Pathways Financial Beavercreek OH Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

At Pathways Financial, we believe in the power of community and the importance of strong financial partnerships. Established in 1973, our Beavercreek branch, located at 3562 Dayton Xenia Rd, Beavercreek, OH 45432, has been a trusted financial resource for 48,814 members. With a commitment to personalized service and a community-first approach, we strive to empower you on your financial journey. As a member-focused credit union, we proudly manage over $629 million in assets and offer a variety of services tailored to meet your needs. Whether you're looking for checking accounts, auto loans, or business banking solutions, we've got you covered. Our total deposits stand at an impressive $45,848,312, showcasing the trust our members place in us. Our dedicated team is led by CEO Michael Shafer and Board President John Radich, both committed to ensuring that our members receive the highest level of service. With a staff of 109 employees, we're here to assist you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 3562 Dayton Xenia Rd, Beavercreek, OH 45432. Explore more about what we offer by visiting our website at Pathways Financial or give us a call at 937-429-0604. Join us today and experience the benefits of being part of a cooperative that truly cares!

Branch History & Mission

At Pathways Financial, we take great pride in our rich history and unwavering commitment to our community. Established in 1973, our Beavercreek branch has grown alongside the vibrant community it serves. Located at 3562 Dayton Xenia Rd, Beavercreek, OH 45432, our branch is not just a place for financial transactions; it's a hub for fostering relationships and supporting local initiatives. Since opening our doors, Pathways Financial has become a trusted partner for over 48,000 members. We have built a strong foundation with total assets reaching an impressive $629,567,334. This growth reflects our dedication to providing quality financial services that cater to the diverse needs of our members. As we continue to expand, we remain focused on enhancing the member experience through innovative solutions and personalized service. Our mission goes beyond traditional banking; we strive to empower individuals and families by offering accessible financial products that promote stability and growth. From checking and savings accounts to auto loans and mortgages, we aim to provide services that meet the unique needs of each member. We believe that when our members thrive, so does our community. While you can visit us at our Beavercreek location for all your banking needs, official correspondence should be sent to the same address: 3562 Dayton Xenia Rd, Beavercreek, OH 45432. Our operating hours are designed with your convenience in mind: Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; Wednesday from 10:30 AM to 5:00 PM; and Friday from 9:00 AM to 6:00 PM. In addition to providing essential financial services, we are committed to giving back to the community through various outreach programs and partnerships. By working closely with local organizations, we aim to create a positive impact and help those in need. Whether it's sponsoring events or hosting financial literacy workshops, Pathways Financial is dedicated to enriching lives in Beavercreek. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members and their financial well-being. Together, let's pave new pathways toward a brighter future! For more information or to become a member today, please call us at 937-429-0604 or visit our website at Pathways Financial.

Branch Location & Accessibility

Accessibility Features

At Pathways Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to access our services. Plus, we have ample parking available right outside our doors, so you can come in and out without any hassle.

Call-to-Action

Ready to explore how we can support your financial journey? Feel free to give us a call at 937-429-0604 or stop by our Beavercreek branch today! Our friendly team is excited to assist you with all your banking needs.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; on Wednesdays, we open a bit later at 10:30 AM until 5:00 PM; and on Fridays, we're here for you from 9:00 AM to 6:00 PM.

Services Offered

Pathways Financial offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? We have an ATM available for quick withdrawals and balance checks. If you're looking for something more straightforward, our drive-thru service allows you to handle basic transactions without leaving your car.

Member Eligibility

At Pathways Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial goals. To become a member, you'll need to meet some simple eligibility criteria that focus on where you live or work. If you reside, work, worship, or attend school in the Greene County area or have a family member who is already a member, you're likely eligible! We welcome everyone with open arms and strive to make your banking experience as smooth as possible. Getting started is easy! Just visit us at 3562 Dayton Xenia Rd, Beavercreek, OH 45432 or check out our website for more details on eligibility at this link. If you're ready to take the next step, you can find everything you need to open an account at this page. Have questions? Feel free to give us a call at 937-429-0604. We can't wait to welcome you into the Pathways Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $200 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $108 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,528,937, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine quickly accepting payments from customers whether they're shopping online or in-store, all while enjoying competitive rates that help keep your costs low. Join us at Pathways Financial, located at 3562 Dayton Xenia Rd Beavercreek Oh 45432, and discover how our business banking and commercial services can empower your success. Call us at (937) 429-0604 or visit our website for more information!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide a variety of banking services including merchant services and business loans. We understand that running a business can be challenging, so we aim to simplify your banking experience with tools designed specifically for entrepreneurs.

