Pathways Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust in us is built on our solid foundation and sound management. With a net worth of $68,325,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,351,543 in share certificates and $115,193,727 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,496,925, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,574,370 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $4,875 in used auto loans and a total of $431,602,567 in loans and leases. Our operational efficiency is reflected in our net income of $101,934, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $13,500,270. With a total of 111,718 share accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pathways Financial is your trusted partner. Visit us at 175 W Wenger Rd Englewood OH 45322 or call 937-223-4943 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already facilitated $16,177,476 in new vehicle loans and $62,030,014 in used vehicle loans to help members get on the road comfortably and affordably.

Commercial Loans

For business owners, our outstanding commercial loans totaling $26,528,937 provide the capital needed to grow and expand your business ventures. We are committed to supporting local businesses and helping them thrive in the community. Additionally, if you're interested in refinancing options or want more information about eligibility requirements for any of these products, feel free to reach out or visit us online. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pathways Financial in Englewood, OH, we strive to empower our members with the financial tools they need for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,194,875, make buying or refinancing simple. We are dedicated to making the home-buying process as smooth as possible for our members.

Unsecured Credit Cards

For those needing extra flexibility in managing their finances, we also offer flexible terms on unsecured credit card loans. With a total of $11,373,142 in unsecured credit card loans helping members effectively manage their expenses and rewards programs available, you can enjoy peace of mind while spending.

Loan Aggregator

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PATHWAYS FINANCIAL CREDIT UNION - Englewood, OH

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