Convenient Access Anytime

Accessing your accounts has never been easier with our online and mobile banking features. Pay bills, transfer funds, or check your balance anytime through our secure platform. We also have an ATM available for quick cash withdrawals and basic transactions like balance checks.

Credit Options That Work for You

Need extra cash? Our personal loans and debt consolidation options are great solutions for managing unexpected expenses or combining multiple debts into one manageable payment. Plus, our credit cards come with rewards programs that allow you to earn points while making everyday purchases.

Friendly Service When You Need It

If you prefer face-to-face service, our drive-thru banking allows for convenient deposits and withdrawals without leaving your car. We're committed to providing friendly assistance during all interactions whether in-person or online. We invite you to explore all these offerings and more at Pathways Financial in Beavercreek. If you're ready to take control of your finances or want more information about any of our services, feel free to call us at 937-429-0604 or visit us online at pathwayscu.com. Let us help you pave the way towards a brighter financial future!

Home Loans Tailored for You

Purchasing a home is one of the biggest decisions you'll ever make. At Pathways Financial, we offer mortgage loans and refinancing options that are designed with your financial situation in mind. Our knowledgeable staff can guide you through each step, ensuring you find the right mortgage product that fits your budget.

Personal Banking Made Easy

Our personal banking services are tailored to meet the everyday needs of our members. We offer checking and savings accounts that can help you manage your day-to-day expenses while also building your savings for future goals. Imagine being able to easily access your funds online or through our mobile app, making transactions from the comfort of your home or on the go. When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we are here to make the process smooth and stress-free.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services allow you to check your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. You can easily set up e-statements to receive your account statements electronically, which not only saves paper but also helps keep your information secure and organized. Plus, with our electronic signature authorization, you can sign important documents without needing to visit the branch, making processes quicker and more efficient. For those who love using their mobile devices, our user-friendly mobile application lets you perform banking tasks right from your smartphone. You can even enjoy person-to-person transfers, allowing you to send money directly to friends or family in just a few taps.

Security and Convenience

Your security is our top priority. Our digital banking features are designed with safety in mind so you can bank confidently. Whether you're accessing your accounts online or via our mobile app, rest assured that your personal information is protected. With easy navigation and real-time account management, every feature aims to enhance your banking experience. No matter if it's checking balances or making payments, everything is at your fingertips whenever you need it. At Pathways Financial, we're committed to providing you with the tools you need for a seamless banking experience. Start taking advantage of these services today by visiting https://pathwayscu.com/!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 111,718, show a strong and growing member base that trusts us with their finances. This reflects the confidence our community has in Pathways Financial, which is dedicated to serving your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pathways Financial is your trusted partner. Visit us at 3562 Dayton Xenia Rd Beavercreek Oh 45432 or call (937) 429-0604 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Member Success

With $38,574,370 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,875 in used auto loans and $431,602,567 in total loans and leases. Our $101,934 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $107,351,543 in share certificates and $115,193,727 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,496,925, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $68,325,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,085 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,030,014 in used vehicle loans and $16,177,476 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $26,528,937 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,194,875, make buying or refinancing simple. We aim to make your journey to owning a home as smooth as possible with competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing any existing loans for better terms or lower rates, our team can guide you through the eligibility options available. We strive to ensure our members receive the best possible financial solutions tailored to their unique situations. At Pathways Financial located at 3562 Dayton Xenia Rd Beavercreek Oh 45432, our dedicated staff is ready to help you navigate your borrowing options. For more information or to start your application process today, give us a call at 937-429-0604. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,373,142 in loans helping members manage their finances effectively. These cards come with rewards and benefits that fit your lifestyle while giving you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, which promotes transparency in the lending process. - No Sponsored Listings: With no influence from paid promotions, users receive authentic comparisons that reflect true market conditions. - Real-Time Rate Comparisons: Rates are updated regularly to help users make timely and informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and reliability of the tool in helping individuals secure favorable financing. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Every loan comparison is backed by verified data from legitimate financial institutions, giving users confidence in their choices. LendMesh stands out for its commitment to impartiality. It does not prioritize lenders based on paid promotions; instead, it focuses on delivering unbiased results. Users can access up-to-date loan rates from multiple institutions, empowering them to find the best options tailored to their needs.